Forex como funciona 7

Explicación del trading en forex: Cómo operar en forex.


Obtén más información sobre el trading en forex, desde cómo funciona el mercado forex y qué es lo que influye en los tipos de cambio hasta diferentes estrategias e instrumentos. Continúa leyendo para saber cómo operar en forex con CFD en Capital.com.


Nov 9, 2022 • Actualizado.


El trading en forex es el proceso de compra y venta de divisas internacionales con el objetivo de obtener beneficios debido a fluctuaciones en los tipos de cambio entre diferentes monedas.


El término "forex" significa mercado de divisas. El mercado forex permite el trading de monedas fiat de diferentes países entre sí. Por ejemplo, hacer trading de la libra esterlina con el dólar estadounidense (GBP/USD).


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El 81,40 % de las cuentas de inversores minoristas pierde dinero al hacer trading en CFD con este proveedor.


¿Qué es el trading en forex?


¿Qué es el trading en forex y cómo funciona? El trading de divisas o mercados de divisas (a menudo conocido como FX) es el trading de par de divisas con el objetivo de tratar de beneficiarse potencialmente de las fluctuaciones en los tipos de cambio.


Mientras que activos como las acciones y las materias primas se operan en bolsas centrales reguladas, las divisas se compran y se venden en mercados extrabursátiles (OTC), lo que significa que las operaciones se suelen llevar a cabo entre contrapartes institucionales en los principales centros de trading en forex de todo el mundo. Esto es conocido como mercado interbancario.


Los mayores centros de trading en forex, así como los más líquidos, son Londres y Nueva York. Tokio, Hong Kong, Frankfurt y Singapur son también importantes centros de trading de divisas.


Continúa leyendo para saber cómo operar en forex para principiantes.


Los rendimientos pasados no son un indicador fiable de resultados futuros.


¿Qué es el mercado de divisas?


El mercado de divisas es la bolsa más activa del mundo por volumen de operaciones y, con cerca de 7 billones de dólares de transacciones diarias, el mayor mercado en términos de valor.


Dado el alcance internacional del mercado, el trading en forex se realiza las 24 horas del día, excepto los fines de semana, y determina los tipos de cambio de todas las divisas del mundo.


Sobre los pares de divisas.


¿Cómo funciona el trading en forex? Los inversores en forex operan con pares de divisas (a veces llamados cruces de pares, los cuales no incluyen el dólar estadounidense), evaluando cuándo es probable que una divisa suba frente a otra.


El significado de trading en forex presupone la compra de una divisa y la venta de otra. Los traders buscan obtener un beneficio potencial vendiendo una divisa a un valor más alto que en el momento de su compra. Un par de divisas presenta una divisa base y una divisa cotizada. El tipo de cambio representa la cantidad de la divisa cotizada que se necesita para comprar una unidad de la divisa base.


Cada moneda está representada por un código de tres letras, las dos primeras suelen referirse al país y la tercera a la divisa; por ejemplo, USD para el dólar estadounidense, CAD para el dólar canadiense y NOK para la corona noruega. Hay excepciones, como EUR para el euro y MXN para el peso mexicano.


Los pares de divisas más operados son el euro frente al dólar estadounidense (EUR/USD), el dólar estadounidense frente al yen japonés (USD/JPY[) y la libra esterlina frente al dólar estadounidense (GBP/USD).


Un trader de divisas compra y vende pares cuando espera que el valor fluctúe. Por ejemplo, si un trader cree que el euro subirá frente al dólar (quizá por los buenos datos económicos de la zona euro) podría abrir una posición larga en el par de divisas EUR/USD. Si esperan que el valor del euro caiga, podrían operar en corto en el par.


Existen cuatro tipos principales de pares de divisas con los que los traders operan, dependiendo de sus estrategias:


Pares principales : Son los pares que se operan más activamente y que ofrecen mayor liquidez y menor volatilidad. Hay siete pares de divisas principales, todos ellos cruces del dólar estadounidense: GBP/USD, EUR/USD, USD/JPY, USD/CHF, USD/CAD, NZD/USD y AUD/USD. Estos representan el 88 % de todo el trading en forex. Pares menores : Son pares de divisas que no incluyen al dólar como uno de los cruces. Suelen ser menos líquidos, por lo que pueden tener una mayor volatilidad de precios. Esto significa que, a efectos de trading en CFD, pueden ofrecer mayores oportunidades de pérdidas y ganancias. EUR/GBP, EUR/AUD, GBP/JPY, NZD/JPY y GBP/CAD son ejemplos de pares de divisas menores. Pares exóticos : Suelen incluir un cruce de un país de mercado emergente. La baja liquidez y la alta volatilidad pueden hacer que las oscilaciones de precios sean rápidas e impredecibles. Algunos ejemplos son EUR/TRY, USD/HKD, NZD/SGD, GBP/ZAR, NOK/RUB y AUD/MXN. Pares regionales : son pares de divisas basados en una región, como Escandinavia o Australasia. Algunos de ellos son: NOK/SEK, AUD/NZD, AUD/SGD y CNH/HKD.


Términos comunes del mercado forex.


Antes de aprender cómo empezar a hacer trading en forex, es útil conocer algunos de los términos más comunes utilizados por los traders. Aquí tienes un glosario sencillo de algunos de los términos con los que te encontrarás:


Aussie : término general utilizado para el dólar australiano.


Precio de compra : precio al que un trader puede comprar.


Moneda base : la primera moneda que aparece en un par de divisas. En el caso del USD/EUR, el dólar estadounidense es la moneda base.


Tipo base : el tipo de interés de los préstamos fijado por el banco central de un país.


Punto base : equivale a una centésima parte del 1 %, o al 0,01 %, o al 0,0001 del precio de un par de divisas. También se conoce como "pip"


Mercado a la baja/bajista : indica un mercado o precio de un activo en declive.


Bajistas : traders que esperan que los precios caigan y que pueden estar manteniendo posiciones cortas.


Spread entre oferta y demanda : diferencia entre el precio de compra y el de venta.


Precio de oferta : el precio al que un trader puede vender.


Mercado alcista/alcista : indica un mercado o precio de un activo que está subiendo.


Alcista : un trader que espera que los precios suban y puede mantener posiciones largas.


Cable : término general para el par de divisas GBP/USD.


Moneda cotizada : la segunda moneda de un par de divisas. En el USD/EUR el euro es la moneda cotizada.


Contraparte : participante en una transacción.


Trading intradía : entrar y salir de una operación en forex en el mismo día. Esta es la estrategia más común en las plataformas de trading con CFD.


Derivado : producto financiero cuyo valor se basa en un activo subyacente.


Índice dólar : medida de la fortaleza de la moneda estadounidense en relación con un conjunto de monedas, que incluye el euro, la libra y el yen. Su símbolo es DXY.


Dove/dovish (prudente) : relacionado con la política monetaria que apoya la bajada de los tipos de interés. Opuesto a hawkish.


Verde : término general para el dólar estadounidense.


Hawk/hawkish (agresiva ): relativo a la política monetaria que apoya tipos de interés más altos. Opuesto a dovish.


Cobertura : posición o posiciones de trading que ayudan a reducir el riesgo en tus principales posiciones de trading.


Kiwi : término general para el dólar neozelandés.


Apalancamiento : permite a un trader abrir posiciones mucho mayores que las que puede cubrir su capital inicial. Significa que puede maximizar sus beneficios de forma significativa en las operaciones ganadoras, pero se arriesga a perder mucho más que su depósito inicial. Ten en cuenta las advertencias de riesgo de las plataformas y apps de trading que ofrecen operaciones apalancadas.


Liquidez : un mercado con gran liquidez tiene suficiente volumen de operaciones para asegurar movimientos de precios suaves. Los mercados sin liquidez tienen bajos niveles de trading y pueden dar lugar volatilidad en los precios.


Loonie : término vulgar para el dólar canadiense.


Lote : el mercado de divisas se opera en unidades de moneda conocidas como lotes. El tamaño típico del lote es de 100.000 unidades, aunque también se puede negociar en mini-lotes de 10.000 unidades y micro-lotes de 1.000 unidades.


Margen : el margen está relacionado con el apalancamiento y representa la cantidad mínima de efectivo que necesitas depositar para operar con el apalancamiento especificado.


Llamada de margen : cuando tu posición abierta se mueve en tu contra, tu bróker hará una llamada de margen para que suministres fondos adicionales para cubrir tu margen.


Posición abierta : una operación activa.


Pip : significa "punto porcentual" y es la cantidad más pequeña por la que se puede cambiar el precio de un par de divisas. En los pares de divisas cotizados, un solo pip será 0,0001.


Spread : es la diferencia entre el precio de demanda (o venta) y el precio de oferta (o compra) de un par de divisas.


Sterling : nombre general de la libra esterlina.


Punto : un cambio mínimo en el precio, o un pip.


¿Qué aspectos influyen en los precios en forex?


Los tipos de cambio fluctúan constantemente a lo largo del día, en función de si una divisa tiene mayor demanda que otra. Como el mercado de divisas abarca monedas de todo el mundo, hay muchos factores que pueden influir en el valor de los diferentes pares, en función de su valor percibido para pagar bienes y servicios o para invertir.


Si quieres aprender a llevar a cabo trading en forex, estos son algunos de los factores que pueden afectar al valor de las divisas que debes conocer.


Comunicados económicos.


El valor de la moneda de un país está determinado en gran parte por la salud de su economía. Los mercados forex reaccionan a la publicación de datos económicos clave, ya que dan una idea de cómo está funcionando la economía del país, en comparación con la de otros países.


El producto interior bruto (PIB), que mide el valor de todos los bienes y servicios acabados que produce un país en un periodo determinado, es una de las métricas más importantes para medir los resultados económicos de un país.


Noticias y acontecimientos políticos.


Los precios de las divisas también reaccionan a las noticias y acontecimientos políticos nacionales e internacionales. Como moneda de reserva mundial, el dólar estadounidense se considera un refugio seguro, lo que aumenta su valor en momentos de incertidumbre macroeconómica e inestabilidad política.


Un ejemplo del impacto que puede tener un acontecimiento político en una divisa sería el rublo ruso, el cual perdió un tercio de su valor en las dos semanas posteriores a la invasión de Rusia a Ucrania y a las sanciones impuestas por los países occidentales. El rublo revirtió la acción del precio más tarde, recuperando rápidamente los niveles anteriores a la invasión y, en lo que respecta a los precios del petróleo y gas, posicionándolos por encima de la media de precios más altos.


Tipos de interés.


La postura de la política monetaria de un país en respuesta a la inflación es un factor fundamental, ya que unos tipos de interés más altos atraen a inversores para obtener un mayor rendimiento de su dinero. Por esta razón, los tipos de cambio tienden a moverse a favor de la moneda que tiene los tipos de interés más altos.


Los precios de las materias primas.


El coste de las materias primas puede influir en las divisas en ambos sentidos, dependiendo de si sus países son importadores netos o exportadores netos. Las monedas de los países que exportan grandes volúmenes de materias primas, como el dólar australiano, el dólar neozelandés y el dólar canadiense, se denominan monedas de materias primas.


Cómo operar en forex.


Si te interesa aprender sobre cómo operar en forex, hay varios instrumentos que puedes utilizar dependiendo de tu estrategia de trading y de las predicciones del mercado.


La gran mayoría de las transacciones en forex son ejecutadas por grandes instituciones a través del mercado interbancario, a menudo con cientos de millones de dólares a la vez. Pero con la llegada de las plataformas online de trading en forex (en contraposición a las bolsas físicas), los traders minoristas también pueden participar en los mercados de divisas.


Forex al contado.


El mercado de divisas al contado, con una capitalización de 2 billones de dólares, es un acuerdo directo entre dos contrapartes para comprar una divisa contra la venta de otra y recibirla a un precio acordado en la fecha de liquidación.


Los inversores particulares no participan en el mercado al contado. A diferencia de otros instrumentos como futuros, opciones y fondos cotizados (ETF), que se operan a través de bolsas centralizadas, los contratos de forex al contado se operan en contratos extrabursátiles (OTC) entre las contrapartes.


El principal mercado de divisas al contado es el mercado "interdealer", en el que los traders negocian entre sí. También se conoce como mercado "interbancario", ya que los bancos son los principales distribuidores. Al mercado interbancario solo pueden acceder instituciones como bancos, compañías de seguros, fondos de pensiones y grandes empresas que negocian en grandes volúmenes.


Opciones de divisas.


Las opciones son instrumentos financieros que dan al comprador la opción de comprar/vender un activo a un precio determinado en una fecha de vencimiento concreta. Si un trader de divisas compra una opción, podrá comprar una moneda a un tipo de cambio determinado en la fecha de vencimiento.


A diferencia de los contratos en forex al contado, las opciones y los futuros se operan en bolsas. Sin embargo, mientras que los mercados forex se negocian las veinticuatro horas del día, las opciones de trading están limitadas al horario de funcionamiento de la bolsa y la liquidez es menor que en los mercados al contado y de futuros.


Futuros sobre divisas.


Los futuros sobre divisas fueron creados por la Bolsa Mercantil de Chicago (CME) en 1972 y siguen cotizando en bolsa.


Los futuros son contratos que obligan al trader a comprar o vender un activo a un precio determinado en una fecha futura determinada. Esta es la principal diferencia entre una opción y un contrato sobre futuro: las opciones dan a los traders la opción de comprar o vender, mientras que los futuros les obligan a ejecutar la operación. Los traders en forex utilizan los futuros para especular sobre el valor de una divisa en la fecha de vencimiento.


Fondos cotizados (ETF)


Los fondos cotizados en bolsa (ETF) son un tipo de fondo de inversión que cotiza en las bolsas de valores a lo largo de la sesión bursátil, a diferencia de los fondos mutuos, que liquidan el precio una vez al día. Los ETF de divisas ofrecen a los inversores exposición a un único par de divisas o a un conjunto de divisas sin tener que gestionar operaciones individuales en el mercado de divisas.


Las instituciones financieras gestionan los ETF de divisas comprando, vendiendo y manteniendo las divisas en el fondo. Ofrecen a los inversores participaciones del fondo, lo que les permite negociar los fondos como si fueran acciones. Al igual que las opciones y los futuros, los ETF solo se pueden negociar durante el horario laboral de una bolsa. También cobran a los inversores comisiones y gastos de transacción.


Plataformas minoristas.


Aunque los inversores particulares no pueden participar en el trading en forex al contado, existen plataformas de trading de divisas que permiten a los traders minoristas acceder al mercado secundario OTC.


Los proveedores de trading en forex son instituciones financieras que negocian en el mercado primario de parte de traders individuales. Añaden un margen de ganancia a los precios primarios OTC para cubrir el coste del servicio. En vez de hacer trading con la divisa, el trader minorista compra o vende un contrato con apalancamiento de la divisa y no puede recibirlo, por lo que al vencimiento el contrato, este se renueva en lugar de liquidarse en efectivo. Hay que tener en cuenta que el apalancamiento implica que tanto las ganancias como las pérdidas se pueden magnificar.


Contratos por diferencia (CFD)


Debido a los grandes volúmenes existentes, la mayoría de los brókers no satisfacen a los traders de divisas, a menos que estos puedan dedicar grandes cantidades de dinero en efectivo para operar al contado o en derivados. Sin embargo, las personas pueden operar con contratos por diferencia (CFD) en plataformas de trading online.


¿Qué son los CFD de divisas?


Un CFD es un contrato financiero entre un inversor y un bróker, en el que una parte se compromete a pagar a la otra la diferencia de valor de un activo o valor.


De esta forma, el inversor puede elegir entre especular con el par de divisas en ambos sentidos.


En largo: por ejemplo, si crees que el euro subirá frente al dólar, puedes abrir una posición en largo del par EUR/USD.


En corto: si crees que el euro se depreciará frente al dólar, puedes abrir una posición en corto en el par de divisas.


¿Cuál es la diferencia entre un contrato de futuros y un CFD?


Aunque los contratos de futuros y los CFD permiten a los traders especular sobre el sentido del precio de un activo, en la práctica hay diferencias en su funcionamiento.


