Pacotes unick forex 3

Content & Features.

RaceRoom Racing Experience offers you a variety of game modes. This section gives you a brief overview of what’s waiting for you.


Select a race track and the open tarmac is yours alone. Fire up your favorite race car, practice your driving skills and learn the perfect racing line and braking points.

Single race.

Challenge yourself in a race against up to 22 of the computer’s evolving opponents or choose the adaptive A.I. function to adjust your opponent’s difficulty level according to your liking.


Meet the challenge and compare your best lap times against all the other players online. Monitor your progress in real time using the in-game leaderboard bar.


Call out friends and rivals, or even real-life race drivers in online multiplayer races. Experience live the direct challenge in grids of up to 24 players from all over the world.


Earn the title of champion for yourself, your team, and your manufacturer as you race against computer controlled opponents that will adapt to your skill level after each race of the season to create a unique and exciting championship experience every time you play the game. Don’t let them outpace you!

Physics models.

Novice, Amateur and Get Real physics models offer people of all skill levels the right challenge and thus let this game become a thrilling experience for the whole family.


New to racing games? Novice Mode is ideal for newcomers. Automatic brake assistance and brake markers on each corner make learning a track layout easy and provide the perfect conditions to adopt proper driving technique. Novice Mode is well suited for racing with a keyboard or mouse.


Up for a challenge? Amateur Mode offers ABS and traction control as useful driving aids to keep the car on the blacktop in difficult situations. Other assists are now disabled making Amateur the right Mode for advanced drivers. Amateur Mode works well with keyboards and gamepads.

Get Real.

Think you can compete? Get Real Mode offers real race simulation and a challenge suited for even the most experienced drivers. No driving assists are available and tire wear and damage become major factors while racing. Get Real mode is best suited for wheels and gamepads.


Experience unparalleled realism and racing excitement. Become enthralled by detailed graphics and realistic car physics, matched with industry leading sounds to experience a new dimension of race gaming on the PC.

Adaptive AI.

Want to fine tune your experience? Test your reflexes and concentration against intelligent and determined computer driven opponents. Adaptive AI will adjust difficulty based on your performance after each race offering you an ongoing challenge.

Audio Realism.

Few sounds are as moving as those of a finely tuned race engine at full throttle while tearing across the blacktop. Experience the pure and exhilarating auditory pleasures of motorsport as they have been recreated for you by one of the most talented sound engineers in the industry. Turn up the throttle and experience exciting original racing sound on your PC.

Custom Championship.

Set up your individual championships with our custom championship feature. You can set up any championship you like with the cars and tracks in your portfolio. Find out more in our Custom Championship Tutorial.


Transform the rear wing of your race car to trade downforce for speed as you move to overtake your opponents at crucial moments throughout each race.

Pit Stops.

Like in the real world changing driver has to happen within the given timeframe in championship mode. Rekon penalties if you are too late! Develop the right pit stop strategy during Single-, Championship-, and Multiplayer races to change your tires or repair aerodynamic damages in case your race car has been damaged.

Find out more in detail which settings you can adjust in our ADAC GT Masters Experience Pit Stop Tutorial.

Weight Penalties.

Any car in a Championship race may be forced to carry additional weight. The balance of performance weights are assigned as specified by the Sporting Regulations of each race series according to the previous race results. Be prepared to step up your gameplay should you have a pile of tungsten ballast blocks at your feet and experience even more intense racing on your PC.

Virtual Reality & Triple Screen Support.

For full immersion, you can use your VR headset or three monitors. There is nothing that comes closer to driving a real race car.

Free Content.

Only in RaceRoom Racing Experience you can take a seat behind the wheel of the legendary BMW 134 Judd V8 for free or chase across the tarmac with the American super sports car Saleen S7R. Here you find an overview of our free-to-play race cars and tracks. Come back regularly to check out new free cars and tracks that are added.




See, hear and feel like real race drivers behind the wheel! Sit behind the wheel of legendary classics or race with high-end bolides of the newest generation. Race cars from manufacturers like Audi, BMW, Corvette, Ford, McLaren, Mercedes-Benz, Nissan, Pagani, Porsche and many others are waiting to be unleashed! All vehicles are officially licensed and are implemented virtually in close collaboration with our partners from the real racing world.

Find all our cars and racing series in the R3E Store.

Start the Soundcheck!

Experience mind blowing race sound that will boost your pulse! Caught directly at the race track and replicated with love to details by one of the most talented sound engineers in the industry.

By the way, did you know that you can test drive all our race cars in our Shop for free on the race track RaceRoom Raceway before you decide on your favorite?


Race on legendary and world renowned race tracks. Every corner, every centimeter of asphalt and the different lighting conditions are reproduced with lots of love for details by the best track artists in the industry. As can be seen in the Reality Check Video below.

Find a full overview of all tracks in the R3E Store.

Chang International Circuit.

Red Bull Ring Spielberg.

Mazda Laguna Seca.

Reality Check:

Latest track releases:


If you want to purchase all game content at once for a reduced price, if you are looking for a starter pack with a good selection of vehicles or if you are only interested in a particular series like the DTM or the WTCC and you want all seasons and tracks, we got you covered.

Find all pack releases in the R3E Store.

And the best thing – if you already own certain content of a package your price will decrease accordingly. More information about this you find here .


Here you find all information to our in-game currency “Virtual Race Points” and the discount system at our in-game store.

Virtual Race Points (vRP) are our in-game currency that is being used to purchase content. 100 vRP = 1,00 EURO.

The cheapest option to purchase Virtual Race Points (vRP) is by visiting the RaceRoom shop and choose a pack of vRP to gain additional discount on your purchases.

When browsing the RaceRoom Racing Experience Store, the simply add items to the shopping cart by clicking the ‘add to cart’ button. An Overview of the current items in your shopping cart will be displayed at the right side of the screen. Once you choose all the items you want to purchase click on the check out button.

There are 3 discount systems being used in our in-game store apart from the usual discounted item. These are: Dynamic Discount, Linked Discount and Volume Discount.

Dynamic Discount:

Dynamic discount system is used in packs where the price of the pack goes further down based if the user already owns a percentage of the content of it.

The dynamic discount formula is explained step by step below:

Regular price of all the content in the pack is added together. E.g. 1000 Regular price of the content owned by the user is added together. E.g. 500 Total regular price of content owned by the user is divided by total regular price of the content in the pack. E.g. 500/1000 = 0.5 The result is used as a percentage. E.g %50 Cost of the pack is multiplied by the percentage to get the discount the player gets. E.g. 750*0.5 = 375 The discount is deducted from the cost of the pack which gives the player the total discounted price. E.g. 750-375 = 375.

Regular price = Price of all the content in the pack before any discount is applied. Pack price = Price of the pack.

Linked Discount.

Linked discount applies when the player is buying a car model he/she already owns in a different class.

The system recognizes that the player owns the car model and changes the price of the car from full price to the fixed linked car price.


Player already owns Audi R8 LMS Ultra in GTR3 Class. Player wants to buy the Audi R8 LMS Ultra in ADAC 2014 Class. The actual price of the car is 299 vRP. System sets the price of the car to 75 vRP since the player owns the car model in another class.

Volume Discount.

All purchases within the in-game store uses vRP’s, converted from the preferred currency of the player. When buying a lot of items, the system adds additional discounts as the total vRP that’s being purchased goes up. Volume discount applies when the player purchases vRP’s in the game store, using the cart. The more vRP’s that needs to be purchased, the more additional volume discount is added until a certain percentage. The Volume discount does not apply to purchases below 500. The volume discount only works when there is a vRP purchase in store. It does not apply to already purchased vRP’s.

The formula: Any value over 500 gets divided by 250 which returns as a percentage. This percentage can go up to 18%.


Player buys content that costs 750vRP = %1 additional discount. Player buys content that costs 1000vRP= %2 additional discount.

Pacotes unick forex 1

Package java.util.

Contains the collections framework, legacy collection classes, event model, date and time facilities, internationalization, and miscellaneous utility classes (a string tokenizer, a random-number generator, and a bit array).

The root interface in the collection hierarchy .

A comparison function, which imposes a total ordering on some collection of objects.

A linear collection that supports element insertion and removal at both ends.

An object that implements the Enumeration interface generates a series of elements, one at a time.

A tagging interface that all event listener interfaces must extend.

The Formattable interface must be implemented by any class that needs to perform custom formatting using the 's' conversion specifier of Formatter .

An iterator over a collection.

An ordered collection (also known as a sequence ).

An iterator for lists that allows the programmer to traverse the list in either direction, modify the list during iteration, and obtain the iterator's current position in the list.

An object that maps keys to values.

A map entry (key-value pair).

A SortedMap extended with navigation methods returning the closest matches for given search targets.

A SortedSet extended with navigation methods reporting closest matches for given search targets.

A class can implement the Observer interface when it wants to be informed of changes in observable objects.

A base type for primitive specializations of Iterator .

An Iterator specialized for double values.

An Iterator specialized for int values.

An Iterator specialized for long values.

A collection designed for holding elements prior to processing.

Marker interface used by List implementations to indicate that they support fast (generally constant time) random access.

A collection that contains no duplicate elements.

A Map that further provides a total ordering on its keys.

A Set that further provides a total ordering on its elements.

An object for traversing and partitioning elements of a source.

A Spliterator specialized for double values.

A Spliterator specialized for int values.

A Spliterator specialized for long values.

A Spliterator specialized for primitive values.

This class provides a skeletal implementation of the Collection interface, to minimize the effort required to implement this interface.

This class provides a skeletal implementation of the List interface to minimize the effort required to implement this interface backed by a "random access" data store (such as an array).

This class provides a skeletal implementation of the Map interface, to minimize the effort required to implement this interface.

An Entry maintaining a key and a value.

An Entry maintaining an immutable key and value.

