Foreign Exchange.
Traveling internationally or need to send an international wire transfer? Wells Fargo’s foreign exchange has got you covered.
Foreign currency cash.
As you start your trip, having local currency on hand lets you easily cover immediate expenses without needing to hunt down a currency exchange office. On your return, we can often buy back unused foreign currency cash at a Wells Fargo branch.
We offer more than 70 currencies available for use in over 100 countries.
Note: Our branches no longer have foreign currency cash on-hand available for over-the-counter same-day purchase.
Wells Fargo account holders can order foreign currency cash online, at a branch, or at 1-800-626-9430 and have delivery within 2-7 business days.
We do not buy back all currencies, and buy-back rates differ from rates for ordering cash. We do not buy back coins. Foreign currency cash is intended for travel-related purposes only. Wells Fargo does not recommend foreign currency cash as an investment product.
International wire services.
Use our international wire transfer services to send and receive overseas payments.
Whether online, in-person at a branch, or over the phone, Wells Fargo offers a number of ways to send international wire transfers.
Sending an international wire transfer in foreign currency lets you lock in an exchange rate up front and know the exact amount of foreign currency being sent to the beneficiary.
In addition to assisting you with sending foreign currency wires, Wells Fargo can also receive wires denominated in many foreign currencies.
Drafts and checks.
We also offer foreign currency drafts payable in select foreign currencies and accept checks issued in a number of foreign countries and currencies. To speak with a representative about foreign bank drafts, visit your local Wells Fargo branch or call 1-800-678-4653 .
In addition to any applicable fees, Wells Fargo makes money when we convert one currency to another currency for you. The exchange rate used when Wells Fargo converts one currency to another is set at our sole discretion, and it includes a markup. The markup is designed to compensate us for several considerations including, without limitation, costs incurred, market risks, and our desired return. The applicable exchange rate does not include, and is separate from, any applicable fees. The exchange rate Wells Fargo provides to you may be different from exchange rates you see elsewhere. Different customers may receive different rates for transactions that are the same or similar, and the applicable exchange rate may be different for foreign currency cash, drafts, checks, or wire transfers. Foreign exchange markets are dynamic and rates fluctuate over time based on market conditions, liquidity, and risks. Wells Fargo is your arms-length counterparty on foreign exchange transactions. We may refuse to process any request for a foreign exchange transaction.
Incoming wire transfers received in a foreign currency for payment into your account will be converted into U.S. dollars using the applicable exchange rate without prior notice to you.
For additional information related to Wires and foreign currency wires, please see the Wells Fargo Wire Transfers Terms and Conditions.