Mientras que los futuros se negocian en bolsas públicas y, por tanto, son muy transparentes, los CFD se operan directamente con el bróker. Esto puede hacer que los CFD sean más líquidos, ya que el bróker puede actuar como creador de mercado y asegurar que la posición se cubra tan pronto como se coloque la orden.


Los futuros tienen una fecha de vencimiento establecida y su valor tiende a caer a medida que se acerca, pero los CFD no tienen una fecha de finalización establecida. Los CFD son más accesibles para los traders con carteras más pequeñas, ya que los futuros suelen tener contratos de gran tamaño.


¿Qué es una estrategia de trading en forex?


Antes de abrir tu primera posición, es importante tener una estrategia de trading en forex para establecer tu enfoque. Hay una amplia gama de estrategias de trading en forex que podrías utilizar para mantener la coherencia y minimizar los sesgos emocionales que afectan a tu toma de decisiones.


Un enfoque eficaz para el trading de divisas para principiantes se basa en una combinación de análisis técnico y análisis fundamental para confirmar cada decisión.


Scalping.


El Scalping significa hacer trading en forex obteniendo pequeños beneficios de múltiples operaciones que suelen abrirse y cerrarse en períodos de tiempo cortos, como horas o minutos. Esta estrategia suelen hacerla traders de alta frecuencia que utilizan algoritmos informáticos, que pueden abrir y una operación de divisas en cuestión de segundos, obteniendo beneficios de movimientos de precios fraccionados, conocidos como pips.


Trading intradía.


Al igual que los scalpers, los traders intradía utilizan herramientas de análisis técnico para identificar las tendencias de los precios y así poder entrar y salir de una operación en el mismo día. A diferencia de los scalpers, que pueden entrar y salir en cuestión de minutos, las operaciones intradía puede mantenerse abiertas durante horas.


Al cerrar tus posiciones antes del final del día, los traders diurnos evitan la exposición a los gastos de financiación nocturna y a los acontecimientos fundamentales que podrían afectar al precio al día siguiente.


Swing trading.


Los swing traders mantienen sus operaciones abiertas durante varios días o semanas para captar las oscilaciones de los precios. Los traders utilizan el análisis técnico para identificar puntos de inflexión probables (máximos o mínimos) en el precio de un par de divisas e introducen posiciones largas o cortas en consecuencia.


Trading de posición.


Se trata de una estrategia a largo plazo centrada en el análisis fundamental para determinar cuándo comprar o vender. El trading de posición es otro enfoque del trading en forex que implica una estrategia de compra y retención a largo plazo, que especula sobre la dirección del precio de un activo durante un período de tiempo, que puede durar meses o incluso años.


Trading de tendencias.


El trading de tendencias puede emplearse en períodos de tiempo largos, medios y cortos e implican el análisis técnico del movimiento histórico de los precios para identificar tendencias futuras. Los traders utilizan varias herramientas de osciladores en los gráficos de análisis técnico para identificar los puntos de entrada y salida de una operación.


Cómo operar con CFD de forex.


¿Quieres saber más sobre cómo operar con CFD de Forex? Regístrate para obtener una cuenta con un proveedor en CFD como Capital.com. Puedes operar con CFD de divisas junto con acciones y materias primas en la misma cuenta de trading.


Sigue estos sencillos pasos para empezar:


Crea y accede a tu cuenta de trading. Elige el par de divisas con el que quieres operar. Utiliza tu estrategia de trading preferida para identificar oportunidades de compra y venta. Abre tu primera operación y considera utilizar herramientas de gestión del riesgo como stop-loss. Vigila tu operación utilizando indicadores técnicos y análisis fundamentales basados en tu estrategia. Cierra tu posición cuando tu estrategia de trading lo indique.


Ventajas y desventajas de operar con CFD de forex.


Hay varias ventajas y riesgos de usar CFD para operar en forex.


El apalancamiento . El apalancamiento puede multiplicar las ganancias y las pérdidas por igual. Puedes operar en CFD con margen, lo que implica que puedes abrir posiciones mayores utilizando cantidades más pequeñas de capital. Esto se hace poniendo solo una fracción del valor de una operación y, básicamente, pidiendo prestado el resto a tu bróker. Esto se conoce como trading con apalancamiento y puede magnificar tus beneficios. Sin embargo, los productos apalancados pueden multiplicar el tamaño de las pérdidas si el precio se mueve en contra de tu posición. Es importante que hagas tus propias investigaciones y entiendas cómo funciona el apalancamiento antes de empezar a hacer trading.


CFD Cobertura . La cobertura es la estrategia por la que un trader abre una posición para compensar cualquier pérdida potencial que puedan sufrir sus participaciones actuales. El mercado de divisas es especialmente volátil, lo que atrae a muchos traders. Sin embargo, algunos puede que quieran usar técnicas de cobertura para mitigar las pérdidas. Los traders pueden abrir posiciones en mercados que están correlacionados de forma negativa, como mantener una posición en largo en USD/CAD para cubrirse contra la caída de los precios del petróleo.


Por qué operar en CFD de divisas con Capital.com.


Tecnología avanzada de IA en su interior : Un feed de noticias personalizado ofrece a los usuarios contenido único en función de sus preferencias. La red neuronal analiza el comportamiento dentro de la aplicación y sugiere vídeos y artículos que se ajustan a tu estrategia de inversión. Esto te ayudará a perfeccionar tu enfoque a la hora de operar en CFD de Forex.


Trading con margen : Al facilitar el trading en CFD con margen (hasta 30:1 para los principales pares de divisas), Capital.com te da acceso a la amplia gama de mercados forex sin necesidad de tener una gran cantidad de fondos en tu cuenta. Ten en cuenta que los CFD son productos apalancados, lo que implica que tanto las ganancias como las pérdidas pueden verse magnificadas.


Trading de la diferencia : Al hacer trading en CFD de pares de divisas, no compras la divisa base subyacente en sí misma. En su lugar, especulas con la subida o la bajada de su valor. Un trader en CFD puede ir en corto o en largo, establecer órdenes de stop y límite y aplicar supuestos de trading alineados con sus objetivos. El trading en CFD es similar al trading tradicional en cuanto a sus estrategias asociadas. Sin embargo, el trading en CFD suele ser de corta duración, debido a las tasas nocturnas y a los riesgos asociados al apalancamiento si se le compara con el trading tradicional.


Análisis integral de las operaciones : La plataforma web permite a los traders dar forma a sus propios análisis y previsiones de mercado con elegantes indicadores técnicos. Capital.com ofrece actualizaciones del mercado en directo y varios formatos de gráficos, disponibles en escritorio, iOS y Android. Analiza los pares de divisas en vivo dentro de la plataforma, mientras ves noticias a tu medida y basadas en tu comportamiento de trading de manera simultánea.


Regístrate en Capital.com y utiliza nuestra plataforma web o descarga la app de trading para operar en CFD desde cualquier lugar. Solo necesitas tres minutos para empezar y ver los pares de divisas más operados del mundo.


Horario del mercado forex.


Dado que los mercados de divisas incluyen monedas de todo el mundo y en todas las zonas horarias, el horario de trading en forex es ininterrumpido durante los días laborables.


Los mercados están abiertos las 24 horas del día, desde las 17:00 EST los domingos hasta las 16:00 EST los viernes. El mejor momento para operar en forex podría ser cuando los principales condicionantes del mercado, como la publicación de datos económicos y los acontecimientos políticos, influyen en las fluctuaciones de los tipos de cambio de divisas. Aquí podrás especular con sus movimientos.


Preguntas frecuentes.


¿Es rentable el trading en forex?


El trading en forex puede ser rentable dependiendo de tu estrategia y habilidades de trading. Pero también conlleva un alto riesgo de pérdidas, ya que eventos inesperados y un exceso de apalancamiento puede mermar rápidamente el capital.


¿Es legítimo y legal el trading en forex?


El trading en divisas es una práctica legal para gobiernos, instituciones financieras y empresas, así como para inversores. Sin embargo, debes ser consciente de que existen estafas que operan en el mercado forex, puesto que no hay reguladores centrales. Plantéate usar una plataforma de trading o un bróker reputado.


¿El forex es bueno para principiantes?


Los mercados FX son accesibles para principiantes, ya que están abiertos las 24 horas del día y solo requieren pequeñas cantidades de dinero para empezar. Los principiantes deben adentrarse en el trading en forex sabiendo cómo funciona, además de tener una estrategia bien definida.


¿Cómo empiezo en el trading en forex?


Una vez que hayas decidido si quieres operar en forex usando opciones, futuros, ETFs o CFDs, puedes elegir una estrategia de trading basada en análisis técnico y fundamental para facilitarte la gestión de tus posiciones.


¿Necesito un bróker para forex?


Si quieres operar con forex al contado, necesitas usar una plataforma bróker de forex. Alternativamente, puedes usar CFD para operar en forex junto con otros activos como acciones y materias primas.


Guía del trading con acciones.


Guía del mercado de materias primas.


Guía para operar con criptomonedas.


Guía para operar con índices.


Other guides.


¿Nuevo en el mundo del trading? Aprende y descubre con Capital.com.

Forex Rio de Janeiro 3

Qual é o melhor plano de saúde do Brasil?


Cerca de 47.5 milhões de brasileiros (25% da população) tem um plano de saúde privado! E mesmo o Brasil tendo um ótimo sistema de saúde, que é gratuito para todos, o número continua a crescer, pois com um plano de saúde você terá um atendimento mais rápido e garantido em qualquer ocasião!


Mas, vale a pena contratar um plano de saúde? Qual é o valor de um plano de saúde? e a diferença entre os planos de saúde?


Em nosso guia de planos de saúde no Brasil, você encontrará todas as suas respostas relativas a planos de saúde e poderá encontrar a cobertura ideal para você e sua família com nosso comparador.


Quais são as melhores o peradoras de planos de saúde no Brasil?


Antes de poder responder esta questão, você tem que ter em mente que cada plano de saúde é diferente dependendo da abrangência e tipo de plano de saúde que procura, mas também de sua idade e de onde você more.


Na lista abaixo você verá as maiores operadoras de plano de saúde do Brasil:


Unimed.


A Unimed é um sistema de cooperativas espalhadas por todo o país, e hoje cobre mais de 80% do Brasil, e tem em torno de 18 milhões de beneficiários. A empresa oferece todos os tipos de planos de saúde e variam entre nacionais e regionais, com diferentes acomodações, Com ou Sem Coparticipação e possibilidade de reembolso. A Unimed tem uma vasta linha de hospitais próprios e uma rede credenciada muito ampla. A Unimed também conta com a Unimed Odonto.


Bradesco Saúde.


A Bradesco Saúde fica em segundo lugar em número de beneficiários no Brasil, em torno de 3,3 milhões. Os planos não oferecem hospitais próprios e por este motivo a rede credenciada da Bradesco Saúde é uma das mais completas do Brasil. A Bradesco Saúde conta também com planos odontológicos.


Amil.


A Amil é uma das empresas mais reconhecidas do mercado brasileiro, quando o assunto é plano de saúde. A empresa conta com quase 3 milhões de beneficiários. Com abrangência nacional e internacional, em alguns de seus planos, é uma operadora conhecida também pelo preço de seus planos de saúde, cabendo no bolso de muitos brasileiros. A Amil oferece alguns serviços complementares como plano dental e de resgate (transporte), sendo um grande diferencial.


SulAmérica.


Também muito conhecida no Brasil, sendo uma das mais antigas do país, a SulAmérica tem, hoje, em torno de 1.8 milhões de beneficiários. Conta com assistência nacional em todos os seus convênios, e uma grande rede credenciada no Brasil inteiro. Também conta com assistência viagem, e outros serviços extras que podem ser adicionados no momento da escolha do seu plano de saúde.


Hapvida.


Com maior foco nos estados Norte e Nordeste, a Hapvida já conta com mais de 2.7 milhões de beneficiários. Tem uma rede própria de clínicas, hospitais e unidades de pronto atendimento, com foco nas maiores cidades dos estados. Contando então com uma grande rede credenciada em cidades menores. Conta com a HapClínicas, que é uma rede de clínicas que oferece as principais especialidades médicas, para facilitar e agilizar o atendimento. Foca também em planos de saúde que cabem no bolso de todos os brasileiros.


NotreDame Intermédica.


Atuando no país desde 1968, a NotreDame conta com mais de 3.2 milhões de beneficiários em todo o país. Tem uma grande rede de hospitais e clínicas próprias, mas também conta com uma rede credenciada bastante ampla. Oferece atendimento nacional, apesar de sua cobertura nos estados do Rio de Janeiro e São Paulo serem mais completa. É uma das principais entidades em Medicina Preventiva do Brasil. Oferece uma grande variedade de planos de saúde, tendo assim mais chances de oferecer o atendimento certo para os seus beneficiários.


O que é plano de saúde?


Um plano de saúde é um seguro de proteção para as pessoas contra o risco de terem que arcar com despesas médicas. Os planos de saúde privados nasceram por causa da deficiência do poder público de disponibilizar um serviço de saúde rápido e de qualidade a todos.


A ANS criou um Rol com coberturas e procedimentos garantidos para qualquer plano de saúde do Brasil, portanto, mesmo o plano de saúde mais básico ou o plano de saúde mais barato do mercado hoje lhe cobrirá em muitos aspectos diferentes da parte hospitalar, ambulatorial, cirúrgica, obstétrica, emergencial, de urgência e também de transporte .


Os planos de saúde são regulamentados pela ANS (Agência Nacional de Saúde Suplementar), que com seu Programa de Qualificação de Operadoras, compara o desempenho das empresas que atuam neste setor.


Quais são as vantagens de ter um plano de saúde?


Economia.


Em uma urgência ou emergência, queremos ter um atendimento rápido e bom, e infelizmente no SUS isso pode não ser uma possibilidade, e acabamos indo a um hospital ou clinica privada. Tendo então que gastar um dinheiro que não contávamos em gastar.


Atendimento garantido.


Tendo um plano de saúde você terá atendimento garantido para qualquer situação que venha a surgir para você e sua família. A rede credenciada dos planos de saúde tem que oferecer ao seu beneficiário todos os procedimentos obrigatórios do Rol da ANS.


Facilidade de acesso.


Os planos de saúde hoje contam com hospitais e clinicas próprias, e também com uma rede credenciada abrangente, garantindo o fácil acesso aos seus beneficiários. E isso não é só para hospitais ou clinicas, mas também quando você está procurando uma especialidade médica mais específica.


Melhor acomodação.


Lembrou daquelas imagens de pessoas no corredor esperando por atendimento ou uma cirurgia. Com um plano de saúde, você tem acomodação garantida, podendo essa ser compartilhada ou privada.


Terapias.


Hoje os planos de saúde tem a obrigação de oferecer terapias as seus beneficiários, como: fisioterapeuta, fonoaudiólogo, psicólogo, entre outros.


Medicamentos.


Muitos planos de saúde tem programas de desconto ou parcerias com farmácias para que seus beneficiários comprem medicamentos com descontos.


Tranquilidade.


Ter um plano de saúde trará tranquilidade para você e sua familia! E essa tranquilidade vem de todas as vantagens listadas acima.


Como funcionam os planos de saúde?


Os planos de saúde funcionam contratando uma operadora, que irá disponibilizar uma rede de serviços médicos (hospitais, laboratórios, clínicas, entre outros) em troca de uma cobrança mensal.


Toda operadora, para comercializar um plano de saúde, deve disponibilizar todos os procedimentos pré-estabelecidos pela ANS (Agência Nacional de Saúde Suplementar), sendo esta considerada uma lista básica de procedimentos variados (exames, cirurgias, atendimentos…).


Lembrando que todas operadoras também tem em seus portfólios de proposta, outras opções de plano de saúde com diferentes coberturas e preços do que a cobertura básica, e que também entram em conta a idade do contratante e se o mesmo tem alguma comorbidades .


Como funcionam as carências dos planos de saúde?


Muitos planos de saúde têm carências que o contratante precisará aguardar antes da operadora liberar alguns de seus procedimentos. As carências tem um tempo máximo estabelecido e regulamento pela própria ANS, e cada uma das operadoras e dependendo de seus planos, aplicam a carência da maneira que veem melhor, podendo liberar procedimentos antes da carência máxima.