This class provides skeletal implementations of some Queue operations.

This class provides a skeletal implementation of the List interface to minimize the effort required to implement this interface backed by a "sequential access" data store (such as a linked list).

This class provides a skeletal implementation of the Set interface to minimize the effort required to implement this interface.

Resizable-array implementation of the Deque interface.

Resizable-array implementation of the List interface.

This class contains various methods for manipulating arrays (such as sorting and searching).

This class consists exclusively of static methods for obtaining encoders and decoders for the Base64 encoding scheme.

This class implements a decoder for decoding byte data using the Base64 encoding scheme as specified in RFC 4648 and RFC 2045.

This class implements an encoder for encoding byte data using the Base64 encoding scheme as specified in RFC 4648 and RFC 2045.

This class implements a vector of bits that grows as needed.

The Calendar class is an abstract class that provides methods for converting between a specific instant in time and a set of calendar fields such as YEAR , MONTH , DAY OF MONTH , HOUR , and so on, and for manipulating the calendar fields, such as getting the date of the next week.

Calendar.Builder is used for creating a Calendar from various date-time parameters.

This class consists exclusively of static methods that operate on or return collections.

Represents a currency.

The class Date represents a specific instant in time, with millisecond precision.

The Dictionary class is the abstract parent of any class, such as Hashtable , which maps keys to values.

A state object for collecting statistics such as count, min, max, sum, and average.

A specialized Map implementation for use with enum type keys.

A specialized Set implementation for use with enum types.

An abstract wrapper class for an EventListener class which associates a set of additional parameters with the listener.

The root class from which all event state objects shall be derived.

FomattableFlags are passed to the Formattable.formatTo() method and modify the output format for Formattables.

An interpreter for printf-style format strings.

GregorianCalendar is a concrete subclass of Calendar and provides the standard calendar system used by most of the world.

Hash table based implementation of the Map interface.

This class implements the Set interface, backed by a hash table (actually a HashMap instance).

This class implements a hash table, which maps keys to values.

This class implements the Map interface with a hash table, using reference-equality in place of object-equality when comparing keys (and values).

A state object for collecting statistics such as count, min, max, sum, and average.

Hash table and linked list implementation of the Map interface, with predictable iteration order.

Hash table and linked list implementation of the Set interface, with predictable iteration order.

Doubly-linked list implementation of the List and Deque interfaces.

ListResourceBundle is an abstract subclass of ResourceBundle that manages resources for a locale in a convenient and easy to use list.

A Locale object represents a specific geographical, political, or cultural region.

Builder is used to build instances of Locale from values configured by the setters.

This class expresses a Language Range defined in RFC 4647 Matching of Language Tags.

A state object for collecting statistics such as count, min, max, sum, and average.

This class consists of static utility methods for operating on objects.

This class represents an observable object, or "data" in the model-view paradigm.

A container object which may or may not contain a non-null value.

A container object which may or may not contain a double value.

A container object which may or may not contain a int value.

A container object which may or may not contain a long value.

An unbounded priority queue based on a priority heap.

The Properties class represents a persistent set of properties.

This class is for property permissions.

PropertyResourceBundle is a concrete subclass of ResourceBundle that manages resources for a locale using a set of static strings from a property file.

An instance of this class is used to generate a stream of pseudorandom numbers.

Resource bundles contain locale-specific objects.

ResourceBundle.Control defines a set of callback methods that are invoked by the ResourceBundle.getBundle factory methods during the bundle loading process.

A simple text scanner which can parse primitive types and strings using regular expressions.

A simple service-provider loading facility.

SimpleTimeZone is a concrete subclass of TimeZone that represents a time zone for use with a Gregorian calendar.

Static classes and methods for operating on or creating instances of Spliterator and its primitive specializations Spliterator.OfInt , Spliterator.OfLong , and Spliterator.OfDouble .

An abstract Spliterator.OfDouble that implements trySplit to permit limited parallelism.

An abstract Spliterator.OfInt that implements trySplit to permit limited parallelism.

An abstract Spliterator.OfLong that implements trySplit to permit limited parallelism.

An abstract Spliterator that implements trySplit to permit limited parallelism.

A generator of uniform pseudorandom values applicable for use in (among other contexts) isolated parallel computations that may generate subtasks.

The Stack class represents a last-in-first-out (LIFO) stack of objects.

StringJoiner is used to construct a sequence of characters separated by a delimiter and optionally starting with a supplied prefix and ending with a supplied suffix.

The string tokenizer class allows an application to break a string into tokens.

A facility for threads to schedule tasks for future execution in a background thread.

A task that can be scheduled for one-time or repeated execution by a Timer.

TimeZone represents a time zone offset, and also figures out daylight savings.

A Red-Black tree based NavigableMap implementation.

A NavigableSet implementation based on a TreeMap .

A class that represents an immutable universally unique identifier (UUID).

The Vector class implements a growable array of objects.

Hash table based implementation of the Map interface, with weak keys .

Enum for BigDecimal formatting.

Enum for locale categories.

This enum provides constants to select a filtering mode for locale matching.

This exception may be thrown by methods that have detected concurrent modification of an object when such modification is not permissible.

Unchecked exception thrown when duplicate flags are provided in the format specifier.

Thrown by methods in the Stack class to indicate that the stack is empty.

Unchecked exception thrown when a conversion and flag are incompatible.

Unchecked exception thrown when the formatter has been closed.

Unchecked exception thrown when a character with an invalid Unicode code point as defined by Character.isValidCodePoint(int) is passed to the Formatter .

Unchecked exception thrown when the argument corresponding to the format specifier is of an incompatible type.

Unchecked exception thrown when a format string contains an illegal syntax or a format specifier that is incompatible with the given arguments.

Unchecked exception thrown when an illegal combination flags is given.

Unchecked exception thrown when the precision is a negative value other than -1 , the conversion does not support a precision, or the value is otherwise unsupported.

Unchecked exception thrown when the format width is a negative value other than -1 or is otherwise unsupported.

Thrown by methods in Locale and Locale.Builder to indicate that an argument is not a well-formed BCP 47 tag.

Thrown by a Scanner to indicate that the token retrieved does not match the pattern for the expected type, or that the token is out of range for the expected type.

Thrown to indicate that an operation could not complete because the input did not conform to the appropriate XML document type for a collection of properties, as per the Properties specification.

Unchecked exception thrown when there is a format specifier which does not have a corresponding argument or if an argument index refers to an argument that does not exist.

Unchecked exception thrown when the format width is required.

Signals that a resource is missing.

Thrown by various accessor methods to indicate that the element being requested does not exist.

The TooManyListenersException Exception is used as part of the Java Event model to annotate and implement a unicast special case of a multicast Event Source.

Unchecked exception thrown when an unknown conversion is given.

Unchecked exception thrown when an unknown flag is given.

Error thrown when something goes wrong while loading a service provider.

Package java.util Description.

Contains the collections framework, legacy collection classes, event model, date and time facilities, internationalization, and miscellaneous utility classes (a string tokenizer, a random-number generator, and a bit array).

Package Specification.

Collections Framework Overview Collections Framework Annotated Outline.

Related Documentation.

Since: JDK1.0.

Java™ Platform Standard Ed. 8.

Submit a bug or feature For further API reference and developer documentation, see Java SE Documentation. That documentation contains more detailed, developer-targeted descriptions, with conceptual overviews, definitions of terms, workarounds, and working code examples. Copyright © 1993, 2022, Oracle and/or its affiliates. All rights reserved. Use is subject to license terms. Also see the documentation redistribution policy.

Pacotes unick forex

CVM intima Unick Forex e dá 45 dias para empresa se defender por atuação irregular no Brasil.

A Unick deverá apresentar sua defesa por escrito e o colegiado da CVM deverá julgar o mérito do processo. Em caso de condenação, serão aplicadas as penalidades previstas no art. 11 da Lei 6.385/76.

29/05/2022 17:21.

A Unick Forex , empresa investigada pela Polícia Civil e pelo Ministério Público por possível atuação como pirâmide financeira, foi intimada a apresentar defesa à CVM, a Comissão de Valores Mobiliários.

A empresa é acusada de emitir e distribuir valores mobiliários sem autorização da CVM, o que é obrigatório, segundo a Lei 6.385/76.

A intimação saiu no Diário Oficial da União no último dia 23 de maio e estabelece um prazo de 45 dias a partir da data de publicação para a apresentação da defesa. O processo administrativo sancionador aberto contra a Unick Forex é uma espécie de processo administrativo que deve ser instaurado previamente à aplicação de uma sanção.

"Apurar as responsabilidades de UNICK SOCIEDADE DE INVESTIMENTOS LTDA, LEIDIMAR BERNARDO LOPES, ALBERI PINHEIRO LOPES e FERNANDO MARQUES LUSVARGHI por infração ao que dispõem os arts. 16, I, e 19, caput, da Lei 6.385."


Processo Administrativo Sancionador.

Como explica o site da CVM, "o Processo Administrativo Sancionador (PAS) é derivado de uma investigação realizada por meio de processo administrativo de caráter investigatório. É elaborado em uma das áreas técnicas da CVM, para o qual tenham sido encontrados indícios de autoria e materialidade, relativa a alguma irregularidade ocorrida no âmbito do mercado de capitais resultando em acusação.

O processo que culminou em acusação passa, então, pelo rito processual de intimação, recebimento das defesas e sorteio do relator para julgamento pelo Colegiado da CVM, quando, em caso de condenação, serão aplicadas as penalidades previstas no art. 11 da Lei 6.385/76."

Primeiro aviso da CVM foi em 2022.

Como já divulgado pelo Livecoins, a CVM já havia emitido um Ato Declaratório, de número 16.169, proibindo a Unick de continuar trabalhando e alertando a sociedade sobre a atuação irregular da empresa.

O ato também estabeleceu multa diária de R$ 1.000,00 em caso de descumprimento. Como não cumpriu, em tese, em 29 de maio de 2022, data de publicação desta reportagem, a multa acumulada já seria de R$ 439 mil, sem contar os juros.

Já em 2022, a Comissão fez um novo alerta, no dia 25 de abril, sobre a atuação irregular da empresa. No comunicado, informou ainda que instaurou o Processo Administrativo Sancionador 19957.000238/2022-82, contra a Unick e seus sócios. É para responder a esse processo que a empresa foi intimada.

No Ato Declaratório, de 16 de março de 2022, a CVM é categórica na descrição das atividades da empresa:

a) efetua a captação irregular de clientes para a realização de operações no denominado mercado Forex ( Foreign Exchange ); b) as operações realizadas no mercado Forex envolvem negociações com pares de moedas estrangeiras, revelando a existência de instrumentos financeiros por meio dos quais são transacionadas taxas de câmbio; c) as características acima referidas amoldam-se à definição de contrato derivativo e, por conseguinte, ao conceito legal de valor mobiliário, conforme disposto no inciso VIII do art. 2º da Lei nº 6.385, de 7 de dezembro de 1976.

“Outro lado” da Unick Forex.

Ainda em 2022, após o Ato Declaratório ser emitido, a Unick apresentou um pedido à CVM para que a Comissão se “retratasse” publicamente por ter publicado informações contra a empresa. O pedido foi rejeitado pelo colegiado da CVM em 27 de novembro passado.

No memorando que trata da decisão, disponível em PDF no site da CVM, consta documento divulgado pela Unick em que a empresa descreve seus serviços:

Atuamos no mercado de marketing de rede e operações financeiras desde outubro de 2013. [. ] Atuando on mercado de Forex, Trader e Moeda Digital, a Unick tem como prioridade efetuar operações com lucros reais para serem distribuídos entre seus parceiros colaboradores .

Os grifos no texto da empresa foram feitos pela própria CVM, de forma a mostrar que a Unick Forex atua, sim, com “operações financeiras” e oferece uma divisão de lucros com as pessoas que apostam na empresa.

Vídeo de defesa.

Em um vídeo divulgado para responder aos comunicados da CVM, Marcos Prata, do jurídico da Unick Forex, afirmou que a empresa não é afetada pelo Ato Declaratório da CVM que, segundo ele, possui somente a função de “alertar”. Nas suas palavras, “se trata de um parecer, está entendendo? Que, por exemplo ‘empresa tal está proibida de fazer isso’”.

Ou seja, ele afirma que se trata de um parecer indicando que a Unick estaria proibida de fazer determinada ação. No caso, a ação de distribuir valores mobiliários.

E explica porque a decisão não faria sentido para a empresa: “[a Comissão] está alertando porque é atribuição da CVM, mas, como a Unick não atua no mercado mobiliário, no mercado cambial brasileiro. ”. Ele não completa a frase no vídeo, mas faz com as mãos um sinal de que nada deve acontecer. O representante ainda afirma que, para fecharem a Unick, “só se fecharem a internet”.

Pagamento controverso.

Como vimos, a Unick afirma que não atua como uma empresa de investimentos. Na verdade, pelo menos na capa do seu site, ela se apresenta mais como uma consultoria. Confira no print abaixo:

Agora, não é no mínimo curioso que uma empresa que afirma investir em ativos digitais use na capa de seu site a expressão “blockchain chamada criptomoeda”? Erro um tanto grosseiro para uma empresa que busca se posicionar de maneira séria no mercado.

Mas é no site que a empresa explica como os seus clientes ganham dinheiro. Já que a empresa se posiciona como um tipo de consultoria, os clientes não fazem um “investimento”, não guardam dinheiro nem nada disso. Na verdade, eles compram “pacotes de conhecimento”, termos que criamos pela falta de algo melhor. Tais pacotes podem custar de R$ 100 (o Start) a R$ 50 mil (o Embaixador).

O que cada pacote desses traz de tão especial para custar até R$ 50 mil, isso eles não explicam. Na verdade, ao fazer o cadastro na plataforma, o cliente descobre que há pacotes ainda maiores. Há um que se chama “Imperial”, pela bagatela de R$ 1 milhão.

É interessante notar, entretanto, que não se trata de um “pacote de conhecimento” que custa R$ 1 milhão. A plataforma mostra que, na verdade, comprar o “Imperial” é comprar 10.000 unidades do pacote “Start”, que custa R$ 100. Ou seja, 100 vezes 10.000 é igual a um milhão!

Uma pergunta que podemos fazer é: por que alguém compraria 10.000 unidades de um mesmo “pacote de conhecimento”, se se trata de 10.000 vezes o mesmo conteúdo?

Imagino que essa seja uma das perguntas que a CVM vá fazer à Unick Forex. Se não fizer, posso ficar decepcionado.

Sucesso garantido E seu dinheiro de volta.

O real motivo de alguém comprar um pacote da empresa é o que eles chamam de “cashback”, ou seja, “dinheiro de volta”. Esse é o nome usado (atualmente) pela Unick Forex para os repasses mensais que faz para seus clientes.

Em resumo, eles dizem que o cliente compra um “pacote de conteúdo” e recebe, mês a mês, de brinde, uma porcentagem do valor que pagou.

Vale dizer que o cashback é um procedimento real no mundo do marketing. Ele se caracteriza pela ação de algumas empresas retornarem para o cliente parte do dinheiro que foi gasto na compra de algum produto.

Pode ser 5%, 10%, 20% ou até mais. Existem também plataformas que agregam várias empresas que oferecem cashback e, dessa forma, o consumidor é fidelizado e volta a comprar naquele conjunto de lojas. É algo bacana, com muitos casos interessantes no mercado.

Mas na Unick Forex não é bem assim.

O que a Unick oferece para seus clientes, embora ela chame de cashback, é algo um pouco diferente. Como você pode checar na imagem abaixo, extraída em 29 de maio de 2022 do site, ela oferece um “cashback” de 1,5% ao dia. Ou 33% ao mês. E afirma ainda que, em média, o capital do cliente dobrará “em seis meses”.

Vale observar que não se trata de juros compostos. Ou seja, você não recebe 1,5% ao dia em cima de 1,5% do sai de ontem. Trata-se de uma porcentagem simples que te dá direito a receber, em média, 33% de “cashback” ao mês.

Ou seja, parece que a Unick inventou um “cashback” com características bem peculiares. Vamos a elas:

Não devolve na hora a porcentagem do cliente. Ao contrário, devolve em porcentagens mensais, no caso, de 33% do investido. Não devolve só uma parte do valor do produto comprado, mas um valor maior do que o do produto comprado! Parece que se você continuar com o seu “pacote de conteúdo” comprado, você recebe cashback para sempre. Não encontrei no site nada que dissesse o contrário.

Como podemos perceber, o "cashback" da Unick Forex funciona de maneira muito semelhante a qualquer investimento. Com a diferença de oferecer retornos percentuais tão altos que quase nenhum outro investimento oferece.

Por exemplo, as mais famosas plataformas de trading ou arbitragem em funcionamento no Brasil têm entregado para seus clientes algo como 4% e 5% ao mês. E isso já é dezenas de vezes mais do que qualquer CDB ou título do Tesouro Direto, por exemplo, que têm rendido em torno de 7% e 8% ao ano.

Por tudo isso, a tendência é que a CVM encontre material para demonstrar que a Unick Forex pratica, sim, emissão e distribuição de valores mobiliários sem autorização.

Próximos rounds.

Intimada, nas próximas semanas a Unick deverá apresentar sua defesa por escrito e o colegiado da CVM deverá julgar o mérito do processo, ou seja, determinar se a empresa está ou não “distribuindo valores mobiliários”.

Como vimos, a Unick responderá que só dá um “cashback” básico para seus clientes. Não seria participação em investimento, nem juros, nada disso.

A CVM tem poderes, depois do inquérito, de multar, suspender ou até cassar a autorização ou o registro de uma empresa. O caso é que, se Unick for mesmo enquadrada, ela não tem autorização para ser cassada, já que a falha dela é exatamente “não ter autorização”.

Por isso, a CVM deverá acionar o Ministério Público (MP), ação a que é obrigada quando a Comissão encontra indícios de crimes nos processos em que apura as irregularidades no mercado. Na verdade, a CVM já informou o MP sobre o processo instaurado, porém deve fazê-lo novamente, quando sair a decisão do colegiado.

O MP, por sua vez, pode investigar mais, por meio de um inquérito, ou rejeitar as informações da CVM como falhas, ou simplesmente avaliar as informações da CVM como suficientes e denunciar a Unick Forex à Justiça.

Neste caso, ainda que o jurídico da Unick tenha afirmado que a firma “fecha nunca”, a Justiça pode decidir o contrário. Não é possível precisar o tempo que todo esse processo deve levar.

Acusações de pirâmide.

Como dito no começo da reportagem, a Unick Forex é alvo de investigação pelo MP de Novo Hamburgo pela suspeita de se tratar de uma pirâmide financeira.

Somente lembrando, uma pirâmide é uma empresa que oferece ganhos mirabolantes a seus clientes e usa de marketing multinível, ou seja, de um esquema de premiações para quem trouxer novos clientes, para ganhar mercado rapidamente. Casos famosos são os da Telex Free, das Fazendas Reunidas Boi Gordo e dos cupons de Ponzi.

Com sua oferta de rendimentos de 33% ao mês mais um esquema robusto de comissões para participantes, a Unick entrou na mira do MP. Para ser ter uma ideia, entre os prêmios dados para quem traz novos clientes, a empresa inclui relógios exclusivos, viagens para Porto de Galinhas, carros HB20x, bem como carros de luxo e até viagens para Dubai. A investigação ainda está em fase preliminar.