Veja na tabela abaixo, o tempo máximo das carências, estabelecido pela ANS:


Tempo a aguardar Carência 24 horas Casos de urgência, acidentes pessoais ou complicações no processo gestacional, e emergência, risco imediato à vida ou lesões irreparáveis. 180 dias Partos a termo, excluídos os partos prematuros 300 dias Doenças e lesões preexistentes (quando contratou o plano de saúde, a pessoa já sabia possuir)* 24 meses Demais situações Tempo máximo de carência para os planos de saúde.


Bom saber.


Para doenças e lesões preexistentes que o contratante já sabia possuir e informou quando feito o contrato, o contratante terá cobertura parcial até o cumprimento da carência de dois anos, exceto em casos de procedimentos de alta complexidade.


Quais são os diferentes tipos de plano de saúde?


Na tabela abaixo mostramos os diferentes tipos de plano de saúde que podem ser contratados no Brasil: individual, familiar ou empresarial, e um pouco sobre como podem ser contratados e o que esperar em termos de carência e reajuste de preço.


Tipo de plano Preço mínimo Como contratar Carência Reajuste de preço Plano de saúde individual com coparticipação. R$162 CNPJ Não Não regulamentado pela ANS Planos de saúde individual sem coparticipação. R$180 CPF Sim Regulamentado pela ANS Planos de saúde familiar. R$270 CPF ou CNPJ/MEI Sim Regulamentado pela ANS Planos de saúde empresarial. R$640 CNPJ, não pode ser MEI Não - acima de 30 pessoas Reajuste anual dependendo do índice de utilização dos usuários Tabela comparativa dos diferentes tipos de plano de saúde.


Qual é o preço de um plano de saúde em 2023?


Para fazer uma tabela de preços de plano de saúde ideal para você, é preciso saber qual tipo de cobertura você está procurando. Na tabela abaixo, lhe mostramos a diferença de preço dos planos de saúde mais básico e mais completo, de algumas operadoras de plano de saúde, para um adulto entre 29-33 anos de idade, no estado de São Paulo:


Operadora Plano básico Plano completo Unimed R$ 412,27 R$ 772,88 Bradesco R$ 748,53 R$ 2.800,31 Amil R$ 685,25 R$ 1.116,61 SulAmérica R$ 543,11 R$ 2.800,16 Tabela de preços de planos de saúde.


Lembre-se, o seu plano irá variar com o tipo de cobertura que você está procurando; cobertura nacional ou estadual, qual tipo de hospital procura, se já tem ou não alguma doenças ou está se tratando de algo, se terá cobertura dentária ou não e etc…


O que os planos de saúde contemplam?


A ANS definiu um Rol de Procedimentos e Eventos em Saúde, que os planos de saúde são obrigados a cumprir e este Rol já está sendo usado desde 1999, sendo atualizado a cada 2 anos.


Se você pretende fazer um procedimento e não tem certeza se o seu plano de saúde irá cobrir o mesmo, você pode entrar no link a seguir de cobertura de planos de saúde da ANS e fazer a pesquisa pelo procedimento específico.


Outra maneira de procurar pelo procedimento é utilizando a lista completa de procedimentos fornecida pela ANS, contendo todos os procedimentos e em quais planos de saúde eles se encaixam.


Bom saber.


O Rol de Procedimentos da ANS foi atualizado em 2021 pela última vez.


O que é um plano de saúde individual?


Os valores dos planos de saúde individuais começam na casa dos R$ 180,00 e irão subir dependendo da procura do contratante.


O plano de saúde individual tem como público alvo pessoas físicas, sendo planos a serem contratados com seu CPF. Este plano de saúde é de fácil adesão a todos, como profissionais CLT, estudantes, entre outros.


Um plano de saúde individual normalmente tem um preço atrativo, principalmente quando se contrata um plano de saúde regional, que terá opções "restritas" de hospitais, laboratórios, clínicas e outros serviços.


Os planos de saúde individuais variam de acordo com a idade do contratante, os hospitais credenciados, os exames que o contratante procura e também se o mesmo procura uma cobertura regional ou nacional.


Bom saber.


Entre em nossa pagina guia de planos de saúde individuais para saber mais!


O que é um plano de saúde familiar?


Os valores dos planos de saúde familiares começam na casa dos R$ 270,00 e irão subir dependendo da procura do contratante.


O plano de saúde familiar tem como público alvo famílias e as pessoas que têm vínculos com o contratante. Parentes, cônjuges ou companheiros em união estável. Sendo o contratante, o responsável pelo contrato e por seus dependentes.


Neste tipo de plano, o público alvo pode contratar tanto através de um CPF, quanto de um CNPJ (pessoas que possuem pequenos negócios, como MEI, se encaixam neste plano de saúde).


Os planos de saúde familiares variam de acordo com a idade do contratante, os hospitais credenciados, os exames que o contratante procura, o número de pessoas que será adicionado ao plano e também se o mesmo procura uma cobertura regional ou nacional.


Quem pode ser incluído no plano de saúde familiar?


A ANS considera parentes de 1º a 3º grau consanguíneos, estes sendo pais, filhos, sobrinhos, netos e avós. E também parentes por afinidade, estes sendo sogra, sogro, nora, genro e cunhados(as). Entretanto, as seguradoras podem considerar somente dependentes legais e cônjuges. Veja a lista abaixo:


Cônjuge ou companheiro(a) em união estável. Pessoa separada judicialmente, divorciada, de união estável reconhecida e dissolvida judicialmente, com percepção de pensão alimentícia. Filhos(as) e enteados(as) até 21 anos, ou se inválidos, enquanto durar a invalidez. Filhos(as) e enteados(as) entre 21 e 24 anos de idade, dependentes economicamente do titular e estudante(s) de curso regular, reconhecido pelo Ministério da Educação. Crianças ou adolescentes sob guarda ou tutela do titular, por decisão judicial.


Bom saber.


Entre em nossa pagina guia de planos de saúde familiares para saber mais!


O que é um plano de saúde empresarial?


Os valores dos planos de saúde empresarial começam na casa dos R$ 680,00 e irão subir dependendo da procura do contratante, número de funcionários e idade dos mesmos.


O plano de saúde empresarial atende dois públicos alvos: famílias ou empresas (que podem variar de 2 a 99 funcionários). Para empresas, poder oferecer um plano de saúde é também motivo de melhoras em vários aspectos de sua empresa como; retenção de funcionários, desconto no imposto de renda, aumento na produtividade e também em caso de acidentes de trabalho. Além disso, contratando um plano de saúde empresarial com CNPJ, você terá um desconto no valor do plano de saúde.


Dependendo do plano de saúde contratado pela empresa, o colaborador pode incluir dependentes. O colaborador também pode não aderir ao plano de saúde empresarial contratado.


Bom saber.


Lembre-se que uma empresa não é obrigada por lei a fornecer plano de saúde aos seus colaboradores.


O que são os planos de saúde com coparticipação?


Planos de saúde com coparticipação estão crescendo no Brasil por conta de seus preços mais acessíveis. Este tipo de plano de saúde cobra do beneficiário por parte do procedimento feito, por isso que o preço mensal é menor. Sendo mais atrativo para um público que não tem doenças crônicas e que não costuma fazer muito uso de hospitais e consultórios.


A ANS também regula o tanto que o beneficiário pode ser cobrado por consulta ou internação, e a partir do regulamento, as empresas que prestam este serviço terão suas próprias cobranças.


Abaixo você verá um exemplo de cobrança por procedimento:


Consultas: 25% do valor. Exames Simples: 30 % do valor. Internações: Coparticipação de R$ 500,00.


Bom saber.


Entre em nossa pagina guia de planos de saúde com coparticipação para saber mais!


Unimed é a maior operadora de plano de saúde?


Fundada em 1975, a Confederação Nacional das Cooperativas Médicas, mais conhecida como UNIMED, é a líder no mercado brasileiro de saúde privada , estando presente em 83% do país e é considerada a maior cooperativa de saúde do mundo. Uma gigante brasileira, com 37% de participação no mercado, cerca de 18 milhões de beneficiários, entre os 47.5 milhões de brasileiros que hoje tem um plano de saúde (quase 25% da população).


O sistema Unimed conta com mais de trezentas cooperativas e mais de cem mil médicos cooperados. O sistema também é constituído por sociedades auxiliares, como a Fundação Unimed , que administra a Faculdade Unimed , e a Unimed Participações , que controla companhias de seguros, saúde e gestora de ativos e têm hoje também seus próprios hospitais.


A Unimed está presente como empresa em todo o Brasil, portanto você pode contratar um plano nacional, na Central Nacional Unimed ou um plano estadual.


Qual é a média de preço dos planos de saúde no Brasil em 2023?


Além da variação de preço de acordo com o tipo de cobertura escolhido, no Brasil, o preço de um plano de saúde pode variar de estado para estado e até mesmo entre municípios. Abaixo você encontrará dois gráficos explicativos demonstrando a média de preços em algumas das principais cidades do país.

Forex como funciona 5

¿Qué es el Forex y cómo funciona?


Últimamente, me están llegando muchos emails preguntando por Forex, qué es Forex , cómo funciona , cómo empezar en Forex y todo tipo de preguntas relacionadas.


No sé si es que está de moda, o si es que está despertando una nueva corriente de traders. También es posible que sean imaginaciones mías y simplemente esté más sensibilizado de lo normal, pues llevo un año totalmente enfrascado en el mundo del Forex .


En cualquier caso, parece que algo se está moviendo… y tiene toda la lógica del mundo :


¿Qué es el Forex? ¿Por qué funciona el Forex (o Foreign Exchange)? ¿Por qué es el mercado más líquido del mundo? ¿Por qué permite enormes apalancamientos? ¿Por qué operar es extremadamente barato? ¿Por qué funciona el mercado de Forex las 24h? ¿Por qué es muy cómodo para operar intradía? ¿Por qué con todos los brokers se puede operar igual? ¿Por qué es el entorno más desarrollado para operar automáticamente? El consejo final para operar bien en Forex.


¿ Qué es el Forex?


Forex (Foreign Exchange) es el mercado de divisas. No del euro o del dólar sin más, sino del euro respecto al dólar, del dólar respecto al yen, de la libra esterlina respecto al franco suizo, etc.


En este mercado, se especula con pares de divisas, y te puedo asegurar que el movimiento de este mercado es absolutamente frenético. Rebosa actividad.


¿ Por qué funciona el Forex (o Foreign Exchange) ?


Por que es el mercado más líquido del mundo Porque permite enormes apalancamientos Porque operar es extremadamente barato Por que funciona las 24h Porque es muy cómodo para operar intradía Porque con todos los brokers se puede operar igual Porque es el entorno más desarrollado para operar automáticamente.


¿Por qué es el mercado más líquido del mundo?


Liquidez significa participantes, vida, movimiento, acción y velocidad a la hora de entrar y salir del mercado.


Sólo el EUR/USD (euro/dólar) representa más o menos un tercio del volumen de todo el Forex. Además, cuenta la leyenda (este dato no lo tengo contrastado) que se mueve más dinero en un día en el euro/dólar que en todos los valores de Wall Street juntos en un año.


En cualquier caso, en Forex se mueven ingentes cantidades de dinero cada día por cientos de miles, si no millones, de operadores. Absolutamente siempre encuentras contrapartida de sobra a cualquier hora y a cualquier precio. En Forex, los deslizamientos son irrisorios comparados con la Bolsa.


¿Por qué permite enormes apalancamientos?


Permite apalancamientos de hasta 400:1.


Es decir, con 20€ puedes llegar a mover el equivalente a 8000€ (y ganar y perder por 8000€ claro).


¿Por qué operar es extremadamente barato?


Para que te hagas una idea, comprar 1.000€ de EUR/USD te puede salir entre 5 y 20 céntimos de comisión.


¿Cuánto te cobra tu broker de acciones por comprar 1000€ de Inditex?


¿Por qué funciona el mercado de Forex las 24h?


Las divisas se negocian sin parar durante toda la semana. El mercado abre el lunes por la mañana en Sidney, lo que viene siendo la noche del domingo en España, y cierra el viernes por la noche.


Las sesiones asiática, europea y americana se van dando el relevo sin descanso. Mientras la gente duerme el planeta no para de girar, así que los cruces de divisas tampoco.


Si quieres acción la tienes; cualquier día, a cualquier hora.


¿Por qué es muy cómodo para operar intradía?


Sólo tienes que unir las cuatro ventajas anteriores y esta se deduce sola: Liquidez a raudales (velocidad y precisión de entrada y salida), con la posibilidad de aprovechar movimientos muy cortitos (gracias al apalancamiento), que permite operar mucho (gracias a su bajo coste) y a cualquier hora. Este cóctel hace que el Forex sea perfecto para que, cuando saques un rato libre, te conectes y compitas con el mercado a ver quién le saca el dinero a quién.


¿Por qué con todos los brokers se puede operar igual?


En el mundo de los mercados financieros, el de divisas representa la eficiencia elevada al máximo exponente .


Esto no es como en acciones, que cada broker es de su padre y de su madre y te tienes que aprender sus menús, opciones, nombres y todo tipo de particularidades antes de poder operar con soltura.


En Forex hay un software estándar (que se llama Metatrader) y que ofrecen absolutamente todos los brokers.


Además, cada broker puede ofrecerte otros programas más bonitos o completos. Pero, de entrada, si tú estás acostumbrado a un broker, pasarte a otro, prácticamente sólo va a cambiar en el icono que el nuevo broker le ponga a su Metatrader, pero todos tienen exactamente el mismo aspecto, organización y funcionalidades.


¿Por qué es el entorno más desarrollado para operar automáticamente?


Precisamente en esto es en lo que estoy inmerso actualmente y es lo que más me atrae del Forex :


Además de especular a corto, medio y largo plazo en acciones (o CFD, rara vez) y en ETF, el mercado de divisas me permite ganar dinero operando intradía sin la necesidad de estar delante del ordenador , morderme las uñas delante de la pantalla o sufrir cuando las cotizaciones suben o cuando bajan.


El trading automático (sistemático puro) es una batalla completamente distinta . Aquí no hay el peso de respetar el stop loss, ni de comprar o vender en el momento justo, por ejemplo.


Aquí no hay una guerra psicológica , hay una guerra de números , de factores, de probabilidades, de porcentajes. Es mucho menos artístico, y en cambio mucho más científico.


Es mucho más fácil domar a la bestia, porque la bestia ya no eres tú, son los números… y todos tenemos un ordenador con el que hacer las cuentas.


El consejo final para operar bien en Forex.


Que el Forex sea tan bueno para operar tiene un problema: Es el mercado más complejo, competitivo y difícil que existe. Al lado del EUR/USD, el S&P500 es una hermanita de la caridad .


Por eso, a la pregunta ¿Cómo empezar en Forex? ¿Cómo acercarme a los mercados de divisas? la respuesta no puede ser otra que:


Con mucho (mucho) cuidado . Con pies de plomo. Con toda la ayuda y toda la preparación de la que puedas disponer. Con un nivel de prudencia entre obsesivo y paranoico . Con mucha paciencia y mucha sangre fría.


Si así lo haces, es posible que lo lleves medianamente bien. Si no, estás perdido ¡Y te lo digo por experiencia!


Si te interesa el tema, dímelo y te cuento más sobre Forex.

Forex como funciona 4

¿Qué es Forex y cómo funciona?


omo ya vimos en la historia del dinero y las divisas del mundo, su aparición surgió para solventar la necesidad de hacer intercambios justos entre comerciantes. A día de hoy, resulta imposible pensar en cómo sería el mundo si no tuviésemos la herramienta del dinero. Sobre él se cimienta todo el sistema pero ¿podemos invertir en dinero? La respuesta es sí, a través del Forex.


Hoy en el blog os vamos a explicar qué es y cómo funciona el mercado de divisas y las diferentes formas que tenemos de invertir en él.


¿Qué es y para qué sirve el forex?


Como os hemos spoileado en la introducción del post, el Forex es como se denomina el mercado de divisas, un mercado descentralizado en el que se negocian las principales monedas del mundo : dólar, euro, yenes, libras, francos suizos, dólar australiano… Dado que estamos hablando de un mercado en el que se intercambian divisas, el Forex es el mercado financiero más líquido, con más activos y con más volumen de negocio de todos, cuyas transacciones diarias alcanzan de media los cinco billones de dólares.