Como a Unick promete rendimentos em criptomoedas , o Livecoins está acompanhando o caso de perto em contato com as autoridades envolvidas.

Siga o Livecoins no Facebook, Twitter, Instagram e YouTube.

Preço Forex 1

Copper Prices.

The price of copper is believed to provide a reliable measure of economic health, as changes to copper prices can suggest global growth or an upcoming recession. With high volatility and strong liquidity, copper is attractive to traders. Copper spot price is affected by extraction and transportation costs, as well as supply and demand. Use the copper price chart to follow live prices and stay up to date with the latest news and analysis to trade copper prices consistently.

Pivot Points.

Daily Classical Pivot Points. Last Updated: Jan 3, 2023.


News & Analysis.

Copper Trading: Copper Trading Tips and Strategies.

2022-12-30 12:00:00.

Commodity Market Focus Shifts from Supply to Demand.

2022-12-30 07:30:00.

Copper Fresh Five-Month Highs: Rising Wedge into the 200 DMA.

2022-12-08 21:00:00.

Copper Prices May Resume Triangle Breakout as Speculators Ease Short Bets.

2022-11-08 04:00:00.

Copper Price Outlook: US PMI Miss, China Government Shakeup Bode Poorly for the Red Metal.

2022-10-25 03:00:00.

Australian Dollar Falls Alongside Copper and Iron Ore Ahead of RBA Minutes.

2022-08-15 23:00:00.

AUD/USD Targets 200-Day SMA as Copper and Coal Prices Surge Amid USD Pullback.

2022-08-11 23:00:00.

Real Time News.

DailyFXTeam Jan 3, 2023 Follow.

IG Client Sentiment Update: Our data shows the vast majority of traders in Silver are long at 75.75%, while traders in FTSE 100 are at opposite extremes with 82.59%. See the summary chart below and full details and charts on DailyFX:

DailyFXTeam Jan 3, 2023 Follow.

Commodities Update: As of 17:00, these are your best and worst performers based on the London trading schedule: Gold: 0.56% Silver: -0.29% Oil - US Crude: -3.16% View the performance of all markets via

JohnKicklighter Jan 3, 2023 Follow.

The COT's net speculative futures positioning behind $EURUSD is sporting the largest net-long exposure since the first week of February 2021

Jan 3, 2023 Follow.

Economic Calendar.

LMI Logistics Managers Index Current (DEC)

MBA 30-Year Mortgage Rate (DEC/23)

MBA Mortgage Applications (DEC/30)

MBA 30-Year Mortgage Rate (DEC/30)

MBA Mortgage Applications (DEC/23)

MBA Mortgage Market Index (DEC/23)

A: Actual F: Forecast P: Previous R: Revised.

Copper further reading.

How to Trade Copper: Copper Trading Strategies & Tips.

Copper is one of the most traded commodities in the world. Learn how to trade copper from the experts.


Market Overview Real-Time News Forecasts Market Outlook.

Strategies Overview Sentiment Analyst Picks Support & Resistance Pivot Points.

Economic Calendar Central Bank Rates.

Trading courses Free Trading Guides Live Webinars Trading Research Education Archive.

Leveraged trading in foreign currency or off-exchange products on margin carries significant risk and may not be suitable for all investors. We advise you to carefully consider whether trading is appropriate for you based on your personal circumstances. Forex trading involves risk. Losses can exceed deposits. We recommend that you seek independent advice and ensure you fully understand the risks involved before trading.


FX Publications Inc (dba DailyFX) is registered with the Commodities Futures Trading Commission as a Guaranteed Introducing Broker and is a member of the National Futures Association (ID# 0517400). Registered Address: 19 North Sangamon Street, Chicago, IL 60607. FX Publications Inc is a subsidiary of IG US Holdings, Inc (a company registered in Delaware under number 4456365)

O que é tutoriais de forex 9

Free Live Trading Training Tutorial.

Learn EXACTLY how I traded today to add 2.5% to my REAL account.

In this tutorial I will uncover:

​The triangle pattern strikes again! *How good is this strategy?!* Battle of the titans EUR vs CHF My manual scalp-against-the-trend technique What NOT to do in situation like the one on GBPCAD today.

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Hi Kirill, i’d really like to subscribe to your blog by email, but can’t find a subscribe button/section. Could you direct me to it if it’s there, or add one if it’s not?

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I enrolled in the free course – thanks by the way! – in September, Kirill, but didn’t receive the 21 October post on the genetic algorithm ie the first post after enrolling. I checked my spam and it wasn’t there either.

Sorry about that Rico. Did you get today’s email about the interview podcast?

I got it through Udemy, but not from Forex Boat.

Hi Rico, that’s strange – I sent it through via both channels this time. I checked the database – I don’t have any email among subscribers. Send me your email address to support[.at.] and I will check.

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O que é tutoriais de forex 8

Forex trading for beginners: The ultimate guide to forex trading.

What do traders expect when they first start in the foreign exchange trading market?

A lot of them will think of “easy money” or “instant riches”, but that’s not the way it goes.

Of course, there is money to be made – that’s why so many people trade forex and the reason it is the biggest financial market in the world. But success is in no way guaranteed, nor does it happen overnight.

To be a successful long-term forex trader takes skill, patience, education and application.

That’s why, before you go anywhere near making that first trade, you need to read this guide on forex trading for beginners !

Table of contents.

What is forex trading? What is the forex market? How does the forex market work? Forex trading course for beginners Forex terminology How much do you need to start trading forex? Advantages of forex trading What are the key forex trading tools? How to start trading with a forex broker Risk management when trading forex Forex trading strategies Further education on learning forex trading.

Basics of forex trading.

Understanding the basics of forex trading will give you a solid foundation from which to build your skills, learn trading strategies and even work towards a successful trading journey.

What is forex trading?

The forex market is recognised as the largest and most liquid financial market in the world . The average daily forex transaction is now estimated at around $6.6 trillion , according to the most recent Bank for International Settlements Triennial Central Bank Survey of the foreign exchange market .

If you’re new to the markets and want to know what forex trading is and exactly how it works, one feature you will quickly notice when trading currencies is that you trade them in pairs, also known as a currency pair.

Unlike share trading where you buy or sell the same stock, trading forex means selling one currency and buying another currency in return.

The best example to illustrate this is when you’re going on an overseas trip. You will need to buy the local currency of the country you’re visiting, so what you do is buy that currency using the currency of your home country.

For example, you live in USA and are travelling to Europe, so you will buy the Euro (EUR) using the US Dollar (USD). This transaction is represented in the symbol EUR/USD.

Further reading: What is forex trading?

What is the forex market?

Forex trading is the buying and selling of currencies , and the place where it all happens is in the foreign exchange market. The forex market is made up of forex brokers, investors, banks, central banks, investment management firms, commercial companies and hedge funds, and many more forex market participants .

The foreign exchange market is a global network of brokers and computers from all over the globe, made up of two tiers of liquidity:

Tier 1.

The first tier of liquidity providers in the foreign exchange market is made up of the largest banks in the world with forex departments. These large banking corporations are responsible for making price quotes for all currency pairs, as well as making markets for forex brokers and retail clients who use the ECN platforms.

These tier 1 providers will offer prices to market maker brokers who then offer a marked up price to their retail clients, using the initial liquidity providers as the benchmark. These companies will make their money from the spread difference between the buy and sell prices on currency pairs, as well as the commissions on either side of the trades as the second source of income.

Some examples of tier 1 liquidity providers include: Deutsche Bank, Citibank, HSBC, Barclays, BNP Paribas, Citadel, Royal Bank of Scotland, Morgan Stanley and Goldman Sachs.

Tier 2.

The second tier of liquidity operates at the level of the interbank forex market. This tier functions as market makers to provide retail clients with currency pair pricing and most forex brokers operate in this space with services as fully-fledged market makers.

Market makers are considered the intermediaries between retail investors and the tier 1 liquidity providers. Their role in the market greatly enhances liquidity, and increased liquidity leads to cheaper costs for traders, lower spreads and a larger volume of trades.

How does the forex market work?

Trading activity in the foreign exchange market works by speculating on the rise or fall of a currency pair to try and make a profit, which in this process can sometimes end in a loss. There are also market participants who are participating in the market only for hedging purposes, i.e. they don't intend to achieve a profit.

Historically, traders had to carry out a trade with a traditional broker but today online trading platforms make it easier to invest in forex from anywhere in the world. All you need is a computer and internet, and you can access the market 24 hours a day, 5 days a week to place a trade.

There are three different types of forex markets to trade in:

Forex spot market.

The forex spot market is the largest market in the world – and you may have even been a part of it without knowing. Any time someone goes to a bank to exchange currencies, they have participated in the forex spot market.

Forex futures market.

Futures contracts work by buying or selling a currency pair at a set time, date and size. This market operates on futures exchanges around the world, where the contracts are traded. These are legally binding contracts allowing the seller to risk that the currency will become cheaper in the spot market, before the contract end date.

Forex forwards market.

The forwards market operates between a customer and a bank, or bank to bank. Unlike futures, where they have standardised features in size and age, forwards contracts are flexible and customised to fit a trader’s requirements.

Who regulates the forex market?

Regulating a global market that is trading 24 hours, 5 days a week seems like a huge feat. Due to the size of this task there is no global centralised body governing the currency trading market.

A group of supervisory bodies from some of the major countries around the world regulate forex by setting standards which all brokers under their jurisdiction must comply with.

Country Regulatory body Australia ASIC - Australian Securities and Investments Commission Canada IIROC - Investment Industry Regulatory Organisation of Canada Cyprus CySec - Cyprus Securities and Exchange Commission Germany BaFIN - The Bundesanstalt für Finanzdienstleistungsaufsicht Japan FSA - Financial Services Agency New Zealand FMA - Financial Markets Authority Singapore MAS - The Monetary Authority of Singapore South Africa FSCA - Financial Sector Conduct Authority of South Africa United Kingdom FCA - Financial Conduct Authority United States CFTC - Commodities and Futures Trading Commission.