Otra de las características del forex a diferencia de otros mercados financieros son sus horarios de apertura. Al contrario que el resto, el mercado Forex está abierto las 24 horas del día de lunes a viernes , a través de una red de bancos cuyos centros principales se encuentran en Sidney, Tokio, Londres y Nueva York. Así, el mercado abre el lunes por la mañana en Sidney y cierra por la tarde en Nueva York.


Pero ¿cómo funciona el mercado de forex? Aquí hay que tener presente el concepto de primera y segunda divisa. El trading de forex consiste en la compra de una moneda y la venta de otra en la que la moneda que se compra sería la primera divisa y la que se vende la segunda. Si ponemos como ejemplo que tenemos dólares que y queremos comprar euros, que se representa como EUR/USD, el euro sería la primera divisa y el dólar la segunda divisa.


Así pues, el forex cumple un objetivo práctico a la hora de intercambiar monedas para las transacciones y negociaciones comerciales entre empresas internacionales. Sin embargo, también es una opción de inversión que puede ser interesante (por eso estamos hablando hoy de eso aquí).


A tener en cuenta: Bid, Ask y Spread.


A la hora de hablar del mercado de divisas, hay que conocer tres conceptos que están íntimamente relacionados con cómo funciona el trading de forex , que son el bid, el ask y el spread:


Bid: es el precio de venta de la moneda que queremos comprar Ask: es el precio de compra de la moneda que queremos vender Spread: diferencia de precio entre el bid y el ask que los brókeres se quedan de comisión.


Es decir, cuando nosotros queramos vender una moneda, tendremos que fijarnos en el Ask, mientras que si queremos comprar una moneda, tendremos que fijarnos en el precio Bid . Hay que tener en cuenta que el precio de compra siempre será más caro que el precio de venta cuando hablamos de la misma divisa.


¿Cómo operar en forex?


Los beneficios del trading de forex como opción de inversión provienen principalmente de dos características propias de este producto: su volatilidad y su liquidez. Al tener tanta liquidez y tantos movimientos fruto de la cantidad de transacciones diarias, se generan muchas oportunidades de encontrar rentabilidades en estos mercados. Ahora bien, como ya sabemos, la posibilidad de buenas rentabilidades y la volatilidad también implican una mayor asunción del riesgo.


Si estás dispuesto a asumirlo, puedes contratar un bróker online y empezar a hacer trading en forex, o también puedes empezar a trabajar con futuros XRolling fx , que consisten en la compra de una determinada catidad de divisas a un precio acordado. Ahora bien, este tipo de inversiones requieren conocimiento y tiempo para poder minimizar riesgos, así que si no los tienes, no te lo recomendamos.


En caso de que tu aversión al riesgo o el tiempo que le puedas dedicar a tu inversión no se alinee con esto, no quiere decir que no puedas invertir en forex. La alternativa en estos casos pueden ser los fondos de inversión forex que concentran sus inversiones en diferentes divisas.


Además, esta inversión en divisas a su vez se puede segmentar dentro de mercados emergentes o monedas de distintas regiones. Así, conseguimos diversificar mejor el riesgo que si invertimos únicamente en forex. Eso sí, recuerda que hablamos de fondos de inversión forex, no fondos monetarios , ya que estos últimos no tienen por qué invertir en divisas, sino que invierten en activos que se negocien en una moneda concreta.


De todas formas, nuestra mejor recomendación es que si no tienes mucha experiencia en inversión, acudas a otro tipo de productos y mercados financieros que puedan ser menos volátiles. Y, sobre todo, que si tienes dudas, consultes con un asesor especializado.

Forex como funciona 3

¿Qué es el Forex y cómo funciona el trading de Forex?


Si te interesa el mundo de la inversión y buscas un mercado dinámico puede que el Forex haya llamado tu atención.


Forex hace referencia al mercado donde se pueden negociar divisas con las que se opera en todo el mundo. Es un mercado que está activo las 24 horas del día. Esto es posible gracias a los horarios en los que funcionan los diferentes centros operativos, siendo los más importantes los de Nueva York, Londres, Tokio y Sídney, aunque existen muchísimos más. Que el mercado de divisas esté activo las 24 horas del día no significa que todos los mercados que lo forman lo estén, quiere decir que hay uno o varios activos en diferentes husos horarios, por ello se puede invertir en divisas a lo largo de todo el día.


Se le considera el mayor mercado financiero del mundo por su volumen de negociación y volatilidad. Pero no se debe olvidar que una alta volatilidad suele ir acompañada de un gran riesgo para la inversión si la variación del precio juega en contra.


Si quieres conocer más sobre este mercado, sigue leyendo.


▸ ¿Qué quieres saber sobre el Forex?


¿Qué es el Forex? Brókers de Forex Conceptos básicos del trading de Forex ¿Qué son los pares de divisas? Ventajas y desventajas del trading en Forex ¿Qué elementos afectan al mercado de divisas? ¿Cómo puedo analizar el mercado de divisas? ¿Cómo escoger un bróker para hacer trading en Forex? ¿Cómo abrir una cuenta Forex en un bróker? En conclusión.


Brókers de Forex de enero 2023.


XTB.


Abrir cuenta.


Demo gratuita.


Regulado y registrado por.


KNF, CNMV, FCA, BaFin, CMVM.


Ventajas.


48 pares de divisas Operativa con microlotes Spreads desde 0,1 pips Depósitos y retiradas rápidos Plataforma de inversión xStation.


79% de las cuentas de inversores minoristas pierden dinero en la comercialización con CFD con este proveedor.


NAGA.


Abrir cuenta.


Demo gratuita.


Regulado y registrado por.


CySEC, BaFIN y CNMV.


Ventajas.


Opera en más de 40 pares de divisas Haz trading sobre pares como EUR/JPY, EUR/GBP, AUD/USD, etc. Gráficos de precios en tiempo real Tarifas ajustadas.


El 80,85% de las cuentas de inversionistas minoristas pierden dinero cuando operan mediante derivados con este proveedor.


eToro.


Abrir cuenta.


Demo gratuita.


1 día trámite. 1-8 de ingreso (según forma de pago)


Regulado y registrado por.


Ventajas.


49 pares de divisas Spread desde 1 pip Sin tarifas ocultas Posiciones largas o cortas Apalancamiento de hasta 1:30.


El 79 % de las cuentas de inversionistas minoristas pierden dinero cuando intercambian CFD con este proveedor. Debe considerar si puede permitirse asumir el alto riesgo de perder su dinero.


Su capital está en riesgo.


TRIVE.


Abrir cuenta.


Demo gratuita.


Regulado y registrado por.


FCA, CNMV, BaFIN y ASIC.


Ventajas.


Opera en más de 40 pares de divisas Spreads desde 0,4 Opera las 24 horas Cuentas para todos los niveles.


El 70% de las cuentas de inversionistas minoristas pierden dinero cuando operan mediante derivados con este proveedor.


Admiral Markets.


Abrir cuenta.


Demo gratuita.


Regulado y registrado por.


FCA, CySEC, FSCA, FMA, ASIC, MAS, FSA, CNMV.


Ventajas.


40 CFDs sobre divisas Spreads ajustados Mercado abierto 24 horas/5 días a la semana Tasa de apalancamiento de hasta 1:30 Plataforma de inversión Metatrader 5.


El 81% de las cuentas de inversores minoristas pierden dinero en la comercialización con CFD con este proveedor.


Conceptos básicos del trading de Forex.


Si acabas de iniciarte en el Forex, habrás leído palabras que no conocías y que son básicas para adentrarte en este mundo. No desesperes, a continuación te explicamos las más relevantes.


Divisa base o principal : es la primera que aparece en un par de divisas. En EUR/USD la divisa base sería EUR. En este caso, el euro tendría el valor de 1, y EUR/USD indicaría cuántos dólares hacen falta para adquirir 1 euro. Divisa cotizada o secundaria : es la segunda que aparece en el par de divisas. En el par EUR/USD anteriormente mencionado, la divisa cotizada sería el dólar. Si tenemos EUR/USD = 1.2000, necesitarás 1,20 dólares para comprar 1 euro. Pip o pipo : se utiliza para medir la variación en la cotización del activo. Cuando observes las cotizaciones de los tipos de cambio verás que tienen cuatro decimales, el pip suele ser el cambio en el cuarto decimal, por lo que si una cotización pasa de 1.067 4 a 1.067 5 diremos que ha subido un pip. Ask : precio que el inversor paga por comprar el par. Suele ser el precio más bajo al que el vendedor desea vender. Bid : es el precio al que el inversor quiere vender. Suele ser el precio más alto al que el comprador está dispuesto a comprar. Spread u horquilla : es la diferencia entre bid y ask. Deberás fijarte muy bien en su valor ya que supondrá uno de los costes de la transacción. Lote : unidad estándar y prefijada que indica el número de unidades de la divisa base del par que se van a comprar o vender. Apalancamiento : permite invertir con un capital más grande del que se dispone por los fondos propios. De esta manera se pueden conseguir más beneficios si el mercado está a favor, pero las pérdidas también serán mayores si está en contra. Puede variar en función del bróker o del tipo de cuenta que elijas. Margen : estrechamente ligado al apalancamiento. Cuando se quiera abrir una posición apalancada se necesitará realizar un depósito que sirva como garantía por el dinero que el bróker está "prestando" y que permita mantenerla. En caso de que la inversión no esté yendo bien, el bróker puede hacer una "Margin call" para avisar de que el margen de la cuenta se está agotando y pueden dejar de cubrir el riesgo de la posición abierta. En este caso podremos aportar más dinero que sirva como garantía o permitir que el bróker cierre la posición con beneficios o pérdidas.


¿Qué son los pares de divisas?


Al hacer trading de Forex las divisas suelen cotizarse como pares, se compra una divisa y se vende otra. Como ya se ha explicado la primera divisa en el par, por ejemplo, EUR/USD es la divisa base o principal (EUR), mientras que USD sería la divisa cotizada o secundaria.


Existe una clasificación que diferencia a los pares de divisas:


Pares de divisas mayores : son los más populares, se componen por EUR/USD, GBP/USD, USD/JPY, USD/CHF. Todos los pares incluyen el dólar (USD).


Pares de divisas cruzados o menores : contienen las divisas mayores que no son el dólar (USD): EUR/GBP, GBP/JPY, CHF/GBP.


Pares de divisas exóticos : suponen un bajo porcentaje de las operaciones y suelen incluir una divisa mayor frente a otra de una economía en desarrollo, USD/PLN, GBP/MXN, EUR/CZK.


Ventajas del trading en Forex.


Liquidez del mercado y volumen elevado de operaciones.


Mercado global en el que operar las 24 horas del día.


Negociar cualquier divisa del mundo.


Abrir posiciones en largo o en corto.


Permite ganar dinero si utilizas el apalancamiento con buen criterio.


Desventajas del trading en Forex.


Alta volatilidad de algunas divisas.


Mercado competitivo y agresivo para inversores inexpertos.


Necesitas encontrar un bróker regulado por organismos competentes.


El apalancamiento mal utilizado puede hacerte perder dinero rápidamente.


¿Qué elementos afectan al mercado de divisas?


Para poder invertir en cualquier tipo de mercado se necesita estar muy atento a los diversos factores que pueden alterar los precios. En el Forex ocurre lo mismo. Al ser un mercado global, los inversores tendrán que estar pendientes de las diferentes situaciones políticas y económicas que ocurran en el mundo, especialmente de las que afecten a los pares en los que quiere invertir.


Estabilidad económica : al ser un mercado global no existen fronteras para la inversión, los inversores buscan economías estables y fuertes en las que depositar su dinero. Una crisis económica o un desastre natural, pueden debilitar una economía y también su moneda. Algunos de los datos que pueden afectar a dicha estabilidad son:


Tasas de ocupación y desempleo : afecta al crecimiento económico, por lo tanto también afecta a la fuerza de la economía. Puede modificar los hábitos de consumo y de ahorro.


Importaciones y exportaciones : para una nación suele ser positivo que las exportaciones sean mayores que las importaciones, ya que indicará que hay una alta demanda de bienes y, por lo tanto, también de su divisa.


Inflación : si los precios de una economía suben, los ciudadanos pierden poder adquisitivo. En casos extremos generaría inestabilidad económica y provocaría la devaluación de la divisa.


Estabilidad política : una guerra, rebeliones, dificultad para formar un gobierno… son factores que pueden hacer huir el capital hacia otras divisas con más estabilidad. Algunos de los actores que pueden afectar a la estabilidad política son:


Gobiernos : afectan a la política económica de un país intentando proporcionar estabilidad y crecimiento. Actúan sobre los impuestos, el empleo, la inflación, el gasto público… Elementos que hacen prosperar o fracasar la economía de una nación y que, sin duda, se reflejará en su divisa.


Confianza en el mercado : suele ser consecuencia de los puntos anteriores, junto a las noticias que surgen sobre la nación en cuestión. Los inversores serán más proclives a invertir su dinero en una moneda si creen que la situación de la nación a la que representa será buena.


Debes tener en cuenta que al invertir en el mercado de divisas lo haces por pares, por lo tanto tendrás que estudiar la situación de las dos divisas que te afecten. Estudia su situación y cómo pueden apreciarse o depreciarse para invertir en consecuencia.

Forex como funciona 2

Forex Trading: como funciona?


O trading é a compra e venda de ativos, tais como ações, futuros, moedas ou derivados em um mercado financeiro. Para negociar, para que podamos ter lucros, devemos especular sobre os movimentos no preço dos activos, razão pela qual o trading é normalmente feito a curto prazo. No artigo explicaremos o que é e como funciona o Forex Trading.


Forex Trading.


Ao contrário das ações ou mercadorias, a negociação de divisas não é feita em bolsas, mas diretamente entre 2 partes, num mercado de balcão (OTC). Neste caso, o mercado de divisas será tratado por uma rede global de bancos, que está geralmente espalhada por 4 principais centros de comércio de divisas com diferentes fusos horários: Londres, Nova Iorque, Sydney e Tóquio.


Agora, é importante para você saber que existem alguns tipos de mercado de divisas, como por exemplo:


Mercado de divisas a prazo: quando um contrato é acordado para comprar ou vender um montante fixo de uma moeda a um preço especificado, a ser liquidado numa data específica no futuro ou dentro de um intervalo de datas futuras. Mercado de divisas à vista: onde a troca física de um par de moedas ocorre no ponto exato onde a negociação é liquidada, ou seja, “à vista”, ou dentro de um curto período de tempo. Mercado a prazo de divisas: mercado no qual é acordado um contrato para comprar ou vender um determinado montante de uma determinada moeda a um determinado preço e data no futuro.


Três tipos de análise de mercado.


Existem três tipos de análises de mercado que nos ajudam a negociar . Estes três tipos de análise são: fundamental, técnica e sentimental.


Análise fundamental em Forex.


A análise fundamental é uma forma de observar o mercado , analisando as forças econômicas, políticas e sociais que afetam a oferta e procura no mercado de divisas. Para isso, é importante conhecer os principais acontecimentos e dados macroeconómicos da economia mundial, uma boa ferramenta para saber quando estes anúncios económicos irão ocorrer oficialmente é o calendário económico Forex.


A análise fundamental assume que se as perspectivas económicas actuais ou futuras de um país são boas, a sua moeda irá fortalecer-se. Se a procura de bens e serviços de um país estiver a aumentar, ou se o número de pessoas que querem investir lá estiver a crescer, terão de comprar a moeda desse país antes de poderem comprar os seus bens ou investir, e então é provável que o valor da moeda suba.


Alguns dos indicadores econômicos que mostram como está a economia:


Taxas de juros . Por exemplo, o euro tende a subir quando as taxas de juro estão a subir. P rocura de recursos. A Zona Euro produz mercadorias, incluindo metais, carvão e produtos agrícolas e pecuários, como trigo e lã. Quando a procra por esses bens está crescendo, isso fortalece a moeda. Défices orçamentais e comerciais e excedentes. Os excedentes indicam força, os défices indicam o oposto. O ciclo económico. Os indicadores incluem estatísticas de habitação, vendas a retalho, números de vendas de automóveis e níveis de emprego. Quando os dados do desemprego e do Índice de Preços ao Consumidor dos EUA são conhecidos, eles influenciam o valor do dólar. Inflação. A inflação reduz o retorno do investimento e o aumento da inflação tende a reduzir o valor da moeda a longo prazo. Os indicadores de inflação incluem o índice de preços no consumidor e as estatísticas da moeda em circulação.


Análise técnica.


A análise técnica é utilizada para que os traders possam estudar os movimentos de preços. Esta técnica é baseada no fato de que uma pessoa pode observar um histórico de movimentos de preços e determinar as condições atuais de negociação e os movimentos potenciais de preços. A principal razão para utilizar a análise técnica é que, em teoria, todas as informações do mercado atual são refletidas no preço.


Se o preço reflete toda a informação que está no mercado, então a ação do preço é tudo o que realmente se precisa para fazer uma negociação. Abaixo está uma análise técnica do Eur/USD. É um gráfico de candlestick que nos mostra vários suportes e resistência, bem como vários indicadores, RSI, Stochastics e MACD para saber quando entrar ou sair deste par cambial. De acordo com estes três indicadores, parece não ser uma boa altura para entrar ou sair do Eur/Usd.


Entre os padrões e indicadores que os traders usam para prever como o mercado é provável de se mover são:


Linhas de tendência . São linhas que ligam os pontos altos e os pontos altos (tendência de subida) ou os pontos baixos e os pontos baixos (tendência de descida). Os preços que quebram estas linhas podem indicar o início de uma possível mudança na direção do preço. Médias móveis . Suavizam os movimentos passados e indicam uma possível nova tendência se o preço se mover através da média. Os indicadores de força relativa mostram se o mercado pode ser considerado sobrevalorizado (para vender) ou subvalorizado (para comprar). Alguns dos indicadores de padrão mais comumente utilizados são: RSI, Williams, MACD, Estocástico, Bollinger. A fim de tomar uma decisão de compra ou venda é aconselhável utilizar vários indicadores. Deve-se lembrar que os indicadores podem se contradizer para a análise do mesmo par de moedas, daí a importância de usar vários para realmente saber se comprar ou vender. Níveis de Fibonacci. Estes são níveis que indicam que um movimento contínuo na direção atual foi quebrado. Convergências / Divergências das Médias Móveis. São usados para ajudar a mostrar tendências precoces e inversões de tendências. Padrões Invertidos. Estes incluem, por exemplo, figuras como: ombro-cabeça, topo e fundo, topos duplos, topos triplos e topos arredondados. Suporte e Resistência. Indicam pontos de preços que um mercado teve dificuldades em atravessar no passado.


Análise Sentimental.


As opiniões e pensamentos dos traders individuais, que são expressos através das posições que tomam, contribuem para moldar o sentimento geral do mercado. Há uma coisa que é constante no comportamento do mercado, e que é que os comerciantes tendem a reagir de forma exagerada, empurrando os preços para cima do valor real.


A análise dos sentimentos preocupa-se principalmente em detectar estas reacções, ou seja, tenta compreender o que está a conduzir as decisões do trader no momento presente e no futuro imediato do comportamento da moeda.


Sistemas de Trading.


Os sistemas de trading são um conjunto de regras matemáticas bem estruturadas nas quais muitos investidores baseiam suas operações de investimento. A grande vantagem de criar sistemas de trading que funcionam com programas informáticos é que permitem automatizar as operações de compra e venda em qualquer um dos numerosos mercados existentes.


Finalmente, lembre-se que o mercado de câmbio é composto por moedas de todo o mundo, o que pode dificultar as previsões de taxas de câmbio, já que há muitos fatores que podem contribuir para os movimentos de preços. No entanto, como na maioria dos mercados financeiros, o Forex é impulsionado principalmente pelas forças da oferta e da procura e, por esta razão, é fundamental compreender as influências que impulsionam as flutuações de preços e como funciona a negociação Forex.


Esperamos que tenha aprendido um pouco mais sobre como funciona a negociação Forex.


Procura uma corretora para fazer trading? Abaixo encontrará algumas das melhores corretoras do mercado:

Forex Rio de Janeiro 2

PPIC Statewide Survey: Californians and Their Government.


California voters have now received their mail ballots, and the November 8 general election has entered its final stage. Amid rising prices and economic uncertainty—as well as deep partisan divisions over social and political issues—Californians are processing a great deal of information to help them choose state constitutional officers and state legislators and to make policy decisions about state propositions. The 2022 midterm election also features a closely divided Congress, with the likelihood that a few races in California may determine which party controls the US House.


These are among the key findings of a statewide survey on state and national issues conducted from October 14 to 23 by the Public Policy Institute of California:


Many Californians have negative perceptions of their personal finances and the US economy. Seventy-six percent rate the nation’s economy as “not so good” or “poor.” Thirty-nine percent say their finances are “worse off” today than a year ago. Forty-seven percent say that things in California are going in the right direction, while 33 percent think things in the US are going in the right direction; partisans differ in their overall outlook.→ Among likely voters, 55 percent would vote for Gavin Newsom and 36 percent would vote for Brian Dahle if the governor’s election were today . Partisans are deeply divided in their choices. Sixty percent are very or fairly closely following news about the governor’s race. Sixty-two percent are satisfied with the candidate choices in the governor’s election.→ When likely voters are read the ballot title and labels, 34 percent would vote yes on Proposition 26 (sports betting at tribal casinos), 26 percent would vote yes on Proposition 27 (online sports gambling), and 41 percent would vote yes on Proposition 30 (reducing greenhouse gases) . Most likely voters say they are not personally interested in sports betting, and 48 percent think it would be a “bad thing” if it became legal in the state. Fewer than half of likely voters say the vote outcome of Propositions 26, 27, or 30 is very important to them.→ Fifty-six percent of likely voters would support the Democratic candidate in their US House race if the election were today . Sixty-one percent say the issue of abortion rights is very important in their vote for Congress this year; Democrats are far more likely than Republicans or independents to hold this view. About half are “extremely” or “very” enthusiastic about voting for Congress this year; 54 percent of Republicans and Democrats, and 41 percent of independents, are highly enthusiastic this year.→ Forty-five percent of Californians and 40 percent of likely voters are satisfied with the way that democracy is working in the United States. Republicans are far less likely than Democrats and independents to hold this positive view. There is rare partisan consensus on one topic: majorities of Democrats, Republicans, and independents are pessimistic that Americans with different political views can still come together and work out their differences.→ Majorities of California adults and likely voters approve of Governor Gavin Newsom and President Joe Biden . About four in ten or more California adults and likely voters approve of US Senator Dianne Feinstein and US Senator Alex Padilla. These approval ratings vary across partisan groups. Approval of the state legislature is higher than approval of the US Congress.→


Overall Mood.


With less than two weeks to go until what is set to be a highly consequential midterm election, California adults are divided on whether the state is generally headed in the right direction (47%) or wrong direction (48%); a majority of likely voters (54%) think the state is headed in the wrong direction (43% right direction). Similar shares held this view last month (wrong direction: 44% adults, 49% likely voters; right direction: 50% adults, 48% likely voters). Today, there is a wide partisan divide: seven in ten Democrats are optimistic about the direction of the state, while 91 percent of Republicans and 59 percent of independents are pessimistic. Majorities of residents in the Central Valley and Orange/San Diego say the state is going in the wrong direction, while a majority in the San Francisco Bay Area say right direction; adults elsewhere are divided. Across demographic groups, Californians ages 18 to 34 (60%), Asian Americans (52%), college graduates (52%), renters (52%), and women (52%) are the only groups in which a majority are optimistic about California’s direction.


Californians are much more pessimistic about the direction of the country than they are about the direction of the state. Solid majorities of adults (62%) and likely voters (71%) say the United States is going in the wrong direction, and majorities have held this view since September 2021. One in three or fewer adults (33%) and likely voters (25%) think the country is going in the right direction. Majorities across all demographic groups and partisan groups, as well as across regions, are pessimistic about the direction of the United States.


The state of the economy and inflation are likely to play a critical role in the upcoming election, and about four in ten adults (39%) and likely voters (43%) say they and their family are worse off financially than they were a year ago. Similar shares say they are financially in about the same spot (43% adults, 44% likely voters). The share who feel they are worse off has risen slightly among likely voters since May, but is similar among adults (37% adults, 36% likely voters). Fewer than two in ten Californians say they are better off than they were one year ago (17% adults, 13% likely voters). A wide partisan divide exists: most Democrats and independents say their financial situation is about the same as a year ago, while solid majorities of Republicans say they are worse off. Regionally, about half in the San Francisco Bay Area and Los Angeles say they are about the same, while half in the Central Valley say they are worse off; residents elsewhere are divided between being worse off and the same. Across demographic groups, pluralities say they are either financially about the same as last year or worse off, with the exception of African Americans (51% about the same, 33% worse off, 16% better off) and Asian Americans (51% about the same, 27% worse off, 20% better off). The shares saying they are worse off decline as educational attainment increases.


With persistent inflation and concerns about a possible recession in the future, an overwhelming majority of Californians believe the US economy is in not so good (43% adults, 40% likely voters) or poor (33% adults, 36% likely voters) shape. About a quarter of adults (3% excellent, 20% good) and likely voters (2% excellent, 23% good) feel positively about the national economy. Strong majorities across partisan groups feel negatively, but Republicans and independents are much more likely than Democrats to say the economy is in poor shape. Solid majorities across the state’s major regions as well as all demographic groups say the economy is in not so good or poor shape. In a recent ABC News/Washington Post poll, 24 percent (3% excellent, 21% good) of adults nationwide felt positively about the US economy, while 74 percent (36% not so good, 38% poor) expressed negative views.


Gubernatorial Election.


Six in ten likely voters say they are following news about the 2022 governor’s race very (25%) or fairly (35%) closely—a share that has risen from half just a month ago (17% very, 33% fairly). This finding is somewhat similar to October 2022, when 68 percent said this (28% very, 40% closely) a month before the previous gubernatorial election. Today, majorities across partisan, demographic, and regional groups say they are following news about the gubernatorial election either very or fairly closely. The shares saying they are following the news very closely is highest among residents in Republican districts (39%), Republicans (30%), whites (29%), and adults with incomes of $40,000 to $79,999 (29%). Older likely voters (27%) are slightly more likely than younger likely voters (21%) to say they are following the news closely.


Democratic incumbent Gavin Newsom is ahead of Republican Brian Dahle (55% to 36%) among likely voters, while few say they would not vote, would vote for neither, or don’t know who they would vote for in the governor’s race. The share supporting the reelection of the governor was similar a month ago (58% Newsom, 31% Dahle). Today, Newsom enjoys the support of most Democrats (91%), while most Republicans (86%) support Dahle; Newsom has an edge over Dahle among independent likely voters (47% Newsom, 37% Dahle). Across the state’s regions, two in three in the San Francisco Bay Area and Los Angeles support Newsom, as do nearly half in the Inland Empire and Orange/San Diego; likely voters in the Central Valley are split. Newsom leads in all demographic groups, with the exception of men (45% Newsom, 44% Dahle) and those with a high school diploma only (46% Newsom, 49% Dahle). The share supporting Newsom grows as educational attainment increases (46% high school only, 56% some college, 60% college graduates), while it decreases with rising income (64% less than $40,000, 56% $40,000 to $79,999, 52% $80,000 or more).


A solid majority of likely voters (62%) are satisfied with their choices of candidates in the November 8 election, while about three in ten (32%) are not satisfied. Shares expressing satisfaction have increased somewhat from a month ago (53%) and were similar prior to the 2022 gubernatorial election (60% October 2022). Today, a solid majority of Democrats (79%) and independents (61%) say they are satisfied, compared to fewer than half of Republicans (44%). Majorities across demographic groups say they are satisfied, and notably, women (68%) are more likely than men (56%) to say this. Majorities across the state’s regions say they are satisfied with their choices of candidates in the upcoming gubernatorial election.


State Propositions 26, 27, and 30.


In the upcoming November 8 election, there will be seven state propositions for voters. Due to time constraints, our survey only asked about three ballot measures: Propositions 26, 27, and 30. For each, we read the proposition number, ballot, and ballot label. Two of the state ballot measures were also included in the September survey (Propositions 27 and 30), while Proposition 26 was not.


If the election were held today, 34 percent of likely voters would vote “yes,” 57 percent would vote “no,” and 9 percent are unsure of how they would vote on Proposition 26—Allows In-Person Roulette, Dice, Game, Sports Wagering on Tribal Lands. This measure would allow in-person sports betting at racetracks and tribal casinos, requiring that racetracks and casinos offering sports betting make certain payments to the state to support state regulatory costs. It also allows roulette and dice games at tribal casinos and adds a new way to enforce certain state gambling laws. There is partisan agreement on Prop 26: fewer than four in ten Democrats, Republicans, and independents would vote “yes.” Moreover, less than a majority across all regions and demographic groups—with the exception of likely voters ages 18 to 44 (51% yes, 44% no)—would vote “yes.”


If the election were held today, 26 percent of likely voters would vote “yes,” 67 percent would vote “no,” and 8 percent are unsure of how they would vote on Proposition 27—Allows Online and Mobile Sports Wagering Outside Tribal Lands. This citizens’ initiative would allow Indian tribes and affiliated businesses to operate online and mobile sports wagering outside tribal lands. Strong majorities across partisan groups would vote “no” on Prop 27. The share voting “yes” has decreased since a month ago (34% September). Today, fewer than three in ten across partisan groups would vote “yes” on Prop 27. Moreover, fewer than four in ten across regions, gender, racial/ethnic, education, and income groups would vote “yes.” Likely voters ages 18 to 44 (41%) are far more likely than older likely voters ages 45 and above (19%) to say they would vote “yes.”


If the election were held today, 41 percent of likely voters would vote “yes,” 52 percent would vote “no,” and 7 percent are unsure of how they would vote on Proposition 30—Provides Funding for Programs to Reduce Air Pollution and Prevent Wildfires by Increasing Tax on Personal Income over $2 Million. This citizens’ initiative would increase taxes on Californians earning more than $2 million annually and allocate that tax revenue to zero-emission vehicle purchase incentives, vehicle charging stations, and wildfire prevention. The share saying “yes” on Prop 30 has decreased from 55 percent in our September survey (note: since September, Governor Newsom has been featured in “no on Prop 30” commercials). Today, unlike Prop 26 and Prop 27, partisan opinions are divided on Prop 30: 61 percent of Democrats would vote “yes,” compared to far fewer Republicans (15%) and independents (38%). Across regions, and among men and women, support falls short of a majority (36% men, 45% women). Fewer than half across racial/ethnic groups say they would vote “yes” (39% whites, 42% Latinos, 46% other racial/ethnic groups). Just over half of likely voters with incomes under $40,000 (52%) would vote “yes,” compared to fewer in higher-income groups (42% $40,000 to $79,999, 36% $80,000 or more). Nearly half of likely voters ages 18 to 44 (49%) would vote “yes,” compared to 37 percent of older likely voters.


Fewer than half of likely voters say the outcome of each of these state propositions is very important to them. Today, 21 percent of likely voters say the outcome of Prop 26 is very important, 31 percent say the outcome of Prop 27 is very important, and 42 percent say the outcome of Prop 30 is very important. The shares saying the outcomes are very important to them have remained similar to a month ago for Prop 27 (29%) and Prop 30 (42%). Today, when it comes to the importance of the outcome of Prop 26, one in four or fewer across partisan groups say it is very important to them. About one in three across partisan groups say the outcome of Prop 27 is very important to them. Fewer than half across partisan groups say the outcome of Prop 30 is very important to them.


Congressional Elections.


When asked how they would vote if the 2022 election for the US House of Representatives were held today, 56 percent of likely voters say they would vote for or lean toward the Democratic candidate, while 39 percent would vote for or lean toward the Republican candidate. In September, a similar share of likely voters preferred the Democratic candidate (60% Democrat/lean Democrat, 34% Republican/lean Republican). Today, overwhelming majorities of partisans support their party’s candidate, while independents are divided (50% Democrat/lean Democrat, 44% Republican/lean Republican). Democratic candidates are preferred by a 26-point margin in Democratic-held districts, while Republican candidates are preferred by a 23-point margin in Republican-held districts. In the ten competitive California districts as defined by the Cook Political Report, the Democratic candidate is preferred by a 22-point margin (54% to 32%).