What causes the price of currency to move?

In today’s world of an interconnected and globalised economy, prices of trading instruments including forex pairs are constantly moving and fluctuating.

Trading volume and transactions in the FX markets are always affected by supply and demand and, like any other financial markets, the higher the demand for a currency the higher its price will move. But there are also many other factors that can affect the prices of currency pairs.

Here are some of the key factors to look out for when trading forex:

Central bank decisions – Central banks across the globe are responsible for setting interest rate levels for each country. When trading in the market, traders are generally attracted to currencies with high-interest rates compared to other currencies. If you want to trade the forex markets, it is a good idea to keep an eye on the major central banks including:

US Federal Reserve Bank of England (BoE) Bank of Canada (BoC) European Central Bank (ECB) Reserve Bank of Australian (RBA) Bank of Japan (BoJ) Swiss National Bank (SNB) Reserve Bank of New Zealand (RBNZ)

Economic data – Employment numbers, gross domestic product (GDP) levels, inflation, business and consumer sentiments tend to affect the movement in currency pairs. Monitor the economic calendar and market trends on your online trading platform to ensure that you’re up-to-date with major economic data releases.

Trading sessions – It’s commonly known that trading volumes and activities can be thin or slow during the market open in the Japan/Asia time zone. Trading volumes and activities usually increase when the UK/Europe session begins, then liquidity will be at its peak towards the close of the UK and open of the US session. The London and New York sessions are usually the most active due to the time overlap of these major financial hubs.

During certain forex market hours some currencies are more liquid e.g. JPY during the Tokyo session or GBP during the London session.

Geopolitical factors – Wars, political crises, global unrest and other related events can also impact the foreign exchange markets. Some currencies tend to do well when there’s a high level of uncertainty in the markets, while other currencies go in the opposite direction.

Forex market hours.

The global FX market is also known as a market that never sleeps. This is because forex markets operate on a 24-hour, 5-day cycle that covers three major forex centres – Japan/Asia, UK/Europe and the US (North America).

So, wherever you are in the world, you can trade forex almost any time of the day. For a full overview, see our guide on the forex market hours and refer to the table below.

What are the most traded currency pairs on the forex market?

While hundreds of forex pairs are represented in the global FX market, there are five main FX groups that are essential to know as they tend to be the most liquid and heavily traded forex pairs.

Forex majors.

Forex major currency pairs represent the most traded currencies and are responsible for an estimated 85% of global FX market transactions. FX majors are identified with the world’s largest and most stable economies like the US, Great Britain, Japan, Europe, Canada, Australia and New Zealand.

The 7 forex majors include:

EUR/USD – this ticker represents the Euro against the US dollar USD/JPY – this ticker represents the US dollar against the Japanese Yen GBP/USD – this ticker represents the British Pound Sterling against the US dollar USD/CHF – this ticker represents the US dollar against the Swiss Franc USD/CAD – this ticker represents the US dollar against the Canadian dollar AUD/USD – this ticker represents the Australian dollar against the US dollar NZD/USD – this ticker represents the New Zealand dollar against the US dollar.

Forex minors (or forex crosses)

Forex minors refers to FX pairs where the US dollar is not involved. You may have noted that in the forex majors group, the US dollar is always included in the pair. The forex crosses bypass the US dollar. Some of the main forex minors include:

EUR/CAD – this ticker represents the Euro against the Canadian dollar EUR/GBP – this ticker represents the Euro against the British Pound Sterling EUR/JPY – this ticker represents the Euro against the Japanese Yen EUR/AUD – this ticker represents the Euro against the Australian dollar GBP/AUD – this ticker represents the British Pound Sterling against the Australian dollar GBP/JPY – this ticker represents the British Pound Sterling against the Japanese Yen GBP/CAD – this ticker represents the British Pound Sterling against the Canadian dollar AUD/CAD – this ticker represents the Australia dollar against the Canadian dollar AUD/CHF – this ticker represents the Australia dollar against the Swiss Franc AUD/JPY – this ticker represents the Australia dollar against the Japanese Yen.

Exotic currency pairs.

Exotic currencies refer to thinly traded currencies with low liquidity and low transaction volumes. These currencies are usually associated with emerging markets or developing economies and their currencies are not in great demand nor traded globally. Some of the more prominent exotic currencies include:

Thai Baht Turkish Lira Danish Krone South African Rand Swedish Krona.

Commodity bloc currencies.

Commodity bloc currencies refer to a group of currencies from countries that are rich in natural resources, including Australia, New Zealand and Canada. This forex group is usually affected by the price fluctuation in commodity markets. Whether you’re a forex, commodities or CFD trader, it’s wise to monitor the correlation and price movements of the commodity bloc of currencies and the associated commodities that affect them.

Safe haven currencies.

While this is not an official or formal FX group, a few currencies are considered “safe haven” when trading in the foreign exchange markets. Safe haven currencies in this group include the Japanese Yen (JPY), the Pound Sterling (GBP), the US dollar (USD), the Euro (EUR) and the Swiss Franc (CHF).

Why safe haven? Traders view these currencies as stable and will most likely retain their value compared to other currencies during volatile market conditions. Similar to gold, which is considered a safe haven asset, currencies in this group will attract more trading activity – particularly when there’s a high level of market volatility . Some of the most volatile currency pairs are also quite frequently traded due to the opportunities they provide traders.

Forex trading course for beginners.

The Introduction to Forex Trading course on Axi Academy is perfect for brand new traders who are just starting out in the market. The courses provides more details about how the forex market works and how beginner forex traders can enter.

Forex terminology.

Now that you've gone through part one of forex trading for beginners and know how the forex market operates, it’s important to get to know the common forex terminology you will start seeing.

Forex broker.

A broker (or brokerage) is an individual or firm that arranges transactions between a trader and an exchange. There are different types of brokers, but at it’s core the broker is a third-person facilitator between a buyer and a seller.

The main reason brokers exist is to provide you with easy access to the forex market. Thus, the biggest advantage to choosing a local forex broker is that they will understand the market and be in a great position to adapt and respond quickly to any changes.

However, do not just choose any broker. It’s important to do your research and choose a reputable broker with a license, good reviews, and a strong community to prove legitimacy as there are risks of being scammed.

What is a base and quote currency?

Forex traders use currency unit prices, known in the forex market as currency pairs. Made up of two different currencies, the base currency (also known as the transaction currency) is the first currency that appears in the pair while the second part of the pair is the quote currency or counter currency.

The base currency indicates how much of the quote currency is required for you to get one unit of the base currency.

For example, in the EUR/USD currency pair the Euro is the base currency while the United States Dollar is the quote currency. If the price of the EUR/USD pair is 1.1302, it shows that you would need $1.1302 USD to buy a single Euro.

What is a pip in forex?

A pip represents the change in value between two currencies. For example, if the EUR/USD moves from 1.2250 to 1.2251 it has moved by 0.0001 or one pip.

A tick is similar to a pip, but it may not measure every increment equally. For example, a tick on one instrument may be measured in increments of 0.0001, whereas another instrument may be measured in increments of 0.25. A useful way to remember this is that a tick is simply the smallest increment a particular instrument can move in.

What is spread in forex?

If you’re trading the currency market, spreads refer to the price difference between the currencies you are buying and selling – the 'ask' and the 'bid' price. The size of the spread is a very important consideration in your trading decisions because it can represent the difference between making a profit, a smaller profit, or even a loss.

Technically, the spread is the cost that you pay the FX broker to make the transaction: the tighter the spread, the less you pay. Another thing worth remembering is that the wider the spread, the more the price has to move in order to result in a profit or loss on a trade. That’s why traders prefer brokers with consistently low or tight spreads.

What is leverage in forex?

In trading, leverage means you only put a percentage of your trading capital up front to open a trade. In practice, this means you don’t need a lot of capital to get started with forex trading – an amount as low as $10 in your trading account, combined with sufficient leverage, can be enough to get you going.

At Axi, you can get access to various levels of leverage , up to 500:1 (depending on the jurisdiction you are trading in) which means that for every $1 in your trading account, you can open a position of up to $500.

While that opens the potential to make a lot of money in a short space of time, you must remember that more leverage also means a higher risk of losing money if the trade goes against you.

As a beginner you won’t want to be trading at such high levels of leverage straight away because the level of risk is too high compared to your market knowledge and trading ability. Instead, you might prefer to minimise your exposure by trading micro or mini positions:

To get a feel for how this works in action, use a demo trading account and try some test trades.

What is margin in forex?

Margin is used in forex to allow a trader to take positions of a higher value than the amount of funds in their trading account. The two main margin terms you need to become aware of are: initial margin and variation margin.

Initial margin is the minimum amount you need to have in your account in order to open a position, while variation margin is based on the current value of all open positions. Find out more about how margin trading works .

Long vs short positions explained.

When traders go ‘long’ on a currency pair they are buying the base currency first and selling the quote currency. In the same USD/JPY currency pair example above, we would be buying the US dollar and selling the Japanese Yen.

If you want a short position in forex the opposite happens, selling the US dollar and buying the Japanese Yen. To put it simply, long means to buy, and short means to sell.

Bull and bear markets.

A bull market is a common term used in investing when conditions are considered positive and prices are going up. Bullish markets mean that investors have higher confidence and higher acceptance of risk when they are looking to invest money into the market.

A bear market is another common term to describe when conditions are considered negative and prices are going down. The downward trend in bearish markets is due to investors selling their assets and trying to enter back into the market when they think it’s hit its peak.

Most common chart types used in forex.