Abortion is another prominent issue in this election. When asked about the importance of abortion rights, 61 percent of likely voters say the issue is very important in determining their vote for Congress and another 20 percent say it is somewhat important; just 17 percent say it is not too or not at all important. Among partisans, an overwhelming majority of Democrats (78%) and 55 percent of independents say it is very important, compared to 43 percent of Republicans. Majorities across regions and all demographic groups—with the exception of men (49% very important)—say abortion rights are very important when making their choice among candidates for Congress.


With the controlling party in Congress hanging in the balance, 51 percent of likely voters say they are extremely or very enthusiastic about voting for Congress this year; another 29 percent are somewhat enthusiastic while 19 percent are either not too or not at all enthusiastic. In October 2022 before the last midterm election, a similar 53 percent of likely voters were extremely or very enthusiastic about voting for Congress (25% extremely, 28% very, 28% somewhat, 10% not too, 8% not at all). Today, Democrats and Republicans have about equal levels of enthusiasm, while independents are much less likely to be extremely or very enthusiastic. Half or more across regions are at least very enthusiastic, with the exceptions of likely voters in Los Angeles (44%) and the San Francisco Bay Area (43%). At least half across demographic groups are highly enthusiastic, with the exceptions of likely voters earning $40,000 to $79,999 annually (48%), women (47%), Latinos (43%), those with a high school diploma or less (42%), renters (42%), and 18- to 44-year-olds (37%).


Democracy and the Political Divide.


As Californians prepare to vote in the upcoming midterm election, fewer than half of adults and likely voters are satisfied with the way democracy is working in the United States—and few are very satisfied. Satisfaction was higher in our February survey when 53 percent of adults and 48 percent of likely voters were satisfied with democracy in America. Today, half of Democrats and about four in ten independents are satisfied, compared to about one in five Republicans. Notably, four in ten Republicans are not at all satisfied. Across regions, half of residents in the San Francisco Bay Area (52%) and the Inland Empire (50%) are satisfied, compared to fewer elsewhere. Across demographic groups, fewer than half are satisfied, with the exception of Latinos (56%), those with a high school degree or less (55%), and those making less than $40,000 (53%).


In addition to the lack of satisfaction with the way democracy is working, Californians are divided about whether Americans of different political positions can still come together and work out their differences. Forty-nine percent are optimistic, while 46 percent are pessimistic. Optimism has been similar in more recent years, but has decreased 7 points since we first asked this question in September 2022 (56%). In September 2022, just before the 2022 general election, Californians were also divided (47% optimistic, 49% pessimistic).


Today, in a rare moment of bipartisan agreement, about four in ten Democrats, Republicans, and independents are optimistic that Americans of different political views will be able to come together. Across regions, about half in Orange/San Diego, the Inland Empire, and the San Francisco Bay Area are optimistic. Across demographic groups, only the following groups have a majority or more who are optimistic: African Americans and Latinos (61% each), those with a high school diploma or less (63%), and those with household incomes under $40,000 (61%). Notably, in 2022, half or more across parties, regions, and demographic groups were optimistic.


Approval Ratings.


With about two weeks to go before Governor Newsom’s bid for reelection, a majority of Californians (54%) and likely voters (52%) approve of the way he is handling his job, while fewer disapprove (33% adults, 45% likely voters). Approval was nearly identical in September (52% adults, 55% likely voters) and has been 50 percent or more since January 2022. Today, about eight in ten Democrats—compared to about half of independents and about one in ten Republicans—approve of Governor Newsom. Half or more across regions approve of Newsom, except in the Central Valley (42%). Across demographic groups, about half or more approve of how Governor Newsom is handling his job.


With all 80 state assembly positions and half of state senate seats up for election, fewer than half of adults (49%) and likely voters (43%) approve of the way that the California Legislature is handling its job. Views are deeply divided along partisan lines; approval is highest in the San Francisco Bay Area and lowest in Orange/San Diego. About half across racial/ethnic groups approve, and approval is much higher among younger Californians.


Majorities of California adults (53%) and likely voters (52%) approve of the way President Biden is handling his job, while fewer disapprove (43% adults, 47% likely voters). Approval is similar to September (53% adults and likely voters), and Biden’s approval rating among adults has been at 50 percent or higher since we first asked this question in January 2021. Today, about eight in ten Democrats approve of Biden’s job performance, compared to about four in ten independents and one in ten Republicans. Approval is higher in the San Francisco Bay Area and Los Angeles than in the Inland Empire, Orange/San Diego, and the Central Valley. About half or more across demographic groups approve of President Biden, with the exception of those with some college education (44%).


Approval of Congress remains low, with fewer than four in ten adults (37%) and likely voters (29%) approving. Approval of Congress among adults has been below 40 percent for all of 2022 after seeing a brief run above 40 percent for all of 2021. Democrats are far more likely than Republicans to approve of Congress. Fewer than half across regions and demographic groups approve of Congress.


US Senator Alex Padilla is on the California ballot twice this November—once for the remainder of Vice President Harris’s term and once for reelection. Senator Padilla has the approval of 46 percent of adults and 48 percent of likely voters (adults: 26% disapprove, 29% don’t know; likely voters: 31% disapprove, 22% don’t know). Approval in March was at 44 percent for adults and 39 percent for likely voters. Today, Padilla’s approval rating is much higher among Democrats than independents and Republicans. Across regions, about half in the San Francisco Bay Area, Los Angeles, and the Inland Empire approve of the US senator, compared to four in ten in Orange/San Diego and one in three in the Central Valley. Across demographic groups, about half or more approve among women, younger adults, African Americans, Asian Americans, and Latinos. Views are similar across education and income groups, with just fewer than half approving.


US Senator Dianne Feinstein—who is not on the California ballot this November—has the approval of 41 percent of adults and likely voters (adults: 42% disapprove, 17% don’t know; likely voters: 52% disapprove, 7% don’t know). Approval in March was at 41 percent for adults and 36 percent for likely voters. Today, Feinstein’s approval rating is far higher among Democrats and independents than Republicans. Across regions, approval reaches a majority only in the San Francisco Bay Area. Across demographic groups, approval reaches a majority only among African Americans.


Regional Map.


This map highlights the five geographic regions for which we present results; these regions account for approximately 90 percent of the state population. Residents of other geographic areas (in gray) are included in the results reported for all adults, registered voters, and likely voters, but sample sizes for these less-populous areas are not large enough to report separately.


Regional Map.


This map highlights the five geographic regions for which we present results; these regions account for approximately 90 percent of the state population. Residents of other geographic areas (in gray) are included in the results reported for all adults, registered voters, and likely voters, but sample sizes for these less-populous areas are not large enough to report separately.


Methodology.


The PPIC Statewide Survey is directed by Mark Baldassare, president and CEO and survey director at the Public Policy Institute of California. Coauthors of this report include survey analyst Deja Thomas, who was the project manager for this survey; associate survey director and research fellow Dean Bonner; and survey analyst Rachel Lawler. The Californians and Their Government survey is supported with funding from the Arjay and Frances F. Miller Foundation and the James Irvine Foundation. The PPIC Statewide Survey invites input, comments, and suggestions from policy and public opinion experts and from its own advisory committee, but survey methods, questions, and content are determined solely by PPIC’s survey team.


Findings in this report are based on a survey of 1,715 California adult residents, including 1,263 interviewed on cell phones and 452 interviewed on landline telephones. The sample included 569 respondents reached by calling back respondents who had previously completed an interview in PPIC Statewide Surveys in the last six months. Interviews took an average of 19 minutes to complete. Interviewing took place on weekend days and weekday nights from October 14–23, 2022.


Cell phone interviews were conducted using a computer-generated random sample of cell phone numbers. Additionally, we utilized a registration-based sample (RBS) of cell phone numbers for adults who are registered to vote in California. All cell phone numbers with California area codes were eligible for selection. After a cell phone user was reached, the interviewer verified that this person was age 18 or older, a resident of California, and in a safe place to continue the survey (e.g., not driving). Cell phone respondents were offered a small reimbursement to help defray the cost of the call. Cell phone interviews were conducted with adults who have cell phone service only and with those who have both cell phone and landline service in the household.


Landline interviews were conducted using a computer-generated random sample of telephone numbers that ensured that both listed and unlisted numbers were called. Additionally, we utilized a registration-based sample (RBS) of landline phone numbers for adults who are registered to vote in California. All landline telephone exchanges in California were eligible for selection. After a household was reached, an adult respondent (age 18 or older) was randomly chosen for interviewing using the “last birthday method” to avoid biases in age and gender.


For both cell phones and landlines, telephone numbers were called as many as eight times. When no contact with an individual was made, calls to a number were limited to six. Also, to increase our ability to interview Asian American adults, we made up to three additional calls to phone numbers estimated by Survey Sampling International as likely to be associated with Asian American individuals.


Live landline and cell phone interviews were conducted by Abt Associates in English and Spanish, according to respondents’ preferences. Accent on Languages, Inc., translated new survey questions into Spanish, with assistance from Renatta DeFever.


Abt Associates uses the US Census Bureau’s 2022–2022 American Community Survey’s (ACS) Public Use Microdata Series for California (with regional coding information from the University of Minnesota’s Integrated Public Use Microdata Series for California) to compare certain demographic characteristics of the survey sample—region, age, gender, race/ethnicity, and education—with the characteristics of California’s adult population. The survey sample was closely comparable to the ACS figures. To estimate landline and cell phone service in California, Abt Associates used 2022 state-level estimates released by the National Center for Health Statistics—which used data from the National Health Interview Survey (NHIS) and the ACS. The estimates for California were then compared against landline and cell phone service reported in this survey. We also used voter registration data from the California Secretary of State to compare the party registration of registered voters in our sample to party registration statewide. The landline and cell phone samples were then integrated using a frame integration weight, while sample balancing adjusted for differences across region, age, gender, race/ethnicity, education, telephone service, and party registration groups.


The sampling error, taking design effects from weighting into consideration, is ±3.9 percent at the 95-percent confidence level for the total unweighted sample of 1,715 adults. This means that 95 times out of 100, the results will be within 3.9 percentage points of what they would be if all adults in California were interviewed. The sampling error for unweighted subgroups is larger: for the 1,439 registered voters, the sampling error is ±4.5 percent; for the 1,111 likely voters, it is ±5.1 percent. For the sampling errors of additional subgroups, please see the table at the end of this section. Sampling error is only one type of error to which surveys are subject. Results may also be affected by factors such as question wording, question order, and survey timing.


We present results for five geographic regions, accounting for approximately 90 percent of the state population. “Central Valley” includes Butte, Colusa, El Dorado, Fresno, Glenn, Kern, Kings, Madera, Merced, Placer, Sacramento, San Joaquin, Shasta, Stanislaus, Sutter, Tehama, Tulare, Yolo, and Yuba Counties. “San Francisco Bay Area” includes Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano, and Sonoma Counties. “Los Angeles” refers to Los Angeles County, “Inland Empire” refers to Riverside and San Bernardino Counties, and “Orange/San Diego” refers to Orange and San Diego Counties. Residents of other geographic areas are included in the results reported for all adults, registered voters, and likely voters, but sample sizes for these less-populous areas are not large enough to report separately. We also present results for congressional districts currently held by Democrats or Republicans, based on residential zip code and party of the local US House member. We analyze the results of those who live in competitive house districts as determined by the Cook Political Report’s 2022 House Race Ratings updated September 1, 2022. These districts are 3, 9, 13, 22, 27, 40, 41, 45, 47, and 49; a map of California’s congressional districts can be found here.


We present results for non-Hispanic whites, who account for 41 percent of the state’s adult population, and also for Latinos, who account for about a third of the state’s adult population and constitute one of the fastest-growing voter groups. We also present results for non-Hispanic Asian Americans, who make up about 16 percent of the state’s adult population, and non-Hispanic African Americans, who comprise about 6 percent. Results for other racial/ethnic groups—such as Native Americans—are included in the results reported for all adults, registered voters, and likely voters, but sample sizes are not large enough for separate analysis. Results for African American and Asian American likely voters are combined with those of other racial/ethnic groups because sample sizes for African American and Asian American likely voters are too small for separate analysis. We compare the opinions of those who report they are registered Democrats, registered Republicans, and no party preference or decline-to-state or independent voters; the results for those who say they are registered to vote in other parties are not large enough for separate analysis. We also analyze the responses of likely voters—so designated per their responses to survey questions about voter registration, previous election participation, intentions to vote this year, attention to election news, and current interest in politics.


The percentages presented in the report tables and in the questionnaire may not add to 100 due to rounding.


Numerous questions were adapted from national surveys by ABC News/Washington Post, CBS News, NPR/PBS NewsHour/Marist, and the Pew Research Center. Additional details about our methodology can be found at www.ppic.org/wp-content/uploads/SurveyMethodology.pdf and are available upon request through surveys@ppic.org.


Methodology.


The PPIC Statewide Survey is directed by Mark Baldassare, president and CEO and survey director at the Public Policy Institute of California. Coauthors of this report include survey analyst Deja Thomas, who was the project manager for this survey; associate survey director and research fellow Dean Bonner; and survey analyst Rachel Lawler. The Californians and Their Government survey is supported with funding from the Arjay and Frances F. Miller Foundation and the James Irvine Foundation. The PPIC Statewide Survey invites input, comments, and suggestions from policy and public opinion experts and from its own advisory committee, but survey methods, questions, and content are determined solely by PPIC’s survey team.


Findings in this report are based on a survey of 1,715 California adult residents, including 1,263 interviewed on cell phones and 452 interviewed on landline telephones. The sample included 569 respondents reached by calling back respondents who had previously completed an interview in PPIC Statewide Surveys in the last six months. Interviews took an average of 19 minutes to complete. Interviewing took place on weekend days and weekday nights from October 14–23, 2022.


Cell phone interviews were conducted using a computer-generated random sample of cell phone numbers. Additionally, we utilized a registration-based sample (RBS) of cell phone numbers for adults who are registered to vote in California. All cell phone numbers with California area codes were eligible for selection. After a cell phone user was reached, the interviewer verified that this person was age 18 or older, a resident of California, and in a safe place to continue the survey (e.g., not driving). Cell phone respondents were offered a small reimbursement to help defray the cost of the call. Cell phone interviews were conducted with adults who have cell phone service only and with those who have both cell phone and landline service in the household.


Landline interviews were conducted using a computer-generated random sample of telephone numbers that ensured that both listed and unlisted numbers were called. Additionally, we utilized a registration-based sample (RBS) of landline phone numbers for adults who are registered to vote in California. All landline telephone exchanges in California were eligible for selection. After a household was reached, an adult respondent (age 18 or older) was randomly chosen for interviewing using the “last birthday method” to avoid biases in age and gender.


For both cell phones and landlines, telephone numbers were called as many as eight times. When no contact with an individual was made, calls to a number were limited to six. Also, to increase our ability to interview Asian American adults, we made up to three additional calls to phone numbers estimated by Survey Sampling International as likely to be associated with Asian American individuals.


Live landline and cell phone interviews were conducted by Abt Associates in English and Spanish, according to respondents’ preferences. Accent on Languages, Inc., translated new survey questions into Spanish, with assistance from Renatta DeFever.


Abt Associates uses the US Census Bureau’s 2022–2022 American Community Survey’s (ACS) Public Use Microdata Series for California (with regional coding information from the University of Minnesota’s Integrated Public Use Microdata Series for California) to compare certain demographic characteristics of the survey sample—region, age, gender, race/ethnicity, and education—with the characteristics of California’s adult population. The survey sample was closely comparable to the ACS figures. To estimate landline and cell phone service in California, Abt Associates used 2022 state-level estimates released by the National Center for Health Statistics—which used data from the National Health Interview Survey (NHIS) and the ACS. The estimates for California were then compared against landline and cell phone service reported in this survey. We also used voter registration data from the California Secretary of State to compare the party registration of registered voters in our sample to party registration statewide. The landline and cell phone samples were then integrated using a frame integration weight, while sample balancing adjusted for differences across region, age, gender, race/ethnicity, education, telephone service, and party registration groups.