There are many different types of charts used when analysing the forex market. Deciding which chart to use will usually depend on the trading style or type of analysis. For a deeper dive into these charts, see our article on how to read forex charts .

Line charts.

Line charts are the easiest to read. It simply shows the close price at the given time period – typically represented by a continuous curved line that connects dots that represent the changes in price over certain intervals of time.

Line charts give a clear, simplified view of the current market situation and work best for people who want a quick glimpse of where the market is heading.

Bar charts.

Bar charts (or OHLC charts) are an upgraded version of the line chart, offering information on the Open, High Low and Close prices – hence the abbreviation.

Candlestick charts.

Although candlestick charts look complicated at first, they are actually very simple to read.

Candlesticks represent four main price points within a particular time period. This period can usually be set to 1 minute, 5 minutes, 30 minutes 1 hour, daily, weekly, monthly etc.

The main body of the candle will be coloured in green (or be empty) if the closing price is higher than the opening price of that time period (i.e. the price has increased). If the body is coloured red (or filled in black) the price has decreased within the period. The ability to read candlestick charts and understand candlestick patterns is the first step before using more advanced analysis tools.

What you need to know before trading forex.

Alright, you know the basics of how the forex market works and all the terminology thrown around by traders. But now you need to know exactly how to trade forex when you open your very first forex trading account.

How much do you need to start trading forex?

Trading forex with any significant success takes more than money. You need patience, skill, emotional control and an ability to look at your mistakes and improve on them (yes, there will be mistakes!).

But when it comes to considering the bottom line, there are some fundamental things to consider, including leverage, spreads and other trading costs.

A bottom line figure to start trading could be as low as $50 or even $10 but we would recommend at least starting with $500 in your trading account.

Are there any other costs to trading?

For standard forex and commodity trading, commission fees are either waived or already built into the spread price you pay on an individual trade. This helps make trading a transparent process.

There are, however, certain products such as futures that incur additional “swap” or “rollover” fees due to their longer timeframes. If you choose to trade these types of products, be sure to find out exactly what extra costs, if any, you would be required to pay on open positions.

For more information on costs involved, refer to the product schedule .

Advantages of forex trading.

Being the largest globally traded market with an immense daily trading volume helps give the forex market some unique benefits over other markets, including:

High liquidity Buy and sell the market using leverage 24 hours, 5 days a week The costs of transactions are low Profit by going long or short Being able to hedge with forex.

Read our article on the benefits of forex trading to discover more unique characteristics the forex market has.

What are the key forex trading tools?

The most important tools when you’re first getting started relate to research. You need to learn all the ins and outs of the market so you can develop your own unique strategies.

Here are some recommended tools you will need to look out for in the beginning:

Forex trading platforms - Every Axi account gives you free access to powerful platforms and trading tools designed to help find your trading edge. A trading platform like Metatrader 4 allows you to open positions, while a tool like PsyQuation provides AI-powered analytics to help make smarter data-driven decisions. Keeping a trading journal to record your thoughts, emotions and observations. You can read more about how to create a trading journal here. Forex volatility calculators are used to generate the historic volatility (the range of price changes) for specific currency pairs over a given time frame. Understanding volatility is important as it influences trading decisions, strategies, and determines the level of risk undertaken by a trader. Time zone converters are used to assist you with viewing the open and close times of the major markets in your local time zone. Daily financial market analysis is a great tool to stay up-to-date with breaking news stories, the latest information, and forex trends. View our daily market analysis written by our experienced market experts. Economic calendar keeps track of all the most important world events, news releases and market indicators. Use the Axi forex economic calendar to stay up to date.

How to start trading with a forex broker.

Learn about forex trading: Step one starts here, learning about how the forex market works, completing the forex course and understanding the various terminology surrounding currency pair assets and what drives price movements. Opening a live trading or demo trading account: You will need to find an online forex broker and open a forex trading account to be able to start trading. If you want to first practice in a demo environment that is risk-free, a demo account is the best option. For new traders who are ready to jump into the real market, a live trading account will be what you want to get started. Conduct research and decide what currency pairs you will buy or sell: Based on your research have you decided to buy or sell a currency pair. What fundamental and technical analysis signals are helping to inform your decisions. Follow your trading and risk management strategy: Ensure that you have followed your strategy and are managing your risk. Place your trade, close the trade and think about how you can improve next trade: Following the defined entry and exit points, place the trade and make sure your risk conditions (take profit and stop loss) are entered. When the trade has been closed, review the process, include details of the trade in your trading journal and gather insights to inform your future decisions.

Advanced understanding of forex trading.

Let’s get into the nitty-gritty of forex trading and show you how some deeper knowledge can turn a hobby into a second income.

Risk management when trading forex.

Trading any market, including the forex markets, involves risk. That’s partly why most of the professional and successful traders in the world believe risk management is one of the most important factors in their trading success.

One good rule of thumb, especially for new traders, is to never risk more than 1% of your trading capital while in learning mode.

Let’s walk through the top 5 components of a forex risk management strategy that can help you with your forex trading.

Know your own risk profile: Are you a big risk-taker? Or do you want to take smaller and calculated risks? Knowing your own risk profile or appetite for risk is vital in managing forex trades. Depending on your level of risk-taking, you can adjust your trading strategy accordingly. Position sizing: How much you allocate per trade can also have a big impact on your risk exposure. The bigger your position size, the bigger the potential win as well as losses. The reverse is also true. The smaller the position size, the more manageable the trade is, though it may mean smaller potential for wins and losses. The thing to remember is you need to understand position sizing techniques to ensure that you can preserve your trading capital for the long-term. Stop loss: One of the benefits of modern trading platforms is that they give you the ability to set stop loss levels. This is a predetermined price at which your trade will automatically close in order to prevent further losses. Setting stop loss for each of your trades is one of the most effective ways of managing trading risks, so use stop loss to your advantage. Leverage: Similar to stop loss, you can select and pre-set the level of leverage you want to use for forex trading. As a new forex trader, you may want to keep the leverage level to a minimum when you’re just starting out. Keep in mind that leverage can be a double-edged sword as it can magnify your wins as well as your losses. Your own trading psychology: Like knowing your own risk profile, it is also important to know your own trading psychology . This means being honest with yourself when faced with big wins and losses in the markets. If you know your own psychology and how you deal with different market conditions, you will be in a great situation to prepare for various situations.

Forex trading strategies.

Now that you’ve got your head wrapped around the concept of forex trading, and you understand how the market works, it is time to talk forex trading strategies .

Everyone takes a unique approach but there are strategies that often share some common features. Here are some popular FX strategies you might like to consider:

Trend trading : This is a simple and commonly used strategy that involves identifying potential trends and jumping on board to exploit momentum. It is often a medium/long-term strategy. Range trading: This involves identifying key support and resistance areas where price is likely to bounce off this level rather than break through it. It works well during periods of consolidation when there is no clear trend. Swing trading: This is a strategy where traders attempt to predict the tops and bottoms that currencies will hit, and choose long and short positions accordingly. Position trading: This means holding a position for a long period of time – from several weeks to as long as years! Position traders can use both technical and fundamental analysis. Day trading: This is at the opposite end of the spectrum to position trading, because trades may only last a couple of minutes or hours, and will be complete before markets close. Scalp trading: This refers to a strategy in which traders profit off tiny price changes. They may hold positions for only seconds.

Technical analysis.

Technical analysis is the use of a collection of methods that look for patterns in the chart that may predict future behaviour. Technical analysis assumes that all the information related to a currency pair available is already priced in. Therefore, the theory is that if a particular pattern is repeated in the past, recognising that pattern can help the trader predict the immediate future.

Fundamental analysis.

Fundamental analysis is when the FX trader considers underlying economic or policy reasons for a currency’s price fluctuations. The main idea behind the analysis is if the currency’s underlying economy is predicted to do better compared to other countries, the price of that currency will go up and vice versa.

Further education on learning forex trading.

Trading forex involves daily learning and education. As markets move and present limitless trading opportunities, you as a trader need to be equipped with the right trading tools, information and strategies that can help you take advantage of any trading opportunity.

The beauty of today’s technology driven world is the availability of a wide range of free online education and information at your fingertips.

At Axi, we offer access to an extensive range of trading resources to enhance your trading skills. Access all our available educational resources including video tutorials, webinars, online trading courses, eBooks and trading guides.

How to read an economic calendar.

When you start trading the forex market, the economic calendar will become a great resource to implement into your trading strategy. Learning how to read the economic calendar properly is essential to your success.

To maximise your chances of success in forex trading, you should follow the most important releases and international events on the forex calendar. The calendar will show you all scheduled economic news and events happening across the world by default. You can customise the timeframe you want to review by selecting a custom date range and also select specific market conditions, volatility levels and countries you wish to monitor.

Forex eBooks for beginners.

Whether you’re learning the fundamentals of forex, trialling new strategies or looking for expert trading tips, our eBook series will help improve your trading knowledge.

Download a forex eBook and develop your trading edge.

MT4 video tutorials.

We have published helpful resources and tips, including our MetaTrader 4 video tutorials . With over 20 videos to learn from, start with the basics and then move onto the advanced tutorials, focusing on things like understanding support and resistance levels and how to analyse economic data.

Best way to learn forex trading is to practice.

There’s no limit to what you can learn about trading and it can be hard to know where to start, but there’s no substitute for actually doing it!

You've now read the most comprehensive guide on forex trading for beginners. When you’re ready to trade, choose a trusted, regulated and multi-award winning broker and jump into the foreign exchange arena.

Sign up for a live trading account with Axi today!

The information is not to be construed as a recommendation; or an offer to buy or sell; or the solicitation of an offer to buy or sell any security, financial product, or instrument; or to participate in any trading strategy. Readers should seek their own advice. Reproduction or redistribution of this information is not permitted.

Market Analyst, Axi.

Desmond Leong runs an award-winning research team (2022, 2022, 2021 Finalists for Best FX Research and Best Equity Research) advising the largest banks and brokers on where the markets are heading. He specialises in technical analysis with a focus on Fibonacci, chaos theory, correlations, market structure and Elliott Wave. He is incredibly passionate in helping people become better traders, working closely with Axi on educational content like the eBooks series.

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O que é tutoriais de forex 7

MetaTrader 4 Demo Tutorial.

MetaQuotes Software Corporation developed this platform and released it in 2005. Fifteen years later, it remains a favorite choice, primarily due to its ease of use and extensive support for scripts and the development of automated trading solutions , or Expert Advisors (EA) as the MT4 software calls them.

New traders may download the MT4 trading platform directly from the website of any of the Forex / CFD brokers offering MT4 . Most brokers, for example FXTM , also offer it as a free demo account.

While MetaQuotes do offer a download link purporting to be for the MT4 platform , together with creating a $10,000 or currency equivalent demo account automatically, what is actually installed from this download is the MT5 trading platform . MetaQuotes have gone to some trouble to disguise this, with the downloaded .exe file even named as MT4. MetaQuotes are concerned to promote their MT5 trading platform, although many question whether MT5 is better than MT4.

In this tutorial, we will therefore be using the MT4 demo account from the Forex broker FXTM. It is wise to create a demo deposit in the amount of the planned deposit for the live account, to create a more realistic experience. In our example, we created a $10,000 demo account. You are free to create the parameters in the FXTM back-office. This MetaTrader 4 demo tutorial will walk you through the installation and set-up process before discussing the functionality.

Installation and Set-Up of the MT4 Trading Platform.

After downloading the MT4 trading platform, follow the easy installation instructions. You may click on Settings to change the destination folder and program group name. Once the installation is complete, click on Finish , and the MT4 trading platform will load automatically. Please note that if you have obtained your platform directly from your broker, you will receive an e-mail with your demo account number, password, and server to use.

After you finish the installation, the MT4 trading platform will load automatically. Select the demo server from the list and click Next .

Enter your account credentials. Make sure to leave Save Password checked. That way, MT4 will remember your log-in credentials for the next time you launch it.

You are now ready to use your MT4 trading platform. While it may seem overwhelming at first sight, it is easy to use the product, as we will discuss below. It consists of six distinct sections, which we marked by different color rectangles. They consist of the Menu (red), the Toolbar (orange), Market Watch (green), Navigator (blue), Terminal (purple), and Chart Workspace (yellow).

The MT4 platform consists of six distinct sections.

MT4 Platform Sections.

All MT4 actions are available from here, but we will discuss the more trader-friendly options in this MetaTrader 4 demo tutorial.

Some of the most used functions, including changing the timeframe, primary technical tools, zooming, and changing the chart appearance, are located here.

All available assets are listed here. You can also switch to display a tick chart. Customizing which assets to show is also possible. Right-clicking on an asset and navigating to Specifications will display all details, including swap rates charged on overnight positions. Many brokers fail to mention it, and it remains one of the least used tools in MT4.

Besides your account information, you have access to indicators, installed EAs, and scripts.

Trade, exposure, and account history display your portfolio and allow you to manage open positions. The News tab features streaming market-related articles and events. The Market is where you can browse third-party add-ons.

Your primary workspace where you will conduct your technical analysis. It is fully customizable, and you can save your template.

Here are some steps you can take to boost your user experience. By default, the Toolbar comes in two rows. It consists of Standard and Charts in the first row, and Line Studies and Timeframes on the second row. You can reveal the names by right-clicking anywhere in the Toolbar . You can drag the bottom two and drop them on the same level as the first two, which increases the Chart Workspace .

Since you will work with just one account for now, you can go ahead and close the Navigator . You can always pull it back up by clicking the Navigator icon in the Toolbar . When you hover your mouse over them, their name appears. After you close it, you will notice the Market Watch will fill out space. The restricted asset list is expandable by right-clicking anywhere inside the market watch and select Show All . Finally, click on Trade in the Terminal to see your account balance. It is also where all our open trades will be displayed.

Once you have completed these steps, this is how your MT4 trading terminal should look:

How to Trade on MetaTrader 4 with Charts.

Charts are where you will spend most of your time in the MT4 trading terminal. By default, MT4 displays four, but as a new trader, it is best to start with just one. You can maximize the chart or arrange multiple ones as tiles by clicking on the corresponding Toolbar button. Opening a new chart is done by right-clicking on the asset in the Market Watch section, and then selecting Charts Window .

MT4 will automatically navigate to the new chart, which is also added to the bottom of the Chart Workspace window, as highlighted within the red rectangle in the below image:

MT4 Two-Step Chart Layout Customization.

Right-click within the chart and select Properties or press F8 .

The property window consists of Colors and Common , where you can create the chart the way you want. Feel free to experiment with the options and find the style that suits you.

Below is the image of our customization that we will use for the rest of this tutorial. You can save it by right-clicking in the chart, select Template , and then on Save Template . Do not change the destination folder, name it, and you can now apply it anywhere you like. Just repeat the above steps you will see it listed.

Bonus Tip: Saving your template with the name Default.tpl will automatically load it each time you open a new chart. You can always click Reset to restore MT4 settings to default.

MT4 Charts Tips and Tricks.

When you work with charts in MT4, two essential items will ease your navigation and allow you to analyze assets more efficiently. They are the Toolbar and hotkeys.

Charts, Line Studies, and Timeframes allow you to make quick adjustments as you analyze assets.

You can change the visual display, zoom, arrange, auto-scroll, and shift, access the indicators list, select timeframes, and manage your templates from here.

The cursor is the default selection, but you can switch to the crosshair, which allows you to measure the distance between two chart points. Select the crosshair icon, then left click to identify the starting point. Keep the left mouse button pressed and highlight the endpoint. You will see the number of candlesticks, distance in pips, and last value. Line studies also allow you to draw vertical, horizontal, and trend lines, adding equidistant channels and the Fibonacci Retracement sequence, labeling the chart, and adding arrows.

Nine are available, and you can cycle through them in ease. MT4 allows you to load different ones on each chart.

Do not be afraid to experiment. The MT4 demo account exists so that you learn how to use the trading platform properly. You can always hover your mouse over the icons in the Toolbar, which will display their functionality together with the hotkey, if one is available. Hotkeys will help speed up navigation and modification of charts, and the more assets you analyze, the more you will learn to appreciate them.

Here is a list of hotkeys for your MT4 chart, taken directly from the MetaQuotes website:

How to Trade on MetaTrader 4 with Indicators.

Now we will take a look at how to analyze assets with indicators and how to place orders. You have a range of technical indicators you can use. Some are added inside the chart, while others are placed below it.

The quickest way to use indicators is by selecting Insert from the Menu . Alternatively, you can do so by using the Navigator, as marked by the red rectangle.

In this example, we will add the Commodity Channel Index.

Each indicator consists of settings, visible in the dialogue box after you select the one to add. Clicking OK adds the indicator to your chart.

We have also drawn the Fibonacci Retracement Fan sequence, by using the corresponding icon from the Toolbar and added a Simple Moving Average indicator.

You can always delete an indicator by right-clicking on it, which brings up the box shown in the image below:

Bonus Tip: Create one template with all the indicators you wish to use, so you don’t have to add them to each chart. You can easily manage objects by pressing CTRL + B , which pulls up the Object List .

Placing Trade Orders in MT4.

Placing trade orders is simple and straightforward, with four available order options. Market order placement is most convenient through the one-click trading option, while the order window allows for more options and advanced strategies.

You can place orders either by right-clicking in Market Watch on your desired asset, by clicking the New Order icon in the Toolbar (red rectangle) or by pressing F9 . One-click trading is enabled by clicking in the triangle next to the asset name (orange square).

The two differences between placing a market order via the one-click trading button and the order window are that in the order window, you can set a stop loss and take profit and add a comment.

You can place pending orders by changing the Type (red). You will notice a change in the order window, which allows you to select the order type and price level (orange). After clicking on Place , your pending order will appear in the Terminal (green), you can always delete it by clicking the x button (blue). Since the market moved fast, our pending order was already triggered.

Here is an explanation of the four pending order types directly from the MetaQuotes website:

After you place a market order, you will receive a confirmation, and the position is then displayed within the Terminal (red rectangle).

MT4 Portfolio Management.

Portfolio management is an essential part of your daily trading operations. It is conducted primarily from the Terminal from the Trade and Account History tab. The Exposure tab is flawed as it always considers your account currency as part of the calculations, and there are third-party add-ons for precise portfolio exposure statistics.

You may close open trades by clicking on the x button (red rectangle). The first time you do so, a confirmation dialogue requires confirmation (orange rectangle).

Open positions can also be modified. Double-click on the desired order in the Terminal and the order window will appear. Under Type , select Modify Order (red). You can now adjust your open order (orange) by adding a stop loss and take profit, either by setting the price or by selecting the distance in pips under Level , then press Copy as , and finally, Modify .

You can see the stop loss and take profit levels were updated (red rectangle).

You can navigate to the Account History tab in the Terminal (red rectangle) and view details about your closed positions. As you can see, our open trade was closed. Manually exited positions are not colored. Trades closed by stop-loss and take profit are highlighted in red and green, respectively. It does not indicate the profitability of the closed position, which you can view under the Profit column.

Final Thoughts.

The MT4 trading platform is a simple but very effective trading terminal, as evident in its popularity despite its age. Do not be afraid to experiment in your demo account. You can always refer back to this MetaTrader 4 demo tutorial for assistance. You should understand how the trading platform functions before considering the MetaTrader 4 open real account option. Progress at your own pace, do not rush the learning process and proceed with a live trading account after you feel comfortable with using the trading platform.