The sampling error, taking design effects from weighting into consideration, is ±3.9 percent at the 95-percent confidence level for the total unweighted sample of 1,715 adults. This means that 95 times out of 100, the results will be within 3.9 percentage points of what they would be if all adults in California were interviewed. The sampling error for unweighted subgroups is larger: for the 1,439 registered voters, the sampling error is ±4.5 percent; for the 1,111 likely voters, it is ±5.1 percent. For the sampling errors of additional subgroups, please see the table at the end of this section. Sampling error is only one type of error to which surveys are subject. Results may also be affected by factors such as question wording, question order, and survey timing.


We present results for five geographic regions, accounting for approximately 90 percent of the state population. “Central Valley” includes Butte, Colusa, El Dorado, Fresno, Glenn, Kern, Kings, Madera, Merced, Placer, Sacramento, San Joaquin, Shasta, Stanislaus, Sutter, Tehama, Tulare, Yolo, and Yuba Counties. “San Francisco Bay Area” includes Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano, and Sonoma Counties. “Los Angeles” refers to Los Angeles County, “Inland Empire” refers to Riverside and San Bernardino Counties, and “Orange/San Diego” refers to Orange and San Diego Counties. Residents of other geographic areas are included in the results reported for all adults, registered voters, and likely voters, but sample sizes for these less-populous areas are not large enough to report separately. We also present results for congressional districts currently held by Democrats or Republicans, based on residential zip code and party of the local US House member. We analyze the results of those who live in competitive house districts as determined by the Cook Political Report’s 2022 House Race Ratings updated September 1, 2022. These districts are 3, 9, 13, 22, 27, 40, 41, 45, 47, and 49; a map of California’s congressional districts can be found here.


We present results for non-Hispanic whites, who account for 41 percent of the state’s adult population, and also for Latinos, who account for about a third of the state’s adult population and constitute one of the fastest-growing voter groups. We also present results for non-Hispanic Asian Americans, who make up about 16 percent of the state’s adult population, and non-Hispanic African Americans, who comprise about 6 percent. Results for other racial/ethnic groups—such as Native Americans—are included in the results reported for all adults, registered voters, and likely voters, but sample sizes are not large enough for separate analysis. Results for African American and Asian American likely voters are combined with those of other racial/ethnic groups because sample sizes for African American and Asian American likely voters are too small for separate analysis. We compare the opinions of those who report they are registered Democrats, registered Republicans, and no party preference or decline-to-state or independent voters; the results for those who say they are registered to vote in other parties are not large enough for separate analysis. We also analyze the responses of likely voters—so designated per their responses to survey questions about voter registration, previous election participation, intentions to vote this year, attention to election news, and current interest in politics.


The percentages presented in the report tables and in the questionnaire may not add to 100 due to rounding.


Numerous questions were adapted from national surveys by ABC News/Washington Post, CBS News, NPR/PBS NewsHour/Marist, and the Pew Research Center. Additional details about our methodology can be found at www.ppic.org/wp-content/uploads/SurveyMethodology.pdf and are available upon request through surveys@ppic.org.


Questions and Responses.


October 14–23, 2022 1,715 California adult residents; 1,111 California likely voters English, Spanish.


Margin of error ±3.9% at 95% confidence level for the total sample, ±5.1% for likely voters. Percentages may not add up to 100 due to rounding.


1. Overall, do you approve or disapprove of the way that Gavin Newsom is handling his job as governor of California?


54% approve 33% disapprove 14% don’t know.


2. Overall, do you approve or disapprove of the way that the California Legislature is handling its job?


49% approve 37% disapprove 14% don’t know.


3. Do you think things in California are generally going in the right direction or the wrong direction?


47% right direction 48% wrong direction 5% don’t know.


4. Thinking about your own personal finances—would you say that you and your family are financially better off, worse off, or just about the same as a year ago?


17% better off 39% worse off 43% same 1% don’t know 5. Next, some people are registered to vote and others are not. Are you absolutely certain that you are registered to vote in California?


74% yes [ ask q5a ] 26% no [ skip to q6b ]


5a. Are you registered as a Democrat, a Republican, another party, or are you registered as a decline-to-state or independent voter?


47% Democrat [ ask q6 ] 24% Republican [ ask q6a ] 6% another party ( specify ) [ skip to q7 ] 23% decline-to-state/independent [ skip to 6b ]


[likely voters only] 47% Democrat [ ask q6 ] 27% Republican [ ask q6a ] 5% another party ( specify ) [ skip to q7 ] 20% decline-to-state/independent [ skip to 6b ]


6. Would you call yourself a strong Democrat or not a very strong Democrat?


61% strong 37% not very strong 2% don’t know.


[skip to q7]


6a. Would you call yourself a strong Republican or not a very strong Republican?


60% strong 38% not very strong 2% don’t know.


[skip to q7] 6b. Do you think of yourself as closer to the Republican Party or Democratic Party? 23% Republican Party 44% Democratic Party 24% neither (volunteered) 9% don’t know.


7. [likely voters only] If the November 8th election for governor were being held today, would you vote for [rotate] [1] Brian Dahle, a Republican, [or] [2] Gavin Newsom, a Democrat?


36% Brian Dahle, a Republican 55% Gavin Newsom, a Democrat 4% neither/would not vote for governor (volunteered) 5% don’t know.


8. [likely voters only] How closely are you following news about candidates for the 2022 governor’s election—very closely, fairly closely, not too closely, or not at all closely?


25% very closely 35% fairly closely 25% not too closely 15% not at all closely – don’t know.


9. [likely voters only] In general, would you say you are satisfied or not satisfied with your choices of candidates in the election for governor on November 8th?


62% satisfied 32% not satisfied 6% don’t know.


Changing topics,


10. [likely voters only] If the 2022 election for US House of Representatives were being held today, would you vote for [rotate] [1] the Republican candidate [or] [2] the Democratic candidate in your district? ( ask if ‘other’ or ‘don’t know’ : “As of today , do you lean more toward [read in same order as above] [1] the Republican candidate [or] [2] the Democratic candidate?”)


39% Republican/lean Republican 56% Democrat/lean Democrat 5% don’t know.


11. [likely voters only] How important is the issue of abortion rights in your vote for Congress this year—is it very important, somewhat important, not too important, or not at all important?


61% very important 20% somewhat important 7% not too important 10% not at all important – don’t know.


12. [likely voters only] How enthusiastic would you say you are about voting for Congress this year—extremely enthusiastic, very enthusiastic, somewhat enthusiastic, not too enthusiastic, or not at all enthusiastic?


18% extremely enthusiastic 33% very enthusiastic 29% somewhat enthusiastic 14% not too enthusiastic 5% not at all enthusiastic 1% don’t know Next, we have a few questions to ask you about some of the propositions on the November ballot.


13. [likely voters only] There are five citizens’ initiatives, one referendum, and one legislative constitutional amendment on the November 8 state ballot. Which one of the seven state propositions on the November 8 ballot are you most interested in?


20% Proposition 1 Constitutional Right to Reproductive Freedom, Abortion, Contraceptives 4% Proposition 26 Sports Betting at Tribal Casinos 10% Proposition 27 Allow Online Sports Betting 2% Proposition 28 Arts and Music Education Funding in Public Schools 7% Proposition 29 Impose New Rules on Dialysis Clinics 4% Proposition 30 Tax Millionaires for Electric Vehicle Programs, Wildfire Response and Prevention 3% Proposition 31 Uphold Flavored Tobacco Ban 11% none of them ( volunteered ) 4% all equally (volunteered) 1% other (specify) ( volunteered ) 33% don’t know 14. [likely voters only] Proposition 26 is called Allows In-Person Roulette, Dice Game, Sports Wagering on Tribal Lands. Initiative Constitutional Amendment and Statute. It allows in-person sports betting at racetracks and tribal casinos, and requires that racetracks and casinos that offer sports betting to make certain payments to the state—such as to support state regulatory costs. The fiscal impact is increased state revenues, possibly reaching tens of millions of dollars annually. Some of these revenues would support increased state regulatory and enforcement costs that could reach the low tens of millions of dollars annually. If the election were held today, would you vote yes or no on Proposition 26?


34% yes 57% no 9% don’t know.


15. [likely voters only] How important to you is the outcome of the vote on Proposition 26—is it very important, somewhat important, not too important, or not at all important?


21% very important 37% somewhat important 26% not too important 11% not at all important 5% don’t know.


Next,


16. [likely voters only] Proposition 27 is called Allows Online and Mobile Sports Wagering Outside Tribal Lands. Initiative Constitutional Amendment. It allows Indian tribes and affiliated businesses to operate online and mobile sports wagering outside tribal lands. It directs revenues to regulatory costs, homelessness programs, and nonparticipating tribes. The fiscal impact is increased state revenues, possibly in the hundreds of millions of dollars but not likely to exceed $500 million annually. Some revenues would support state regulatory costs, possibly reaching the mid-tens of millions of dollars annually. If the election were held today, would you vote yes or no on Proposition 27?


26% yes 67% no 8% don’t know.


17. [likely voters only] How important to you is the outcome of the vote on Proposition 27—is it very important, somewhat important, not too important, or not at all important?


31% very important 34% somewhat important 22% not too important 9% not at all important 4% don’t know.


18. [likely voters only] Would you say you are personally interested in betting on sports, or not?


9% yes, interested 90% no, not interested – don’t know.


19. [likely voters only] Thinking about the fact that betting money on sports is now legal in most of the country—if sports betting was made legal in California, do you think this would be a good thing or bad thing for the state?


30% good thing 48% bad thing 11% neither a good thing nor bad thing, doesn’t matter ( volunteered ) 11% don’t know Next,


20. [likely voters only] Proposition 30 is called Provides Funding for Programs to Reduce Air Pollution and Prevent Wildfires by Increasing Tax on Personal Income over $2 Million. Initiative Statute. It allocates tax revenues to zero-emission vehicle purchase incentives, vehicle charging stations, and wildfire prevention. The fiscal impact is increased state tax revenue ranging from $3.5 billion to $5 billion annually, with the new funding used to support zero-emission vehicle programs and wildfire response and prevention activities. If the election were held today, would you vote yes or no on Proposition 30?


41% yes 52% no 7% don’t know.


21. [likely voters only] How important to you is the outcome of the vote on Proposition 30—is it very important, somewhat important, not too important, or not at all important?


42% very important 38% somewhat important 13% not too important 4% not at all important 3% don’t know.


Next, we are interested in your opinions about the citizens’ initiatives and referenda that appear on the state ballot as propositions this fall. Do you agree or disagree with these statements?


[rotate questions 22 and 23] 22. [likely voters only] There are too many propositions on the state ballot—do you strongly agree, somewhat agree, somewhat disagree, or strongly disagree?


20% strongly agree 27% somewhat agree 27% somewhat disagree 22% strongly disagree 5% don’t know.


23. [likely voters only] The propositions on the state ballot reflect the concerns of average California residents—do you strongly agree, somewhat agree, somewhat disagree, or strongly disagree?


14% strongly agree 36% somewhat agree 25% somewhat disagree 21% strongly disagree 4% don’t know.


Reforms have been suggested to address issues in California’s direct democracy process. 24. [likely voters only] Would you favor or oppose a new law that would increase the number of signatures required to qualify an initiative, referendum, or recall for the state ballot?


43% favor 46% oppose 10% don’t know.


25. [likely voters only] Would you favor or oppose a new law that would allow electronic signature gathering over the internet to qualify an initiative, referendum, or recall for the state ballot?


31% favor 64% oppose 5% don’t know.


Changing topics,


26. Overall, do you approve or disapprove of the way that Joe Biden is handling his job as president?


53% approve 43% disapprove 4% don’t know.


[rotate questions 27 and 28] 27. Overall, do you approve or disapprove of the way Alex Padilla is handling his job as US Senator?


46% approve 26% disapprove 29% don’t know 28. Overall, do you approve or disapprove of the way Dianne Feinstein is handling her job as US Senator?


41% approve 42% disapprove 17% don’t know.


29. Overall, do you approve or disapprove of the way the US Congress is handling its job?


37% approve 57% disapprove 7% don’t know Next,


30. Do you think things in the United States are generally going in the right direction or the wrong direction?


33% right direction 62% wrong direction 5% don’t know 31. Would you describe the state of the nation’s economy these days as excellent, good, not so good, or poor?


3% excellent 20% good 43% not so good 33% poor 1% don’t know.


Next,


32. How satisfied are you with the way democracy is working in the United States? Are you very satisfied, somewhat satisfied, not too satisfied, or not at all satisfied?


7% very satisfied 38% somewhat satisfied 29% not too satisfied 23% not at all satisfied 2% don’t know.


33. These days, do you feel [rotate] [1] (optimistic) [or] [2] (pessimistic) that Americans of different political views can still come together and work out their differences?


49% optimistic 46% pessimistic 4% don’t know.


On another topic,


34. What is your opinion with regard to race relations in the United States today? Would you say things are [rotate 1 and 2] [1] (better), [2] (worse), or about the same than they were a year ago?


20% better 35% worse 44% about the same 2% don’t know.


35. When it comes to racial discrimination, which do you think is the bigger problem for the country today—[rotate] [1] People seeing racial discrimination where it really does NOT exist [or] [2] People NOT seeing racial discrimination where it really DOES exist?


37% people seeing racial discrimination where it really does not exist 54% people not seeing racial discrimination where it really does exist 9% don’t know.


Next, 36. Next, would you consider yourself to be politically: [read list, rotate order top to bottom]


17% very liberal 19% somewhat liberal 29% middle-of-the-road 20% somewhat conservative 12% very conservative 3% don’t know.


37. Generally speaking, how much interest would you say you have in politics—a great deal, a fair amount, only a little, or none?


26% great deal 37% fair amount 28% only a little 8% none -% don’t know.


[d1–d15 demographic questions]


Questions and Responses.


October 14–23, 2022 1,715 California adult residents; 1,111 California likely voters English, Spanish.


Margin of error ±3.9% at 95% confidence level for the total sample, ±5.1% for likely voters. Percentages may not add up to 100 due to rounding.


1. Overall, do you approve or disapprove of the way that Gavin Newsom is handling his job as governor of California?


54% approve 33% disapprove 14% don’t know.


2. Overall, do you approve or disapprove of the way that the California Legislature is handling its job?


49% approve 37% disapprove 14% don’t know.


3. Do you think things in California are generally going in the right direction or the wrong direction?


47% right direction 48% wrong direction 5% don’t know.


4. Thinking about your own personal finances—would you say that you and your family are financially better off, worse off, or just about the same as a year ago?


17% better off 39% worse off 43% same 1% don’t know 5. Next, some people are registered to vote and others are not. Are you absolutely certain that you are registered to vote in California?


74% yes [ ask q5a ] 26% no [ skip to q6b ]


5a. Are you registered as a Democrat, a Republican, another party, or are you registered as a decline-to-state or independent voter?


47% Democrat [ ask q6 ] 24% Republican [ ask q6a ] 6% another party ( specify ) [ skip to q7 ] 23% decline-to-state/independent [ skip to 6b ]


[likely voters only] 47% Democrat [ ask q6 ] 27% Republican [ ask q6a ] 5% another party ( specify ) [ skip to q7 ] 20% decline-to-state/independent [ skip to 6b ]


6. Would you call yourself a strong Democrat or not a very strong Democrat?


61% strong 37% not very strong 2% don’t know.


[skip to q7]


6a. Would you call yourself a strong Republican or not a very strong Republican?


60% strong 38% not very strong 2% don’t know.


[skip to q7] 6b. Do you think of yourself as closer to the Republican Party or Democratic Party? 23% Republican Party 44% Democratic Party 24% neither (volunteered) 9% don’t know.


7. [likely voters only] If the November 8th election for governor were being held today, would you vote for [rotate] [1] Brian Dahle, a Republican, [or] [2] Gavin Newsom, a Democrat?


36% Brian Dahle, a Republican 55% Gavin Newsom, a Democrat 4% neither/would not vote for governor (volunteered) 5% don’t know.


8. [likely voters only] How closely are you following news about candidates for the 2022 governor’s election—very closely, fairly closely, not too closely, or not at all closely?


25% very closely 35% fairly closely 25% not too closely 15% not at all closely – don’t know.


9. [likely voters only] In general, would you say you are satisfied or not satisfied with your choices of candidates in the election for governor on November 8th?