MT4 is a very versatile gateway to analyzing assets, with a focus on the Forex market. Once you have learned the basic functionality of it, you can enhance it by upgrading it through third-party add-ons. Feel free to browse the Market , located in the Terminal , where thousands of free upgrades are available together with paid ones, to enhance the functionality of MT4 and turn it into a powerful asset management tool.

The MetaTrader 4 open real account option is available by clicking on File and then on Open an Account .


How do I use the MetaTrader4 demo?

You need to download it from your broker, which should be free of charge but could be time limited, most commonly expiring after one month. Most brokers grant it with a simple sign-up process, while some require a phone number and/or email for marketing purposes.

How do you use MetaTrader4 for beginners?

It is best to start with a demo account to avoid costly errors. After you install it, the best approach is to click, hover, adjust, and modify everything in the platform. You can refer to this tutorial for the basics. Take your time until you are familiar with the functionality before switching to a live version.

What is the MetaTrader4 demo account?

It is a “paper account”, ideal for new traders to learn how to use the trading platform, customize charts, place orders, and manage portfolios. It is also used to back-test strategies, test new Expert Advisors in the development stage, or to gauge the performance of existing ones.

How do I trade with MT4 on PC?

Download the appropriate version for your operating system and follow the simple on-screen installation instructions. Demo trading requires no additional steps. Live accounts need to be funded before you can start trading.

How do I withdraw money from MetaTrader 4?

MetaTrader 4 does not have a withdrawal or deposit function. If you wish to make a withdrawal, you will need to log in to your broker’s website and follow their instructions to submit a withdrawal request.

Hit “Quotes”. Hit the instrument you wish to trade, then select “Trade” in the menu which appears. Adjust the parameters such as execution type, size, stop loss, and take profit. Hit “buy” or “sell”.

Ibeth contributes daily market commentary in both English and Spanish (both of which she speaks fluently) and she also manages the DailyForex mobile app to ensure that traders around the world are getting important market updates in real time.

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Qual o melhor tempo para operar opções binárias

8 vieses comportamentais e como eles afetam as decisões de investimento.

O estudo sobre finanças comportamentais avança e nos provoca a refletir sobre o motivo que alguns investidores são tão bem sucedidos em operações financeiras e outros não. Uma das respostas está nos vieses comportamentais que de maneira inconsciente afeta a tomada de decisão dos investidores, levando-os a agir pela emoção.

Continue a leitura e saiba mais como blindar os vieses comportamentais e assim aumentar a rentabilidade de seus investimentos.

O que são vieses comportamentais?

Conhecido também como atalhos mentais, os vieses comportamentais são responsáveis pelo julgamento antecipado e percepção equivocada em diversas situações.

Muitas vezes, o cérebro simplifica a avaliação das informações e assim são tomadas decisões que exigem menos esforço.

Desta maneira, uma pessoa tomada pelos vieses comportamentais deixa de seguir ações baseadas em fatos ou pela racionalidade, agindo pela emoção ou no calor do momento.

Quais são os principais vieses comportamentais que influenciam os investimentos?

Os vieses comportamentais podem ser encontrados em diversos cenários, desde você ficar impressionado com alguma história ou uma coincidência do dia a dia.

Algumas armadilhas estão presentes nesses gatilhos mentais, e assim decisões precipitadas e errôneas podem ser realizadas.

No mundo dos investimentos, os vieses comportamentais podem impedir que a pessoa ganhe mais dinheiro ao paralisá-la em alguma posição. A seguir veja os principais vieses que podem impactar as aplicações financeiras:

O viés de ancoragem faz com que a informação inicial passe a ter maior relevância na decisão. Isso porque a primeira impressão geralmente possui maior peso nas escolhas.

Um exemplo é quando o vendedor da loja já te mostra a opção mais cara e, segundo ele, de maior qualidade no primeiro momento. Ao comparar com outras opções, o produto inicial se tornou o ponto de referência da escolha e assim será associado na tomada de decisão.

Ficar ancorado em um valor de uma ação, pois um dia o preço já chegou a este teto, por exemplo, pode paralisar o investidor em uma posição impedindo-o de visualizar outras negociações mais lucrativas.

Heurística da disponibilidade.

Presente em inúmeras situações, a heurística da disponibilidade é marcada pelas experiências pessoais que se tornam cruciais para a tomada de decisão.

Imagine que o investidor deseja aportar recursos em ações, mas precisa decidir qual empresa. Algumas opções são prontamente eliminadas, pois pouco tempo atrás esse mesmo investidor aportou dinheiro em ações de determinadas companhias e seus valores despencaram.

Perceba que a lembrança foi crucial para que a empresa fosse descartada das opções de investimentos e não foi feita uma análise racional do atual momento.

Sob o efeito da heurística, o investidor passa agir de forma emocional, desconsiderando dados confiáveis ou evidências científicas, o que pode ser altamente prejudicial aos resultados financeiros.

A aversão à perda é um viés comportamental em que os investidores priorizam o risco e não levam adiante aplicações financeiras que poderiam aumentar sua rentabilidade.

Estudos da psicologia mostram que a dor da perda tem maior impacto e gera mais lembrança do que o prazer do ganho. Entre os vieses comportamentais, a aversão à perda deve ser constantemente blindada por quem busca melhores investimentos.

No mercado financeiro há diferentes produtos de investimentos, desde mais conservadores até mais arriscados. A racionalidade está na averiguação de potencial de retorno de cada uma, diversificação das carteiras, além das novas tecnologias que blindam as operações.

Viés de recência.

O viés de recência se caracteriza pelo apego aos fatos recentes e imediatos, ou seja, o indivíduo passa a ser enviesado em suas decisões com base nas últimas informações que lhe foram dadas.

Nosso cérebro se apega aos fatos mais recentes e as informações mais antigas não são lembradas com tanta clareza. Isso ocorre, por exemplo, quando uma série de instruções são passadas. As últimas informações são lembradas com facilidade, mas as antigas já não estão claras na memória.

No mundo dos investimentos é importante sempre estar atento a esse viés comportamental, porque interpretar como relevante apenas fatos recentes pode prejudicar sua carteira de ativos.

Viés de familiaridade.

O viés de familiaridade está relacionado com a preferência pelo conhecido e desconforto pelo estranho.

Isso se mostra no mercado financeiro, por exemplo, quando um investidor possui um valor disponível para aporte, mas ao analisar onde aplicar, ele prefere escolher ativos que já conhece as regras ou que já investiu no passado.

Esse pensamento pode gerar problemas consideráveis ao investidor, pois impacta na diversificação. Além disso, há maior concentração de ativos e consequentemente maior volatilidade da carteira.

Excesso de confiança.

Investidores mais experientes e com conhecimento sobre o mercado financeiro tendem a se sentir mais confiantes, mas junto com esse sentimento geralmente vem a euforia.

Existem ocasiões em que estes investidores superestimam suas próprias habilidades e passam a não dimensionar os riscos existentes.

O excesso de confiança é um viés comportamental que impossibilita a reflexão das decisões e o aperfeiçoamento das escolhas.

O primeiro passo para evitar o excesso de confiança é assumir sua existência e, consciente dos riscos do mercado financeiro e da própria limitação humana, aliar-se às estratégias de proteção da carteira.

Ilusão de controle.

A ilusão de controle é um viés de comportamento que se caracteriza pela superestimação dos acertos e subestimação dos erros. Assim, o indivíduo se permite acreditar que eventos futuros e inesperados podem ser facilmente controlados, mesmo que racionalmente não sejam.

A ilusão de controle é potencializada pelo excesso de confiança . O indivíduo ao ser tomado por estes vieses não consegue enxergar os obstáculos ao longo do caminho.

Ao não mensurar os riscos previamente e nem assumir ou analisar os erros, os eventos inesperados podem trazer impactos irreversíveis.

Para que se faça uma análise qualificada para tomada de decisão é preciso considerar eventos passados, projeções futuras, riscos, diversificação, posição mais ideal, entre outros.

Efeito de dotação.

O efeito de dotação é possível de ser identificado quando algo representa para seu proprietário um valor maior do que seria negociado no mercado.

Isso se dá porque damos valor subjetivo a determinadas posses, ligando esses pertences ao esforço para conquistá-los ou o que eles representam.

Quando se trata de mercado financeiro, o efeito de dotação pode gerar problemas ao investidor, visto que ao superestimar o valor do seu ativo, ele pode se tornar desproporcional na carteira com impacto direto na diversificação do portfólio.

Como a tecnologia ajuda a lidar com o viés comportamental nos investimentos?

Nosso cérebro cria atalhos mentais que possibilitam tomar decisões rápidas, isso nos permite muitas vezes fugir de zonas de perigo, entretanto quando o assunto é investimento, devemos ser cautelosos aos vieses cognitivos.

A tecnologia é uma das ferramentas para blindar os vieses comportamentais e colocar o investidor em posição estratégica.

Com soluções algorítmicas, é possível cravar margens de prejuízos, entradas e saídas automáticas e prever cenários. Desta maneira, a emoção é deixada cada vez mais de lado.

O estudo contínuo de novas ferramentas, indicadores e a análise de mercado também somam nas competências para investimentos mais assertivos que utilizam a tecnologia ao seu favor.

Dica Smartt.

Reconhecer a existência dos vieses comportamentais e sua influência nos investimentos é o primeiro passo para blindar os atalhos mentais na hora das aplicações financeiras.

O investidor que identifica suas próprias limitações e dimensiona os riscos existentes também faz parte de uma postura madura e consciente dos desafios do mercado financeiro.

Quer automatizar suas operações com a maior plataforma de robôs traders do Brasil? Então clique aqui e faça uma simulação gratuita com os robôs da Smarttbot!

#SmarttBot: nossa tecnologia em suas mãos!

Finanças comportamentais Trader Experiente Trader Iniciante.