62% satisfied 32% not satisfied 6% don’t know.


Changing topics,


10. [likely voters only] If the 2022 election for US House of Representatives were being held today, would you vote for [rotate] [1] the Republican candidate [or] [2] the Democratic candidate in your district? ( ask if ‘other’ or ‘don’t know’ : “As of today , do you lean more toward [read in same order as above] [1] the Republican candidate [or] [2] the Democratic candidate?”)


39% Republican/lean Republican 56% Democrat/lean Democrat 5% don’t know.


11. [likely voters only] How important is the issue of abortion rights in your vote for Congress this year—is it very important, somewhat important, not too important, or not at all important?


61% very important 20% somewhat important 7% not too important 10% not at all important – don’t know.


12. [likely voters only] How enthusiastic would you say you are about voting for Congress this year—extremely enthusiastic, very enthusiastic, somewhat enthusiastic, not too enthusiastic, or not at all enthusiastic?


18% extremely enthusiastic 33% very enthusiastic 29% somewhat enthusiastic 14% not too enthusiastic 5% not at all enthusiastic 1% don’t know Next, we have a few questions to ask you about some of the propositions on the November ballot.


13. [likely voters only] There are five citizens’ initiatives, one referendum, and one legislative constitutional amendment on the November 8 state ballot. Which one of the seven state propositions on the November 8 ballot are you most interested in?


20% Proposition 1 Constitutional Right to Reproductive Freedom, Abortion, Contraceptives 4% Proposition 26 Sports Betting at Tribal Casinos 10% Proposition 27 Allow Online Sports Betting 2% Proposition 28 Arts and Music Education Funding in Public Schools 7% Proposition 29 Impose New Rules on Dialysis Clinics 4% Proposition 30 Tax Millionaires for Electric Vehicle Programs, Wildfire Response and Prevention 3% Proposition 31 Uphold Flavored Tobacco Ban 11% none of them ( volunteered ) 4% all equally (volunteered) 1% other (specify) ( volunteered ) 33% don’t know 14. [likely voters only] Proposition 26 is called Allows In-Person Roulette, Dice Game, Sports Wagering on Tribal Lands. Initiative Constitutional Amendment and Statute. It allows in-person sports betting at racetracks and tribal casinos, and requires that racetracks and casinos that offer sports betting to make certain payments to the state—such as to support state regulatory costs. The fiscal impact is increased state revenues, possibly reaching tens of millions of dollars annually. Some of these revenues would support increased state regulatory and enforcement costs that could reach the low tens of millions of dollars annually. If the election were held today, would you vote yes or no on Proposition 26?


34% yes 57% no 9% don’t know.


15. [likely voters only] How important to you is the outcome of the vote on Proposition 26—is it very important, somewhat important, not too important, or not at all important?


21% very important 37% somewhat important 26% not too important 11% not at all important 5% don’t know.


Next,


16. [likely voters only] Proposition 27 is called Allows Online and Mobile Sports Wagering Outside Tribal Lands. Initiative Constitutional Amendment. It allows Indian tribes and affiliated businesses to operate online and mobile sports wagering outside tribal lands. It directs revenues to regulatory costs, homelessness programs, and nonparticipating tribes. The fiscal impact is increased state revenues, possibly in the hundreds of millions of dollars but not likely to exceed $500 million annually. Some revenues would support state regulatory costs, possibly reaching the mid-tens of millions of dollars annually. If the election were held today, would you vote yes or no on Proposition 27?


26% yes 67% no 8% don’t know.


17. [likely voters only] How important to you is the outcome of the vote on Proposition 27—is it very important, somewhat important, not too important, or not at all important?


31% very important 34% somewhat important 22% not too important 9% not at all important 4% don’t know.


18. [likely voters only] Would you say you are personally interested in betting on sports, or not?


9% yes, interested 90% no, not interested – don’t know.


19. [likely voters only] Thinking about the fact that betting money on sports is now legal in most of the country—if sports betting was made legal in California, do you think this would be a good thing or bad thing for the state?


30% good thing 48% bad thing 11% neither a good thing nor bad thing, doesn’t matter ( volunteered ) 11% don’t know Next,


20. [likely voters only] Proposition 30 is called Provides Funding for Programs to Reduce Air Pollution and Prevent Wildfires by Increasing Tax on Personal Income over $2 Million. Initiative Statute. It allocates tax revenues to zero-emission vehicle purchase incentives, vehicle charging stations, and wildfire prevention. The fiscal impact is increased state tax revenue ranging from $3.5 billion to $5 billion annually, with the new funding used to support zero-emission vehicle programs and wildfire response and prevention activities. If the election were held today, would you vote yes or no on Proposition 30?


41% yes 52% no 7% don’t know.


21. [likely voters only] How important to you is the outcome of the vote on Proposition 30—is it very important, somewhat important, not too important, or not at all important?


42% very important 38% somewhat important 13% not too important 4% not at all important 3% don’t know.


Next, we are interested in your opinions about the citizens’ initiatives and referenda that appear on the state ballot as propositions this fall. Do you agree or disagree with these statements?


[rotate questions 22 and 23] 22. [likely voters only] There are too many propositions on the state ballot—do you strongly agree, somewhat agree, somewhat disagree, or strongly disagree?


20% strongly agree 27% somewhat agree 27% somewhat disagree 22% strongly disagree 5% don’t know.


23. [likely voters only] The propositions on the state ballot reflect the concerns of average California residents—do you strongly agree, somewhat agree, somewhat disagree, or strongly disagree?


14% strongly agree 36% somewhat agree 25% somewhat disagree 21% strongly disagree 4% don’t know.


Reforms have been suggested to address issues in California’s direct democracy process. 24. [likely voters only] Would you favor or oppose a new law that would increase the number of signatures required to qualify an initiative, referendum, or recall for the state ballot?


43% favor 46% oppose 10% don’t know.


25. [likely voters only] Would you favor or oppose a new law that would allow electronic signature gathering over the internet to qualify an initiative, referendum, or recall for the state ballot?


31% favor 64% oppose 5% don’t know.


Changing topics,


26. Overall, do you approve or disapprove of the way that Joe Biden is handling his job as president?


53% approve 43% disapprove 4% don’t know.


[rotate questions 27 and 28] 27. Overall, do you approve or disapprove of the way Alex Padilla is handling his job as US Senator?


46% approve 26% disapprove 29% don’t know 28. Overall, do you approve or disapprove of the way Dianne Feinstein is handling her job as US Senator?


41% approve 42% disapprove 17% don’t know.


29. Overall, do you approve or disapprove of the way the US Congress is handling its job?


37% approve 57% disapprove 7% don’t know Next,


30. Do you think things in the United States are generally going in the right direction or the wrong direction?


33% right direction 62% wrong direction 5% don’t know 31. Would you describe the state of the nation’s economy these days as excellent, good, not so good, or poor?


3% excellent 20% good 43% not so good 33% poor 1% don’t know.


Next,


32. How satisfied are you with the way democracy is working in the United States? Are you very satisfied, somewhat satisfied, not too satisfied, or not at all satisfied?


7% very satisfied 38% somewhat satisfied 29% not too satisfied 23% not at all satisfied 2% don’t know.


33. These days, do you feel [rotate] [1] (optimistic) [or] [2] (pessimistic) that Americans of different political views can still come together and work out their differences?


49% optimistic 46% pessimistic 4% don’t know.


On another topic,


34. What is your opinion with regard to race relations in the United States today? Would you say things are [rotate 1 and 2] [1] (better), [2] (worse), or about the same than they were a year ago?


20% better 35% worse 44% about the same 2% don’t know.


35. When it comes to racial discrimination, which do you think is the bigger problem for the country today—[rotate] [1] People seeing racial discrimination where it really does NOT exist [or] [2] People NOT seeing racial discrimination where it really DOES exist?


37% people seeing racial discrimination where it really does not exist 54% people not seeing racial discrimination where it really does exist 9% don’t know.


Next, 36. Next, would you consider yourself to be politically: [read list, rotate order top to bottom]


17% very liberal 19% somewhat liberal 29% middle-of-the-road 20% somewhat conservative 12% very conservative 3% don’t know.


37. Generally speaking, how much interest would you say you have in politics—a great deal, a fair amount, only a little, or none?


26% great deal 37% fair amount 28% only a little 8% none -% don’t know.


[d1–d15 demographic questions]


Authors.


Mark Baldassare is president and CEO of the Public Policy Institute of California, where he holds the Arjay and Frances Fearing Miller Chair in Public Policy. He is a leading expert on public opinion and survey methodology, and has directed the PPIC Statewide Survey since 1998. He is an authority on elections, voter behavior, and political and fiscal reform, and the author of ten books and numerous publications. Previously, he served as PPIC’s director of research and senior fellow. Before joining PPIC, he was a professor of urban and regional planning in the School of Social Ecology at the University of California, Irvine, where he held the Johnson Chair in Civic Governance. He has conducted surveys for the Los Angeles Times , the San Francisco Chronicle , and the California Business Roundtable. He holds a PhD in sociology from the University of California, Berkeley.


Dean Bonner is associate survey director and research fellow at PPIC, where he coauthors the PPIC Statewide Survey—a large-scale public opinion project designed to develop an in-depth profile of the social, economic, and political attitudes at work in California elections and policymaking. He has expertise in public opinion and survey research, political attitudes and participation, and voting behavior. Before joining PPIC, he taught political science at Tulane University and was a research associate at the University of New Orleans Survey Research Center. He holds a PhD and MA in political science from the University of New Orleans.


Rachel Lawler is a survey analyst at the Public Policy Institute of California, where she works with the statewide survey team. Prior to joining PPIC, she was a client manager in Kantar Millward Brown’s Dublin, Ireland office. In that role, she led and contributed to a variety of quantitative and qualitative studies for both government and corporate clients. She holds an MA in American politics and foreign policy from the University College Dublin and a BA in political science from Chapman University.


Deja Thomas is a survey analyst at the Public Policy Institute of California, where she works with the statewide survey team. Prior to joining PPIC, she was a research assistant with the social and demographic trends team at the Pew Research Center. In that role, she contributed to a variety of national quantitative and qualitative survey studies. She holds a BA in psychology from the University of Hawaiʻi at Mānoa.


Acknowledgments.


This survey was supported with funding from the Arjay and Frances F. Miller Foundation and the James Irvine Foundation.


Authors.


Mark Baldassare is president and CEO of the Public Policy Institute of California, where he holds the Arjay and Frances Fearing Miller Chair in Public Policy. He is a leading expert on public opinion and survey methodology, and has directed the PPIC Statewide Survey since 1998. He is an authority on elections, voter behavior, and political and fiscal reform, and the author of ten books and numerous publications. Previously, he served as PPIC’s director of research and senior fellow. Before joining PPIC, he was a professor of urban and regional planning in the School of Social Ecology at the University of California, Irvine, where he held the Johnson Chair in Civic Governance. He has conducted surveys for the Los Angeles Times , the San Francisco Chronicle , and the California Business Roundtable. He holds a PhD in sociology from the University of California, Berkeley.


Dean Bonner is associate survey director and research fellow at PPIC, where he coauthors the PPIC Statewide Survey—a large-scale public opinion project designed to develop an in-depth profile of the social, economic, and political attitudes at work in California elections and policymaking. He has expertise in public opinion and survey research, political attitudes and participation, and voting behavior. Before joining PPIC, he taught political science at Tulane University and was a research associate at the University of New Orleans Survey Research Center. He holds a PhD and MA in political science from the University of New Orleans.


Rachel Lawler is a survey analyst at the Public Policy Institute of California, where she works with the statewide survey team. Prior to joining PPIC, she was a client manager in Kantar Millward Brown’s Dublin, Ireland office. In that role, she led and contributed to a variety of quantitative and qualitative studies for both government and corporate clients. She holds an MA in American politics and foreign policy from the University College Dublin and a BA in political science from Chapman University.


Deja Thomas is a survey analyst at the Public Policy Institute of California, where she works with the statewide survey team. Prior to joining PPIC, she was a research assistant with the social and demographic trends team at the Pew Research Center. In that role, she contributed to a variety of national quantitative and qualitative survey studies. She holds a BA in psychology from the University of Hawaiʻi at Mānoa.


Acknowledgments.


This survey was supported with funding from the Arjay and Frances F. Miller Foundation and the James Irvine Foundation.


PPIC Statewide Advisory Committee.


Ruben Barrales Senior Vice President, External Relations Wells Fargo.


Angela Glover Blackwell Founder in Residence PolicyLink.


Mollyann Brodie Executive Vice President and Chief Operating Officer Henry J. Kaiser Family Foundation.


Bruce E. Cain Director Bill Lane Center for the American West Stanford University.


Jon Cohen Chief Research Officer and Senior Vice President, Strategic Partnerships and Business Development Momentive-AI.


Joshua J. Dyck Co-Director Center for Public Opinion University of Massachusetts, Lowell.


Lisa García Bedolla Vice Provost for Graduate Studies and Dean of the Graduate Division University of California, Berkeley.


Russell Hancock President and CEO Joint Venture Silicon Valley.


Sherry Bebitch Jeffe Professor Sol Price School of Public Policy University of Southern California.


Robert Lapsley President California Business Roundtable.


Carol S. Larson President Emeritus The David and Lucile Packard Foundation.


Donna Lucas Chief Executive Officer & Founder Lucas Public Affairs.


Sonja Petek Fiscal and Policy Analyst California Legislative Analyst’s Office.


Lisa Pitney Vice President of Government Relations The Walt Disney Company.


Robert K. Ross, MD President and CEO The California Endowment.


Jui Shrestha Survey Specialist Consultant World Bank.


Most Reverend Jaime Soto Bishop of Sacramento Roman Catholic Diocese of Sacramento.


Helen Iris Torres CEO Hispanas Organized for Political Equality.


David C. Wilson, PhD Dean and Professor Richard and Rhoda Goldman School of Public Policy University of California, Berkeley.


PPIC Board of Directors.


Chet Hewitt, Chair President and CEO Sierra Health Foundation.


Mark Baldassare President and CEO Public Policy Institute of California.


Ophelia Basgal Affiliate Terner Center for Housing Innovation University of California, Berkeley.


Louise Henry Bryson Chair Emerita, Board of Trustees J. Paul Getty Trust.


Sandra Celedon President and CEO Fresno Building Healthy Communities.


A. Marisa Chun Judge, Superior Court of California, County of San Francisco.


Phil Isenberg Former Chair Delta Stewardship Council.


Mas Masumoto Author and Farmer.


Steven A. Merksamer Of Counsel Nielsen Merksamer Parrinello Gross & Leoni LLP.


Steven J. Olson Partner O’Melveny & Myers LLP.


Leon E. Panetta Chairman The Panetta Institute for Public Policy.


Gerald L. Parsky Chairman Aurora Capital Group.


Kim Polese Chairman and Co-founder CrowdSmart.


Cassandra Walker Pye President Lucas Public Affairs.


Helen Iris Torres CEO Hispanas Organized for Political Equality.


Gaddi H. Vasquez Retired Senior Vice President, Government Affairs Edison International Southern California Edison.


Copyright.


© 2022 Public Policy Institute of California.


The Public Policy Institute of California is dedicated to informing and improving public policy in California through independent, objective, nonpartisan research.


PPIC is a public charity. It does not take or support positions on any ballot measures or on any local, state, or federal legislation, nor does it endorse, support, or oppose any political parties or candidates for public office.


Short sections of text, not to exceed three paragraphs, may be quoted without written permission provided that full attribution is given to the source.


Research publications reflect the views of the authors and do not necessarily reflect the views of our funders or of the staff, officers, advisory councils, or board of directors of the Public Policy Institute of California.


Copyright.


© 2022 Public Policy Institute of California.


The Public Policy Institute of California is dedicated to informing and improving public policy in California through independent, objective, nonpartisan research.


PPIC is a public charity. It does not take or support positions on any ballot measures or on any local, state, or federal legislation, nor does it endorse, support, or oppose any political parties or candidates for public office.


Short sections of text, not to exceed three paragraphs, may be quoted without written permission provided that full attribution is given to the source.


Research publications reflect the views of the authors and do not necessarily reflect the views of our funders or of the staff, officers, advisory councils, or board of directors of the Public Policy Institute of California.